ASSURANCES, CREDITS, PLACEMENTS 21
0867.139.121 · rovalta.com · 26/09/2026
ACTIVE
ASSURANCES, CREDITS, PLACEMENTS 21
Financial year 2024 · Closed on 31/12/2024
Net result-880,4 €-113,8 %over 1 year
Gross margin-12 k €-106,8 %over 1 year
Equity113,3 k €-0,8 %over 1 year
Workforce0,6 ETP-40,0 %over 1 year
Overview
Identity
Source · BCE/KBOASSURANCES, CREDITS, PLACEMENTS 21 is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Habay. It employs on average 0,6 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0867.139.121
- Incorporation
- 08/09/2004
- Legal form
- Private limited company
- Registered office
- Avenue de la Gare 12
6720 Habay · WallonieSee on map - Contributed capital
- 6 200,00 €
- Latest accounts
- 31/12/2024
- Average workforce
- 0,6 ETP
Activities (NACE)
Joint committees (3)
- 218
- 307
- 323
Signals
Solid equityGood liquidityPositive cashflow
Financials
Source · NBB, 19 filingsTrend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | -12 k € | -107% | 176,4 k € | -16.8% | 211,9 k € | -28.0% | 294,2 k € | +62.5% | 181 k € |
| EBITDA | -99,2 k € | -309% | 47,5 k € | +133% | -144,9 k € | -303% | -35,9 k € | +66.2% | -106,3 k € |
| Operating result | -124,5 k € | -681% | 21,4 k € | +112% | -182,7 k € | -123% | -81,9 k € | +47.3% | -155,6 k € |
| Net result | -880,4 € | -114% | 6,4 k € | +10.5% | 5,8 k € | +106% | -96,5 k € | +43.7% | -171,3 k € |
| Balance sheet | |||||||||
| Equity | 113,3 k € | -0.8% | 114,2 k € | +5.9% | 107,8 k € | +5.7% | 102 k € | -48.6% | 198,5 k € |
| Total assets | 259,8 k € | -18.8% | 319,8 k € | -30.5% | 460,5 k € | +3.0% | 447,1 k € | -24.9% | 595,2 k € |
| Cash | 57,7 k € | -40.1% | 96,3 k € | -55.7% | 217,2 k € | +154% | 85,6 k € | -58.7% | 207,3 k € |
| Debts | 146,4 k € | -28.8% | 205,6 k € | -41.7% | 352,5 k € | +2.2% | 344,8 k € | -13.0% | 396,4 k € |
| Other | |||||||||
| Workforce | 0,6 ETP | -40.0% | 1,0 ETP | -77.3% | 4,4 ETP | 0.0% | 4,4 ETP | 0.0% | 4,4 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20241 active · 2 ended
Active mandates
Philippe GRACES
ActiveEnded mandates
Philippe GRACES
EndedPhilippe GRACES
EndedOther companies at this address
Avenue de la Gare 12 6720 Habay| Company | CBE no. |
|---|---|
| 0842.954.744 | |
SANSERIF STUDIO● Active | 1016.790.226 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 30/09/2025 | 03/10/2024 | 10/10/2023 | 30/08/2022 | 30/09/2021 | 24/11/2020 |
| General meeting | 26/09/2025 | 30/09/2024 | 07/10/2023 | 06/05/2022 | 20/09/2021 | 09/11/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 19 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2024 | 26/09/2025 | 30/09/2025 | French | |
| Abridged model | 31/12/2023 | 30/09/2024 | 03/10/2024 | French | |
| Abridged model | 31/12/2022 | 07/10/2023 | 10/10/2023 | French | |
| Abridged model | 31/12/2021 | 06/05/2022 | 30/08/2022 | French | |
| Abridged model | 31/12/2020 | 20/09/2021 | 30/09/2021 | French | |
| Abridged model | 31/12/2019 | 09/11/2020 | 24/11/2020 | French | |
| Abridged model | 31/12/2018 | 04/10/2019 | 16/10/2019 | French | |
| Abridged model | 31/12/2017 | 26/09/2018 | 28/09/2018 | French | |
| Abridged model | 31/12/2016 | 22/09/2017 | 28/09/2017 | French | |
| Abridged model | 31/12/2015 | 26/08/2016 | 31/08/2016 | French | |
| Abridged model | 31/12/2014 | 06/11/2015 | 18/11/2015 | French | |
| Abridged model | 31/12/2013 | 22/11/2014 | 16/12/2014 | French | |
| Abridged model | 31/12/2012 | 19/12/2013 | 23/12/2013 | French | |
| Abridged model | 31/12/2011 | 07/12/2012 | 17/12/2012 | French | |
| Abridged model | 31/12/2010 | 02/12/2011 | 28/12/2011 | French | |
| Abridged model | 31/12/2009 | 02/07/2010 | 30/08/2010 | French | |
| Abridged model | 31/12/2008 | 04/09/2009 | 29/09/2009 | French | |
| Abridged model | 31/12/2007 | 03/10/2008 | 31/10/2008 | French | |
| Abridged model | 31/12/2006 | 03/08/2007 | 22/08/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20241 active · 2 ended
Active mandates
Philippe GRACES
ActiveEnded mandates
Philippe GRACES
EndedPhilippe GRACES
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official GazetteSimilar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-880,4 €↓
- 2023Annual accounts 20236,4 k €↑
- 2022Annual accounts 20225,8 k €↑
- 2021Annual accounts 2021-96,5 k €↑
- 2020Annual accounts 2020-171,3 k €↓
- 2019Annual accounts 201998,6 k €↑
- 2018Annual accounts 2018-35,5 k €↓
- 2017Annual accounts 2017247 k €↑
- 2016Annual accounts 2016-80,2 k €↓
- 2015Annual accounts 2015-12 k €↓
- 2014Annual accounts 201426,6 k €↓
- 2013Annual accounts 201341,1 k €↑
- 2012Annual accounts 2012-26,5 k €↓
- 2011Annual accounts 201125,8 k €↑
- 2010Annual accounts 20104 k €↑
- 2009Annual accounts 2009-18 k €↓
- 2008Annual accounts 200828,6 k €↑
- 2007Annual accounts 200725,1 k €↓
- 2006Annual accounts 200659,5 k €
- 08/09/2004IncorporationPrivate limited company