ACTIVE

WISE CONSULT

Financial year 2025 · closed on 31/12/2025
Net result
-259,9 k €
-236.5% YoY
Gross margin
431,6 k €
-1.5% YoY
Equity
-126,4 k €
-1031.9% YoY
Workforce
5,5 ETP
0.0% YoY

What does WISE CONSULT do?

WISE CONSULT is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Pepingen. It employs on average 5,5 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0863.394.822
Incorporation
12/02/2004
Legal form
Private limited company
Registered office
Ninoofsesteenweg(P) 93
1670 Pepingen · FlandreSee on map
Contributed capital
138 600,00 €
Latest accounts
31/12/2025
Average workforce
5,5 ETP
Signals
Positive EBITDAHealthy social debts
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 19 financial years

2025202420232022202120202019201820172016201520142013201220112010200920082007
Income statement
Gross margin431,6 k €438,1 k €303 k €251,2 k €327,6 k €210,8 k €159,4 k €16,5 k €-32,2 k €33,5 k €36,2 k €114,5 k €3,8 k €18,5 k €259,7 k €-43,1 k €113,1 k €4 k €71,3 k €
EBITDA117,9 k €150,4 k €171 k €151,8 k €215,1 k €133,4 k €83,3 k €-56,9 k €-34,3 k €29,6 k €32,8 k €111,2 k €732 €16,8 k €258 k €-45,4 k €111,7 k €-352,9 €69,3 k €
Operating result-69,3 k €-28,1 k €50,4 k €37,2 k €104,3 k €26,4 k €-20,4 k €-116,3 k €-57,3 k €5 k €792,7 €77,7 k €-35,5 k €-21,4 k €216,1 k €-88,8 k €62 k €-23,2 k €44,7 k €
Net result-259,9 k €-77,2 k €11,3 k €7,1 k €24,8 k €627 €650,3 €124 k €-67,8 k €-36,3 k €12,6 k €57,8 k €-56,3 k €-48,2 k €181,5 k €-110,1 k €38,7 k €-33,1 k €26,6 k €
Balance sheet
Equity-126,4 k €13,6 k €90,8 k €79,5 k €72,3 k €47,6 k €47 k €46,3 k €-84,1 k €-16,3 k €20,1 k €19,5 k €-38,3 k €18 k €141,2 k €29,7 k €139,9 k €101,2 k €128,3 k €
Total assets1,1 M €1,4 M €1,5 M €778,9 k €864 k €985,1 k €1 M €746,5 k €335,8 k €473,8 k €378,7 k €389,3 k €359,5 k €521 k €651,8 k €490,9 k €559,8 k €404,4 k €324 k €
Cash46,4 k €450,1 €482,7 €2,2 k €5,2 k €6 k €4,5 k €85,9 k €8,7 k €1,5 k €29,9 k €22,3 k €7,4 k €47 k €238,9 k €47,1 k €76,1 k €40,6 k €46,9 k €
Debts1,3 M €1,4 M €1,4 M €635,1 k €703,9 k €820,5 k €979,4 k €700,2 k €419,9 k €490,1 k €358,6 k €369,9 k €397,9 k €503 k €510,6 k €461,2 k €420 k €303,2 k €195,7 k €
Other
Workforce5,5 ETP5,5 ETP2,9 ETP2,5 ETP2,5 ETP2,6 ETP2,3 ETP1,8 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 20 ended

Active mandates

ToVa

Director · since 02 novembre 2016 · 0890.475.737

Represented by Tom Van Acker

Active
ALLROUND FINANCE

Director · since 01 septembre 2012 · 0862.321.486

Represented by Chris Van der Speeten

Active
servan

Director · since 30 décembre 2008 · 0885.709.374

Represented by Serge Vanlulle

Active

Ended mandates

EESER

Director · since 27 septembre 2021 · until 31 décembre 2022 · 0864.658.196

Represented by Peter Van Gucht

Ended
EESER

Director · since 27 septembre 2021 · 0864.658.196

Represented by Peter Van Gucht

Ended
Peter Van Gucht

Manager · since 01 décembre 2018

Ended
Jacques Luyckx

Manager · since 15 novembre 2017 · until 31 octobre 2020

Ended
At this address

Other companies at this address

CompanyCBE no.
0670.576.341
0892.025.559
High FiveActive
0870.056.346
0662.949.468
servanActive
0885.709.374
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/10/202001/10/2019
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202130/09/2020
Length of the financial year12 months12 months12 months12 months15 months12 months
Filing date30/07/202631/07/202524/06/202413/06/202327/06/202228/01/2021
General meeting30/06/202630/06/202513/06/202408/06/202309/06/202230/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202630/07/2026DutchPDF
Abridged model31/12/202430/06/202531/07/2025DutchPDF
Abridged model31/12/202313/06/202424/06/2024DutchPDF
Abridged model31/12/202208/06/202313/06/2023DutchPDF
Abridged model31/12/202109/06/202227/06/2022DutchPDF
Abridged model30/09/202030/12/202028/01/2021DutchPDF
Abridged model30/09/201927/12/201921/01/2020DutchPDF
Abridged model30/09/201807/12/201825/01/2019DutchPDF
Abridged model30/09/201730/12/201730/01/2018DutchPDF
Abridged model30/09/201602/12/201622/12/2016DutchPDF
Abridged model30/09/201523/12/201514/01/2016DutchPDF
Abridged model30/09/201416/01/201511/02/2015DutchPDF
Abridged model30/09/201327/12/201321/01/2014DutchPDF
Abridged model30/09/201215/02/201319/02/2013DutchPDF
Abridged model30/09/201102/12/201105/01/2012DutchPDF
Abridged model30/09/201028/01/201124/02/2011DutchPDF
Abridged model30/09/200904/12/200921/12/2009DutchPDF
Abridged model30/09/200826/12/200806/01/2009DutchPDF
Abridged model30/09/200725/01/200825/01/2008DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 20 ended

Active mandates

ToVa

Director · since 02 novembre 2016 · 0890.475.737

Represented by Tom Van Acker

Active
ALLROUND FINANCE

Director · since 01 septembre 2012 · 0862.321.486

Represented by Chris Van der Speeten

Active
servan

Director · since 30 décembre 2008 · 0885.709.374

Represented by Serge Vanlulle

Active

Ended mandates

EESER

Director · since 27 septembre 2021 · until 31 décembre 2022 · 0864.658.196

Represented by Peter Van Gucht

Ended
EESER

Director · since 27 septembre 2021 · 0864.658.196

Represented by Peter Van Gucht

Ended
Peter Van Gucht

Manager · since 01 décembre 2018

Ended
Jacques Luyckx

Manager · since 15 novembre 2017 · until 31 octobre 2020

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates12/03/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares16/12/2025
    KAPITAAL - AANDELEN
    PDF
  • Mandates21/02/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/11/2021
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
    PDF
  • Mandates20/12/2018
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates15/12/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates28/11/2016
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/10/2012
    ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-259,9 k €
  2. 2024
    Annual accounts 2024-77,2 k €
  3. 2023
    Annual accounts 202311,3 k €
  4. 2022
    Annual accounts 20227,1 k €
  5. 2021
    Annual accounts 202124,8 k €
  6. 2020
    Annual accounts 2020627 €
  7. 2019
    Annual accounts 2019650,3 €
  8. 2018
    Annual accounts 2018124 k €
  9. 2017
    Annual accounts 2017-67,8 k €
  10. 2016
    Annual accounts 2016-36,3 k €
  11. 2015
    Annual accounts 201512,6 k €
  12. 2014
    Annual accounts 201457,8 k €
  13. 2013
    Annual accounts 2013-56,3 k €
  14. 2012
    Annual accounts 2012-48,2 k €
  15. 2011
    Annual accounts 2011181,5 k €
  16. 2010
    Annual accounts 2010-110,1 k €
  17. 2009
    Annual accounts 200938,7 k €
  18. 2008
    Annual accounts 2008-33,1 k €
  19. 2007
    Annual accounts 200726,6 k €
  20. 12/02/2004
    IncorporationPrivate limited company