ACTIVE

BOUGE ASSURANCES

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Financial year 2025 · closed on 31/12/2025

Net result

138,9 k €

-9.9% YoY

Gross margin

612,6 k €

-8.6% YoY

Equity

916,2 k €

+12.1% YoY

Workforce

5,0 ETP

0.0% YoY

What does BOUGE ASSURANCES do?

BOUGE ASSURANCES is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur. It employs on average 5,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0871.236.974

Incorporation

17/01/2005

Legal form

Private limited company

Registered office

Rue du Grand Feu(BU) 126
5004 Namur · WallonieSee on map

Contributed capital

8 073,33 €

Latest accounts

31/12/2025

Average workforce

5,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	612,6 k €	-8.6%	670,4 k €	+35.6%	494,2 k €	+0.0%	494,2 k €	-0.6%	497,2 k €	+25.0%	397,7 k €	-0.6%	400 k €	-0.9%	403,5 k €	+0.7%	400,7 k €	+18.5%	338,2 k €	-6.1%	360 k €	+7.4%	335,2 k €	+16.0%	289 k €	+114%	135,1 k €	+22.1%	110,7 k €	+11.6%	99,2 k €	-19.9%	123,9 k €	+1.6%	121,9 k €	+3.9%	117,3 k €	+24.9%	94 k €
EBITDA	290,1 k €	-14.3%	338,5 k €	+182%	120,3 k €	-34.3%	183,1 k €	-19.8%	228,3 k €	+23.0%	185,6 k €	-5.8%	197 k €	-19.6%	244,9 k €	+8.9%	225 k €	+58.4%	142 k €	-25.8%	191,4 k €	+8.8%	175,9 k €	+8.3%	162,4 k €	+136%	68,9 k €	+49.2%	46,2 k €	+29.9%	35,5 k €	-43.4%	62,8 k €	+4.2%	60,3 k €	-6.3%	64,4 k €	+48.8%	43,3 k €
Operating result	223,7 k €	-9.2%	246,3 k €	+786%	27,8 k €	-68.4%	87,8 k €	-36.9%	139,3 k €	+35.2%	103 k €	-13.2%	118,7 k €	-38.0%	191,5 k €	+15.0%	166,5 k €	+102%	82,6 k €	-37.4%	132 k €	+2.4%	128,9 k €	+42.8%	90,3 k €	+234%	27 k €	-28.3%	37,7 k €	+77.2%	21,3 k €	-56.2%	48,6 k €	+4.8%	46,3 k €	-17.0%	55,8 k €	+30.4%	42,8 k €
Net result	138,9 k €	-9.9%	154,2 k €	+6587%	2,3 k €	-95.8%	54,3 k €	-40.5%	91,3 k €	+23.6%	73,9 k €	-25.4%	99 k €	-21.3%	125,9 k €	+39.0%	90,6 k €	+135%	38,5 k €	-51.6%	79,6 k €	+1.1%	78,7 k €	+49.7%	52,6 k €	+180%	18,7 k €	-27.1%	25,7 k €	+77.4%	14,5 k €	-55.9%	32,9 k €	+3.6%	31,7 k €	-15.8%	37,7 k €	+32.2%	28,5 k €
Balance sheet
Equity	916,2 k €	+12.1%	817,3 k €	+18.8%	688,2 k €	-1.8%	700,9 k €	+5.9%	661,5 k €	+6.7%	620,2 k €	+6.7%	581,3 k €	+11.3%	522,2 k €	+19.7%	436,3 k €	+17.7%	370,8 k €	+3.8%	357,2 k €	+20.0%	297,7 k €	+27.2%	234 k €	+29.0%	181,4 k €	+11.5%	162,7 k €	+12.2%	145 k €	+4.7%	138,5 k €	+25.2%	110,6 k €	+31.9%	83,9 k €	+81.6%	46,2 k €
Total assets	1,1 M €	-9.9%	1,2 M €	+13.3%	1,1 M €	+2.8%	1,1 M €	-2.4%	1,1 M €	+3.2%	1 M €	-1.6%	1,1 M €	+38.5%	769,8 k €	+7.1%	718,6 k €	+7.3%	669,6 k €	-4.4%	700,4 k €	-0.9%	706,7 k €	+5.1%	672,1 k €	+9.7%	612,7 k €	+221%	190,7 k €	+6.5%	179 k €	+0.3%	178,5 k €	+8.6%	164,3 k €	+37.0%	119,9 k €	+51.2%	79,3 k €
Cash	287,9 k €	-13.3%	332,2 k €	+224%	102,7 k €	-46.9%	193,5 k €	+37.3%	140,9 k €	+152%	56 k €	-49.8%	111,6 k €	-61.2%	287,9 k €	+42.7%	201,8 k €	+6.3%	189,8 k €	+16.2%	163,3 k €	+24.3%	131,4 k €	+20.7%	108,9 k €	+336%	25 k €	-82.6%	143,9 k €	+23.5%	116,5 k €	+19.6%	97,4 k €	+540%	15,2 k €	+10.3%	13,8 k €	-75.0%	55,2 k €
Debts	190,8 k €	-53.7%	411,8 k €	+3.7%	397 k €	+11.9%	354,8 k €	-15.6%	420,6 k €	-1.9%	428,8 k €	-11.6%	484,9 k €	+95.8%	247,6 k €	-12.3%	282,3 k €	-5.5%	298,8 k €	-12.9%	343,1 k €	-16.1%	409 k €	-6.6%	438,1 k €	+1.6%	431,3 k €	+1438%	28 k €	-17.6%	34 k €	-15.1%	40,1 k €	-25.4%	53,7 k €	+49.0%	36,1 k €	+8.9%	33,1 k €
Other
Workforce	5,0 ETP	0.0%	5,0 ETP	-13.8%	5,8 ETP	+9.4%	5,3 ETP		–		–		–		–		–		4,0 ETP	-2.4%	4,1 ETP	+86.4%	2,2 ETP	+10.0%	2,0 ETP	+100%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 10 ended

Active mandates

HELENE HALBARDIER

Associate · since 17 janvier 2005

Active

OLIVIER SLEGERS

Director · since 17 janvier 2005

Active

ROBERT DE MORIAME

Director · since 17 janvier 2005

Active

Ended mandates

FEDERATION WALLONNE DE L'AGRICULTURE ETUDES - INFORMATION

Director · since 17 janvier 2005 · until 17 janvier 2011 · 0473.907.653

Represented by JOSEPH NEU

Ended

FEDERATION WALLONNE DE L'AGRICULTURE ETUDES - INFORMATION

Director · since 17 janvier 2005 · 0473.907.653

Represented by JOSEPH NEU

Ended

HELENE HALBARDIER

Director · since 17 janvier 2005 · until 17 janvier 2011

Ended

HELENE HALBARDIER

Associate · since 17 janvier 2005 · until 17 janvier 2011

Ended

At this address

Other companies at this address

Company	CBE no.
FEDERATION WALLONNE DE SERVICE- NAMUR● Active	0434.760.631
FIDUBOUGE● Active	0677.590.332

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/06/2026	16/06/2025	13/06/2024	26/06/2023	04/07/2022	15/06/2021
General meeting	01/06/2026	02/06/2025	03/06/2024	19/06/2023	06/06/2022	07/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	01/06/2026	18/06/2026	French	PDF
Abridged model	31/12/2024	02/06/2025	16/06/2025	French	PDF
Abridged model	31/12/2023	03/06/2024	13/06/2024	French	PDF
Abridged model	31/12/2022	19/06/2023	26/06/2023	French	PDF
Micro model	31/12/2021	06/06/2022	04/07/2022	French	PDF
Micro model	31/12/2020	07/06/2021	15/06/2021	French	PDF
Micro model	31/12/2019	01/06/2020	11/06/2020	French	PDF
Micro model	31/12/2018	03/06/2019	11/06/2019	French	PDF
Micro model	31/12/2017	04/06/2018	05/06/2018	French	PDF
Abridged model	31/12/2016	20/03/2017	05/04/2017	French	PDF
Abridged model	31/12/2015	03/05/2016	26/05/2016	French	PDF
Abridged model	31/12/2014	28/04/2015	30/04/2015	French	PDF
Abridged model	31/12/2013	02/06/2014	03/06/2014	French	PDF
Abridged model	31/12/2012	03/06/2013	06/06/2013	French	PDF
Abridged model	31/12/2011	04/06/2012	12/06/2012	French	PDF
Abridged model	31/12/2010	06/06/2011	07/06/2011	French	PDF
Abridged model	31/12/2009	24/06/2010	29/06/2010	French	PDF
Abridged model	31/12/2008	08/06/2009	30/06/2009	French	PDF
Abridged model	31/12/2007	31/07/2008	27/08/2008	French	PDF
Abridged model	31/12/2006	02/07/2007	24/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 10 ended

Active mandates

HELENE HALBARDIER

Associate · since 17 janvier 2005

Active

OLIVIER SLEGERS

Director · since 17 janvier 2005

Active

ROBERT DE MORIAME

Director · since 17 janvier 2005

Active

Ended mandates

FEDERATION WALLONNE DE L'AGRICULTURE ETUDES - INFORMATION

Director · since 17 janvier 2005 · until 17 janvier 2011 · 0473.907.653

Represented by JOSEPH NEU

Ended

FEDERATION WALLONNE DE L'AGRICULTURE ETUDES - INFORMATION

Director · since 17 janvier 2005 · 0473.907.653

Represented by JOSEPH NEU

Ended

HELENE HALBARDIER

Director · since 17 janvier 2005 · until 17 janvier 2011

Ended

HELENE HALBARDIER

Associate · since 17 janvier 2005 · until 17 janvier 2011

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates05/01/2024
OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Registered office15/07/2013
SIEGE SOCIAL
PDF
Other25/01/2005
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025138,9 k €↓
2024
Annual accounts 2024154,2 k €↑
2023
Annual accounts 20232,3 k €↓
2022
Annual accounts 202254,3 k €↓
2021
Annual accounts 202191,3 k €↑
2020
Annual accounts 202073,9 k €↓
2019
Annual accounts 201999 k €↓
2018
Annual accounts 2018125,9 k €↑
2017
Annual accounts 201790,6 k €↑
2016
Annual accounts 201638,5 k €↓
2015
Annual accounts 201579,6 k €↑
2014
Annual accounts 201478,7 k €↑
2013
Annual accounts 201352,6 k €↑
2012
Annual accounts 201218,7 k €↓
2011
Annual accounts 201125,7 k €↑
2010
Annual accounts 201014,5 k €↓
2009
Annual accounts 200932,9 k €↑
2008
Annual accounts 200831,7 k €↓
2007
Annual accounts 200737,7 k €↑
2006
Annual accounts 200628,5 k €
17/01/2005
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BOUGE ASSURANCES

Overview

What does BOUGE ASSURANCES do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline