Crédit and Invest
0866.644.817 · rovalta.com · 27/09/2026
ACTIVE
Crédit and Invest
Financial year 2025 · Closed on 31/12/2025
Net result44,8 k €+5 681,1 %over 1 year
Gross margin66,9 k €+636,4 %over 1 year
Equity222,7 k €+25,2 %over 1 year
Overview
Identity
Source · BCE/KBOCrédit and Invest is a Private company with limited liability incorporated in 2004. Its registered office is in Hoeilaart.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0866.644.817
- Incorporation
- 04/08/2004
- Legal form
- Private company with limited liability
- Registered office
- Blijde Inkomstlaan 15
1560 Hoeilaart · FlandreSee on map - Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2025
Joint committees (2)
- 307
- 341
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 66,9 k € | +636% | 9,1 k € | -48.2% | 17,5 k € | -78.0% | 79,8 k € | +25.3% | 63,7 k € |
| EBITDA | 64,3 k € | +627% | 8,8 k € | -47.2% | 16,8 k € | -78.9% | 79,3 k € | +47.7% | 53,7 k € |
| Operating result | 63 k € | +1256% | 4,6 k € | -65.3% | 13,4 k € | -82.4% | 76,1 k € | +49.3% | 51 k € |
| Net result | 44,8 k € | +5681% | 774,1 € | -90.1% | 7,8 k € | -85.2% | 52,9 k € | +54.8% | 34,2 k € |
| Balance sheet | |||||||||
| Equity | 222,7 k € | +25.2% | 177,9 k € | +0.4% | 177,1 k € | +4.6% | 169,3 k € | +45.4% | 116,4 k € |
| Total assets | 244,7 k € | +4.6% | 233,9 k € | -4.4% | 244,7 k € | +15.4% | 212 k € | +35.8% | 156,2 k € |
| Cash | 1,8 k € | -75.4% | 7,2 k € | -38.6% | 11,7 k € | +132% | 5 k € | -25.8% | 6,8 k € |
| Debts | 20,7 k € | -63.1% | 56 k € | -17.1% | 67,6 k € | +58.2% | 42,7 k € | +7.5% | 39,8 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 4 ended
Active mandates
Amaury Bettens
ActiveEnded mandates
Amaury Bettens
EndedAmaury Bettens
EndedAmaury Bettens
EndedLUC RONSMANS
EndedOther companies at this address
Blijde Inkomstlaan 15 1560 Hoeilaart| Company | CBE no. |
|---|---|
ALICIA LAUREYS● Active | 0640.784.077 |
Myracle● Active | 0700.636.443 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 23/04/2026 | 30/03/2026 | 09/07/2024 | 27/09/2023 | 01/02/2023 | 30/09/2021 |
| General meeting | 07/04/2026 | 27/03/2026 | 02/04/2024 | 26/09/2023 | 31/01/2023 | 06/04/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 07/04/2026 | 23/04/2026 | Dutch | |
| Micro model | 31/12/2024 | 27/03/2026 | 30/03/2026 | Dutch | |
| Micro model | 31/12/2023 | 02/04/2024 | 09/07/2024 | Dutch | |
| Micro model | 31/12/2022 | 26/09/2023 | 27/09/2023 | French | |
| Micro model | 31/12/2021 | 31/01/2023 | 01/02/2023 | French | |
| Abridged model | 31/12/2020 | 06/04/2021 | 30/09/2021 | French | |
| Micro model | 31/12/2019 | 07/04/2020 | 30/09/2020 | French | |
| Micro model | 31/12/2018 | 02/04/2019 | 11/06/2019 | French | |
| Micro model | 31/12/2017 | 03/04/2018 | 26/04/2018 | French | |
| Micro model | 31/12/2016 | 28/04/2017 | 11/07/2017 | French | |
| Abridged model | 31/12/2015 | 05/04/2016 | 09/05/2016 | French | |
| Abridged model | 31/12/2014 | 07/04/2015 | 28/04/2015 | French | |
| Abridged model | 31/12/2013 | 01/04/2014 | 17/06/2014 | French | |
| Abridged model | 31/12/2012 | 31/05/2013 | 17/06/2013 | French | |
| Abridged model | 31/12/2011 | 05/06/2012 | 12/06/2012 | French | |
| Abridged model | 31/12/2010 | 17/05/2011 | 15/06/2011 | French | |
| Abridged model | 31/12/2009 | 06/04/2010 | 12/05/2010 | French | |
| Abridged model | 31/12/2008 | 28/04/2009 | 26/05/2009 | French | |
| Abridged model | 31/12/2007 | 11/06/2008 | 19/06/2008 | French | |
| Abridged model | 31/12/2006 | 19/06/2007 | 10/07/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 4 ended
Active mandates
Amaury Bettens
ActiveEnded mandates
Amaury Bettens
EndedAmaury Bettens
EndedAmaury Bettens
EndedLUC RONSMANS
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Other15/10/2025STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates24/09/2025SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates09/11/2018DENOMINATION - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
- Mandates26/10/2018DEMISSIONS, NOMINATIONS
- Registered office12/04/2006SIEGE SOCIAL
- Other31/03/2006DIVERS
- Other12/08/2004RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202544,8 k €↑
- 2024Annual accounts 2024774,1 €↓
- 2023Annual accounts 20237,8 k €↓
- 2022Annual accounts 202252,9 k €↑
- 2021Annual accounts 202134,2 k €↑
- 2020Annual accounts 202033,1 k €↑
- 2019Annual accounts 201910,2 k €↓
- 2018Annual accounts 201813,5 k €↑
- 2017Annual accounts 2017-15,3 k €↓
- 2016Annual accounts 201612,4 k €↑
- 2015Annual accounts 20153 k €↑
- 2014Annual accounts 2014-908 €↓
- 2013Annual accounts 20137,1 k €↑
- 2012Annual accounts 2012-7,8 k €↑
- 2011Annual accounts 2011-20,7 k €↓
- 2010Annual accounts 2010-2,7 k €↓
- 2009Annual accounts 2009157 €↑
- 2008Annual accounts 2008-4 k €↓
- 2007Annual accounts 20072,8 k €↓
- 2006Annual accounts 20066,7 k €
- 04/08/2004IncorporationPrivate company with limited liability