ACTIVE

SERVICE-ASSUR

Financial year 2025 · Closed on 31/12/2025

Net result125,4 k €+140,0 %over 1 year

Gross margin668,3 k €+14,2 %over 1 year

Equity698,5 k €+9,6 %over 1 year

Identity

Source · BCE/KBO

SERVICE-ASSUR is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Thuin.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0863.769.657
Incorporation: 02/03/2004
Legal form: Private limited company
Registered office: Rue des Soldats(THL) 43
6536 Thuin · WallonieSee on map
Contributed capital: 44 760,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 22 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	668,3 k €	+14.2%	585,3 k €	-1.6%	594,7 k €	+20.1%	495,1 k €	+16.8%	423,9 k €
EBITDA	317,7 k €	+39.4%	227,9 k €	-21.2%	289,3 k €	+40.1%	206,6 k €	+31.2%	157,5 k €
Operating result	205,5 k €	+109%	98,1 k €	-47.3%	186,2 k €	+67.2%	111,4 k €	+43.1%	77,9 k €
Net result	125,4 k €	+140%	52,3 k €	-56.4%	120 k €	+73.3%	69,3 k €	+47.5%	47 k €
Balance sheet
Equity	698,5 k €	+9.6%	637,1 k €	+8.9%	584,8 k €	+25.2%	467,1 k €	+17.4%	397,8 k €
Total assets	1,1 M €	-14.2%	1,2 M €	-8.7%	1,3 M €	+10.8%	1,2 M €	-8.5%	1,3 M €
Cash	489,7 k €	-8.4%	534,9 k €	-27.6%	739,2 k €	+7.3%	688,9 k €	+19.5%	576,5 k €
Debts	357,2 k €	-39.9%	593,9 k €	-22.2%	762,9 k €	+3.5%	737,2 k €	-20.5%	927,2 k €
Other
Workforce	–		–		–		8,6 ETP	0.0%	8,6 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period
MICHAEL ZIOUI	Mandate

Ended mandates

Director	Mandates in this company	Period
Fabien DERMINE	Administrator - manager2023 accounts

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Abridged model	Abridged model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/10/2026	31/08/2025	21/11/2024	31/08/2023	27/09/2022	13/01/2022
General meeting	18/06/2026	19/06/2025	20/06/2024	15/06/2023	16/06/2022	17/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for free

Annual accounts filings

Source · NBB, 22 filings

Model	Closing	General meeting	Filed	Language	Document
Micro modelCorrection	31/12/2025	18/06/2026	27/10/2026	French	PDF
Micro model	31/12/2025	18/06/2026	31/08/2026	French	PDF
Micro model	31/12/2024	19/06/2025	31/08/2025	French	PDF
Micro modelCorrection	31/12/2023	20/06/2024	21/11/2024	French	PDF
Micro model	31/12/2023	20/06/2024	30/08/2024	French	PDF
Abridged model	31/12/2022	15/06/2023	31/08/2023	French	PDF
Abridged model	31/12/2021	16/06/2022	27/09/2022	French	PDF
Micro model	31/12/2020	17/06/2021	13/01/2022	French	PDF
Micro model	31/12/2019	31/08/2020	15/12/2020	French	PDF
Micro model	31/12/2018	20/06/2019	10/10/2019	French	PDF
Micro model	31/12/2017	21/06/2018	08/04/2019	French	PDF
Abridged model	31/12/2016	15/06/2017	02/04/2019	French	PDF
Abridged model	31/12/2015	16/06/2016	31/10/2016	French	PDF
Abridged model	31/12/2014	18/06/2015	09/11/2015	French	PDF
Abridged model	31/12/2013	19/06/2014	17/10/2014	French	PDF
Abridged model	30/09/2012	29/03/2013	04/06/2013	French	PDF
Abridged model	31/12/2010	16/06/2011	08/11/2011	French	PDF
Abridged model	31/12/2009	04/02/2011	25/06/2011	French	PDF
Abridged model	31/12/2008	23/03/2010	23/03/2010	French	PDF
Abridged model	31/12/2007	27/11/2008	24/12/2008	French	PDF
Abridged model	31/12/2006	18/12/2007	19/12/2007	French	PDF
Abridged model	31/12/2005	24/10/2006	04/01/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period
MICHAEL ZIOUI	Mandate

Ended mandates

Director	Mandates in this company	Period
Fabien DERMINE	Administrator - manager2023 accounts

Ownership and network

Looking for more information about this company?

Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette

Other06/10/2025
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS
PDF
Mandates18/09/2024
DEMISSIONS, NOMINATIONS
PDF
Capital / shares15/01/2018
REDUCTION DE CAPITAL - MODIFICATION DES STATUTS
PDF
Capital / shares15/01/2014
CAPITAL, ACTIONS
PDF
Other09/10/2013
MODIFICATION DE L'EXERCICE SOCIAL - MODIFICATION DES STATUTS
PDF
Other17/01/2012
MODIFICATION DE L'OBJET SOCIAL - MODIFICATION DE L'EXERCICE
PDF
Other09/03/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings19 filings

Mandates

MICHAEL ZIOUI

Fabien DERMINE

20042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

SERVICE-ASSUR

Rue des Soldats(THL) 43, 6536 Thuillies

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rue des Soldats(THL) 43, 6536 ThuilliesCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00569244

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
SERVICE-ASSURCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00569244

Events

2025
Annual accounts 2025125,4 k €↑
2024
Annual accounts 202452,3 k €↓
2023
Annual accounts 2023120 k €↑
2022
Annual accounts 202269,3 k €↑
2021
Annual accounts 202147 k €↓
2020
Annual accounts 202068,8 k €↑
2019
Annual accounts 201916 k €↓
2018
Annual accounts 201838,2 k €↓
2017
Annual accounts 201799,7 k €↑
2016
Annual accounts 201664,1 k €↓
2015
Annual accounts 2015108,4 k €↑
2014
Annual accounts 201446,9 k €↑
2013
Annual accounts 201335,4 k €↑
2012
Annual accounts 20127,7 k €↓
2010
Annual accounts 201063,4 k €↓
2009
Annual accounts 2009100 k €↑
2008
Annual accounts 200827,2 k €↑
2007
Annual accounts 200714,9 k €↓
2006
Annual accounts 200694,9 k €
02/03/2004
IncorporationPrivate limited company

SERVICE-ASSUR

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events