ACTIVE

ASSURANCES LADURON ET MORSA

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Financial year 2025 · Closed on 31/12/2025

Net result155 k €+12,5 %over 1 year
Gross margin363 k €+5,9 %over 1 year
Equity128,8 k €-27,4 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES LADURON ET MORSA is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Ciney.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0871.369.014
Incorporation
21/01/2005
Legal form
Private limited company
Registered office
Avenue Schlogel 108
5590 Ciney · WallonieSee on map
Contributed capital
1 860,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin363 k €342,9 k €315,2 k €291,5 k €246,2 k €
EBITDA221,5 k €227,6 k €206,9 k €202,2 k €174,3 k €
Operating result211,6 k €195,9 k €174,6 k €172,8 k €148,5 k €
Net result155 k €137,8 k €127,5 k €125,4 k €103,9 k €
Balance sheet
Equity128,8 k €177,3 k €363,2 k €235,7 k €358,9 k €
Total assets447,9 k €474,9 k €473,1 k €635,2 k €555,4 k €
Cash99,8 k €113,5 k €47,5 k €116,5 k €87,2 k €
Debts319,1 k €297,6 k €106,4 k €399,5 k €196,5 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 8 ended

Active mandates

Cindy Morsa Management SRL

Mandate · 0802.046.478

Active
Roland Laduron Management SRL

Director · 0802.045.983

Active

Ended mandates

Cindy Morsa

Director · since 09 novembre 2018

Ended
ROLAND LADURON

Director · since 14 janvier 2005

Ended
ROLAND LADURON

Manager · since 14 janvier 2005

Ended
Cindy Morsa

Director

Ended

Other companies at this address

Avenue Schlogel 108 5590 Ciney
CompanyCBE no.
CONDROZ FINANCE IMMO● Active
0598.891.064
LADUMO● Active
1001.960.114

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date10/06/202627/05/202529/05/202415/06/202320/07/202208/06/2021
General meeting11/05/202612/05/202513/05/202423/05/202324/06/202210/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202511/05/202610/06/2026FrenchPDF
Micro model31/12/202412/05/202527/05/2025FrenchPDF
Micro model31/12/202313/05/202429/05/2024FrenchPDF
Micro model31/12/202223/05/202315/06/2023FrenchPDF
Micro model31/12/202124/06/202220/07/2022FrenchPDF
Micro model31/12/202010/05/202108/06/2021FrenchPDF
Micro model31/12/201930/06/202011/08/2020FrenchPDF
Micro model31/12/201821/06/201928/06/2019FrenchPDF
Micro model31/12/201726/06/201812/07/2018FrenchPDF
Micro model31/12/201615/06/201721/06/2017FrenchPDF
Abridged model31/12/201507/06/201608/06/2016FrenchPDF
Abridged model31/12/201426/06/201515/07/2015FrenchPDF
Abridged model31/12/201317/06/201408/07/2014FrenchPDF
Abridged model31/12/201226/06/201325/07/2013FrenchPDF
Abridged model31/12/201121/06/201211/07/2012FrenchPDF
Abridged model31/12/201028/06/201118/07/2011FrenchPDF
Abridged model31/12/200928/06/201019/07/2010FrenchPDF
Abridged model31/12/200822/06/200916/07/2009FrenchPDF
Abridged model31/12/200713/05/200829/05/2008FrenchPDF
Abridged model31/12/200606/06/200726/06/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 8 ended

Active mandates

Cindy Morsa Management SRL

Mandate · 0802.046.478

Active
Roland Laduron Management SRL

Director · 0802.045.983

Active

Ended mandates

Cindy Morsa

Director · since 09 novembre 2018

Ended
ROLAND LADURON

Director · since 14 janvier 2005

Ended
ROLAND LADURON

Manager · since 14 janvier 2005

Ended
Cindy Morsa

Director

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates04/10/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates19/12/2019
    MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates07/12/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office17/08/2016
    SIEGE SOCIAL
    PDF
  • Registered office29/01/2015
    SIEGE SOCIAL
    PDF
  • Registered office24/03/2005
    SIEGE SOCIAL
    PDF
  • Other31/01/2005
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025155 k €↑
  2. 2024
    Annual accounts 2024137,8 k €↑
  3. 2024
    Name changeASSURANCES LADURON ET MORSA
  4. 2023
    Annual accounts 2023127,5 k €↑
  5. 2022
    Annual accounts 2022125,4 k €↑
  6. 2021
    Annual accounts 2021103,9 k €↑
  7. 2021
    Name changeASSURANCES R. LADURON ET MORSA
  8. 2020
    Annual accounts 202078,6 k €↓
  9. 2019
    Annual accounts 201978,7 k €↑
  10. 2018
    Annual accounts 201862,8 k €↑
  11. 2017
    Annual accounts 201762,6 k €↓
  12. 2016
    Annual accounts 201665,3 k €↓
  13. 2015
    Annual accounts 201565,6 k €↑
  14. 2014
    Annual accounts 201459,7 k €↓
  15. 2013
    Annual accounts 201362,8 k €↑
  16. 2012
    Annual accounts 201222,1 k €↓
  17. 2011
    Annual accounts 201171,2 k €↑
  18. 2010
    Annual accounts 201021 k €↑
  19. 2009
    Annual accounts 2009-84 k €↓
  20. 2008
    Annual accounts 2008592,3 €↓
  21. 2007
    Annual accounts 200731,9 k €↑
  22. 2006
    Annual accounts 200624,2 k €
  23. 21/01/2005
    IncorporationPrivate limited company