ACTIVE

DANIEL RENARD FINANCE & Cie

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Financial year 2025 · closed on 30/06/2025
Net result
25,9 k €
-3.4% YoY
Gross margin
104,6 k €
-16.3% YoY
Equity
603,7 k €
+101.2% YoY

What does DANIEL RENARD FINANCE & Cie do?

DANIEL RENARD FINANCE & Cie is a General partnership incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aywaille.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0863.694.037
Incorporation
18/07/2003
Legal form
General partnership
Registered office
Deigné 114
4920 Aywaille · WallonieSee on map
Contributed capital
1 000,00 €
Latest accounts
30/06/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main82990Other business support service activities n.e.c.82990Other business support service activities n.e.c.
Joint committees (1)
  • 218
Signals
ProfitableSolid equityPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 11 financial years

20252015201420132012201120102009200820072006
Income statement
Gross margin104,6 k €125 k €150,5 k €151,2 k €138,9 k €165,1 k €165,1 k €280,2 k €191 k €136,3 k €127,4 k €
EBITDA97,4 k €61,6 k €80,5 k €70,2 k €72,6 k €77,7 k €60,7 k €151 k €57 k €69,1 k €70,7 k €
Operating result55,5 k €57 k €85 k €46,1 k €46,5 k €38,6 k €28,5 k €111,5 k €17,5 k €41,4 k €41,2 k €
Net result25,9 k €26,8 k €60,8 k €15,2 k €11,9 k €5,9 k €6,3 k €74,2 k €-1,3 k €23,5 k €18,9 k €
Balance sheet
Equity603,7 k €300,1 k €273,2 k €212,5 k €197,3 k €185,4 k €179,5 k €173,2 k €99 k €100,3 k €76,8 k €
Total assets1,2 M €916,8 k €916,6 k €929,6 k €929,8 k €971,6 k €1 M €330,7 k €220,9 k €227,6 k €253,2 k €
Cash6,2 k €8,5 k €4,5 k €10 k €12,6 k €38,7 k €46,1 k €30,5 k €50,5 k €51,2 k €24,9 k €
Debts532,9 k €561,2 k €631,6 k €686,1 k €719,4 k €773,1 k €837,5 k €157,5 k €121,9 k €127,3 k €174,3 k €
Other
Workforce–1,1 ETP2,0 ETP2,2 ETP2,0 ETP2,3 ETP3,1 ETP4,2 ETP2,9 ETP2,9 ETP3,3 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 30/06/2025 · 1 active · 1 ended

Active mandates

Daniel RENARD

Director

Active

Ended mandates

Daniel RENARD

Manager

Ended
At this address

Other companies at this address

CompanyCBE no.
RB SERVICES● Active
0432.099.465
RENARD ET BERTRAND● Active
0883.405.724
Annual accounts

Full financial information

202520152014201320122011
Type of accountMicro modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/07/202401/01/201501/01/201401/01/201301/01/201201/01/2011
Closing of the financial year30/06/202531/12/201531/12/201431/12/201331/12/201231/12/2011
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date02/02/202631/08/201630/09/201519/08/201426/09/201328/09/2012
General meeting19/01/202627/05/201625/09/201531/07/201426/07/201316/07/2012
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

11 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202519/01/202602/02/2026FrenchPDF
Abridged model31/12/201527/05/201631/08/2016FrenchPDF
Abridged model31/12/201425/09/201530/09/2015FrenchPDF
Abridged model31/12/201331/07/201419/08/2014FrenchPDF
Abridged model31/12/201226/07/201326/09/2013FrenchPDF
Abridged model31/12/201116/07/201228/09/2012FrenchPDF
Abridged model31/12/201025/07/201131/08/2011FrenchPDF
Abridged model31/12/200919/06/201029/08/2010FrenchPDF
Abridged model31/12/200826/06/200920/08/2009FrenchPDF
Abridged model31/12/200727/06/200810/07/2008FrenchPDF
Abridged model31/12/200603/10/200710/10/2007FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 1 active · 1 ended

Active mandates

Daniel RENARD

Director

Active

Ended mandates

Daniel RENARD

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates15/07/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Other09/02/2017
    MODIFICATIONS DE L'EXERCICE SOCIAL ET DE LA DATE DE WASSEMBLEE;
    PDF
  • Other05/01/2010
    MODIFICATION DE L'OBJET SOCIAL-MODIFICATIONS DES STATUTS
    PDF
  • Other13/11/2006
    DIVERS
    PDF
  • Other30/07/2003
    Constitution entre les soussignés
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202525,9 k €↓
  2. 2015
    Annual accounts 201526,8 k €↓
  3. 2014
    Annual accounts 201460,8 k €↑
  4. 2013
    Annual accounts 201315,2 k €↑
  5. 2012
    Annual accounts 201211,9 k €↑
  6. 2011
    Annual accounts 20115,9 k €↓
  7. 2010
    Annual accounts 20106,3 k €↓
  8. 2009
    Annual accounts 200974,2 k €↑
  9. 2008
    Annual accounts 2008-1,3 k €↓
  10. 2007
    Annual accounts 200723,5 k €↑
  11. 2006
    Annual accounts 200618,9 k €
  12. 18/07/2003
    IncorporationGeneral partnership