Life and Pension Insurance Broker
0871.071.480 · rovalta.com · 27/09/2026
ACTIVE
Life and Pension Insurance Broker
Financial year 2024 · Closed on 31/12/2024
Net result85,6 k €+1 035,5 %over 1 year
Gross margin334,1 k €+263,9 %over 1 year
Equity744,5 k €+143,7 %over 1 year
Overview
Identity
Source · BCE/KBOLife and Pension Insurance Broker is a Private limited company incorporated in 2005. Its main activity is: Market research and public opinion polling. Its registered office is in Overijse.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0871.071.480
- Incorporation
- 07/01/2005
- Legal form
- Private limited company
- Registered office
- Brabandtlaan 18
3090 Overijse · FlandreSee on map - Contributed capital
- 37 300,00 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Joint committees (2)
- 121
- 307
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 15 filingsTrend over 15 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 334,1 k € | +264% | 91,8 k € | +31.5% | 69,8 k € | +41.0% | 49,5 k € | -59.1% | 121 k € |
| EBITDA | 180,8 k € | +114% | 84,6 k € | +31.7% | 64,2 k € | +32.3% | 48,5 k € | -58.8% | 117,9 k € |
| Operating result | 122,1 k € | +215% | 38,8 k € | +584% | -8 k € | -1997% | -382 € | -101% | 40,6 k € |
| Net result | 85,6 k € | +1035% | -9,2 k € | +82.8% | -53,2 k € | -181% | -18,9 k € | -345% | 7,7 k € |
| Balance sheet | |||||||||
| Equity | 744,5 k € | +144% | 305,5 k € | -2.9% | 314,7 k € | +2551% | -12,8 k € | -311% | 6,1 k € |
| Total assets | 1,4 M € | +48.0% | 974,4 k € | -4.5% | 1 M € | -0.2% | 1 M € | +9.5% | 934,1 k € |
| Cash | – | – | – | 67 € | +97.1% | 34 € | |||
| Debts | 697,5 k € | +4.3% | 668,9 k € | +49.2% | 448,3 k € | -56.7% | 1 M € | +11.6% | 928 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20242 active · 4 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Michel Desmet | Director | since 29/03/2022 | 000 |
Bella Muradashvili | Director |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Michel Desmet | Manager | since 12/10/2009 | 000 |
Michel Desmet | Mandate | 000 | |
Michel Desmet | Director | 000 | |
Michel Desmet | Manager | 000 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/04/2021 | 01/04/2020 | 01/04/2019 | 01/04/2018 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/03/2021 | 31/03/2020 | 31/03/2019 |
| Length of the financial year | 12 months | 12 months | 21 months | 12 months | 12 months | 12 months |
| Filing date | 31/10/2025 | 27/06/2024 | 24/11/2023 | 09/11/2021 | 09/10/2020 | 05/11/2019 |
| General meeting | 27/06/2025 | 27/05/2024 | 23/06/2023 | 25/09/2021 | 25/09/2020 | 27/09/2019 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 15 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 27/06/2025 | 31/10/2025 | Dutch | |
| Micro model | 31/12/2023 | 27/05/2024 | 27/06/2024 | Dutch | |
| Micro model | 31/12/2022 | 23/06/2023 | 24/11/2023 | Dutch | |
| Micro model | 31/03/2021 | 25/09/2021 | 09/11/2021 | Dutch | |
| Micro model | 31/03/2020 | 25/09/2020 | 09/10/2020 | Dutch | |
| Micro model | 31/03/2019 | 27/09/2019 | 05/11/2019 | Dutch | |
| Micro model | 31/03/2018 | 28/09/2018 | 15/01/2019 | Dutch | |
| Abridged model | 31/03/2017 | 22/09/2017 | 28/08/2018 | Dutch | |
| Abridged model | 31/03/2016 | 15/11/2016 | 22/12/2016 | Dutch | |
| Abridged model | 31/03/2015 | 25/09/2015 | 16/12/2015 | Dutch | |
| Abridged model | 31/03/2014 | 26/09/2014 | 10/10/2014 | Dutch | |
| Abridged model | 31/03/2013 | 15/07/2013 | 17/07/2013 | Dutch | |
| Abridged model | 31/03/2012 | 21/09/2012 | 07/12/2012 | Dutch | |
| Abridged model | 31/03/2011 | 23/09/2011 | 03/10/2011 | Dutch | |
| Abridged model | 31/03/2010 | 24/09/2010 | 13/12/2010 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20242 active · 4 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Michel Desmet | Director | since 29/03/2022 | 000 |
Bella Muradashvili | Director |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Michel Desmet | Manager | since 12/10/2009 | 000 |
Michel Desmet | Mandate | 000 | |
Michel Desmet | Director | 000 | |
Michel Desmet | Manager | 000 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Registered office28/05/2026MAATSCHAPPELIJKE ZETEL
- Restructuring26/11/2024MAATSCHAPPELIJKE ZETEL - DOEL - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring01/07/2024RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring19/04/2022BENAMING - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring16/02/2022RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) - KAPITAAL - AANDELEN
- Registered office25/07/2014MAATSCHAPPELIJKE ZETEL
- Mandates21/10/2009DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
- Other17/01/2005RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 202485,6 k €↑
- 2023Annual accounts 2023-9,2 k €↑
- 2022Annual accounts 2022-53,2 k €↓
- 2021Annual accounts 2021-18,9 k €↓
- 2020Annual accounts 20207,7 k €↑
- 2019Annual accounts 2019-20,3 k €↓
- 2018Annual accounts 2018-7,7 k €↑
- 2017Annual accounts 2017-21,7 k €↓
- 2016Annual accounts 201624,6 k €↑
- 2015Annual accounts 20152,9 k €↑
- 2014Annual accounts 20141,9 k €↓
- 2013Annual accounts 201315,5 k €↑
- 2012Annual accounts 2012-27,4 k €↓
- 2011Annual accounts 20118,4 k €↑
- 2010Annual accounts 20103,2 k €
- 07/01/2005IncorporationPrivate limited company
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Brabandtlaan 18, 3090 OverijseCurrent | CBE, tracked since 27/09/2026 | CBE |
| Herrmann-Debrouxlaan 54, 1160 Auderghem | accounts 2024 | Accounts 2024 · 2025-00558777 |
| Brabandtlaan 18, 3090 Overijse | accounts 2022 → 2023 | Accounts 2023 · 2024-00170212 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.