ASTUCE CREDIT srl
0871.666.249 · rovalta.com · 09/11/2026
ACTIVE
ASTUCE CREDIT srl
Financial year 2024 · Closed on 31/12/2024
Net result60,1 k €+31,9 %over 1 year
Gross margin66,4 k €-10,2 %over 1 year
Equity-55,3 k €+52,1 %over 1 year
Overview
Identity
Source · BCE/KBOASTUCE CREDIT srl is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Modave.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0871.666.249
- Incorporation
- 03/02/2005
- Legal form
- Private limited company
- Registered office
- Rue Surfosse 2
4577 Modave · WallonieSee on map - Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Contacts
1 public detail availableLog in to view
Signals
ProfitablePositive cashflowPositive EBITDA
Financials
Source · NBB, 19 filingsTrend over 18 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 66,4 k € | -10.2% | 73,9 k € | +83.7% | 40,2 k € | -51.7% | 83,3 k € | +181% | -102,6 k € |
| EBITDA | 66,3 k € | +23.4% | 53,7 k € | +1095% | 4,5 k € | -69.8% | 14,9 k € | +108% | -177,9 k € |
| Operating result | 59,8 k € | +16.0% | 51,5 k € | +3988% | -1,3 k € | -151% | 2,6 k € | +101% | -196,8 k € |
| Net result | 60,1 k € | +31.9% | 45,6 k € | +1077% | -4,7 k € | -112% | -2,2 k € | +98.9% | -196,6 k € |
| Balance sheet | |||||||||
| Equity | -55,3 k € | +52.1% | -115,4 k € | +28.3% | -160,9 k € | -3.0% | -156,3 k € | +1.7% | -159 k € |
| Total assets | 174,5 k € | +92.1% | 90,8 k € | -36.7% | 143,6 k € | +5.8% | 135,7 k € | -20.4% | 170,6 k € |
| Cash | 6,7 k € | +577% | 993,1 € | -43.6% | 1,8 k € | -65.2% | 5,1 k € | +119% | 2,3 k € |
| Debts | 225,1 k € | +15.8% | 194,5 k € | -22.4% | 250,5 k € | +5.2% | 238,1 k € | -14.6% | 278,6 k € |
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20241 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Vincent LEPAGE | MandateDirector2020 accountsendedManager2019 accountsended |
Other companies at this address
Rue Surfosse 2 4577 Modave| Company | CBE no. |
|---|---|
Impulse Mindset● Active | 0769.725.385 |
VS CONCEPT● Active | 0723.941.781 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/07/2020 | 01/07/2019 | 01/07/2018 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 30/06/2020 | 30/06/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 18 months | 12 months | 12 months |
| Filing date | 23/01/2026 | 30/11/2024 | 12/12/2023 | 12/12/2023 | 15/07/2021 | 27/01/2020 |
| General meeting | 28/06/2025 | 28/06/2024 | 20/11/2023 | 25/11/2023 | 27/11/2020 | 22/11/2019 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 19 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 28/06/2025 | 23/01/2026 | French | |
| Micro model | 31/12/2023 | 28/06/2024 | 30/11/2024 | French | |
| Micro model | 31/12/2022 | 20/11/2023 | 12/12/2023 | French | |
| Micro model | 31/12/2021 | 25/11/2023 | 12/12/2023 | French | |
| Micro model | 30/06/2020 | 27/11/2020 | 15/07/2021 | French | |
| Micro model | 30/06/2019 | 22/11/2019 | 27/01/2020 | French | |
| Micro model | 30/06/2018 | 23/11/2018 | 30/01/2019 | French | |
| Abridged model | 30/06/2017 | 24/11/2017 | 31/01/2018 | French | |
| Abridged model | 30/06/2016 | 25/11/2016 | 26/01/2017 | French | |
| Abridged model | 30/06/2015 | 27/11/2015 | 29/02/2016 | French | |
| Abridged model | 30/06/2014 | 28/11/2014 | 31/01/2015 | French | |
| Abridged model | 30/06/2013 | 22/11/2013 | 17/02/2014 | French | |
| Abridged model | 30/06/2012 | 22/03/2013 | 25/04/2013 | French | |
| Abridged model | 30/06/2011 | 02/03/2012 | 15/03/2012 | French | |
| Abridged model | 30/06/2010 | 30/05/2011 | 01/06/2011 | French | |
| Abridged model | 30/06/2009 | 27/11/2009 | 24/02/2010 | French | |
| Abridged model | 30/06/2008 | 28/11/2008 | 13/02/2009 | French | |
| Abridged model | 30/06/2007 | 23/11/2007 | 12/02/2008 | French | |
| Abridged model | 30/06/2006 | 24/11/2006 | 31/01/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20241 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Vincent LEPAGE | MandateDirector2020 accountsendedManager2019 accountsended |
Ownership and network
Looking for more information about this company?
Try for freePublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
Source · CBE, NBB annual accountsYear
Identity
Incorporation
Name
Registered office
Annual accounts
Filings18 filings
Mandates
Vincent LEPAGE
2005200620072008200920102011201220132014201520162017201820192020202120222023202420252026
ASTUCE CREDIT srl
Rue Surfosse 2, 4577 Modave
CurrentPlanned, not yet servedEndedAccounts filedToday
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Rue Surfosse 2, 4577 ModaveCurrent | accounts 2021 → 2024 | Accounts 2024 · 2026-00012585 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| ASTUCE CREDIT srlCurrent | accounts 2021 → 2024 | Accounts 2024 · 2026-00012585 |
Events
- 2024Annual accounts 202460,1 k €↑
- 2023Annual accounts 202345,6 k €↑
- 2022Annual accounts 2022-4,7 k €↓
- 2021Annual accounts 2021-2,2 k €↑
- 2020Annual accounts 2020-196,6 k €↓
- 2019Annual accounts 201912,6 k €↓
- 2018Annual accounts 201846,4 k €↑
- 2017Annual accounts 20176,7 k €↓
- 2016Annual accounts 201618,7 k €↓
- 2015Annual accounts 201538,9 k €↑
- 2014Annual accounts 20149,3 k €↓
- 2013Annual accounts 201315,1 k €↓
- 2012Annual accounts 201219,2 k €↓
- 2011Annual accounts 201131,2 k €↑
- 2010Annual accounts 2010-29,1 k €↓
- 2009Annual accounts 2009-13,5 k €↓
- 2008Annual accounts 20084,8 k €↓
- 2007Annual accounts 200710,1 k €
- 03/02/2005IncorporationPrivate limited company