ACTIVE

BVC FINANCE & INSURANCE

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Financial year 2025 · Closed on 31/12/2025

Net result30,8 k €-74,0 %over 1 year
Gross margin234,7 k €-27,3 %over 1 year
Equity339,9 k €+10,0 %over 1 year

Identity

Source · BCE/KBO

BVC FINANCE & INSURANCE is a Private limited company incorporated in 2006. Its main activity is: Activities of holding companies. Its registered office is in Oostende.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0881.132.756
Incorporation
02/05/2006
Legal form
Private limited company
Registered office
Torhoutsesteenweg 300 box 00.01
8400 Oostende · FlandreSee on map
Contributed capital
116 900,00 €
Latest accounts
31/12/2025
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 18 filings

Trend over 16 financial years

20252024202320222019
Income statement
Gross margin234,7 k €322,9 k €27 k €35,1 k €25,5 k €
EBITDA71,7 k €174,3 k €23,6 k €31,8 k €22,3 k €
Operating result47,2 k €139 k €14,7 k €22,9 k €13,5 k €
Net result30,8 k €118,2 k €5,2 k €12,5 k €2,5 k €
Balance sheet
Equity339,9 k €309,2 k €294 k €293,7 k €286,4 k €
Total assets412,2 k €496 k €863,8 k €882,1 k €898,4 k €
Cash72 k €132,1 k €1,2 k €11,1 k €172,5 €
Debts72,2 k €186,8 k €569,9 k €588,4 k €612 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 9 ended

Active mandates

Brouns Michael

Director · since 05 mai 2020 · 0745.791.329

Represented by Brouns MICHAEL

Active
BVK Bank en Verzekeringen

Director · since 05 mai 2020 · 0746.627.806

Represented by Van Keirsbilck Kristiaan

Active
Brouns Chris

Director · since 30 septembre 2019 · 0832.111.530

Represented by Brouns CHRISTIAN

Active
Quality For Sure

Director · since 01 mars 2016 · 0828.474.426

Represented by Claeys NIEK

Active

Ended mandates

Van Keirsbilck Kristiaan

Director · since 30 septembre 2019 · 0832.110.837

Represented by Van KEIRSBILCK KRISTIAAN

Ended
Van Iseghem Ignace

Managing director · since 14 janvier 2008 · until 13 janvier 2014 · 0894.910.518

Represented by Ignace Van Iseghem

Ended
Van Iseghem Ignace GCV

Managing director · since 14 janvier 2008 · until 13 janvier 2014 · 0894.910.518

Represented by Ignace Van Iseghem

Ended
Ignace Van Iseghem Comm.V

Manager · 0894.910.518

Represented by Ignace Van Iseghem

Ended

Other companies at this address

Torhoutsesteenweg 300 8400 Oostende
CompanyCBE no.
BVK Bank en Verzekeringen● Active
0746.627.806
Claeys-Brouns-Van Keirsbilck● Active
0648.753.024
Vereniging van Mede-eigenaars Residentie Fiducia te Oostende, Torhoutsesteenweg 300-302● Active
0883.917.349

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/04/202301/04/202201/04/202101/04/202001/04/2019
Closing of the financial year31/12/202531/12/202431/03/202331/03/202231/03/202131/03/2020
Length of the financial year12 months21 months12 months12 months12 months12 months
Filing date23/06/202625/07/202503/10/202327/10/202201/10/202116/10/2020
General meeting27/05/202630/06/202523/09/202330/09/202230/09/202119/09/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 18 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202527/05/202623/06/2026DutchPDF
Micro model31/12/202430/06/202525/07/2025DutchPDF
Micro model31/03/202323/09/202303/10/2023DutchPDF
Micro model31/03/202230/09/202227/10/2022DutchPDF
Micro model31/03/202130/09/202101/10/2021DutchPDF
Micro model31/03/202019/09/202016/10/2020DutchPDF
Micro model31/03/201921/09/201910/10/2019DutchPDF
Micro model31/03/201822/09/201825/09/2018DutchPDF
Abridged model31/03/201723/09/201709/10/2017DutchPDF
Abridged model31/03/201620/09/201605/10/2016DutchPDF
Abridged model31/03/201519/09/201525/09/2015DutchPDF
Abridged model31/03/201420/09/201422/09/2014DutchPDF
Abridged model31/03/201330/09/201328/10/2013DutchPDF
Abridged model31/03/201222/09/201224/10/2012DutchPDF
Abridged model31/03/201123/09/201128/10/2011DutchPDF
Abridged model31/03/201025/09/201028/10/2010DutchPDF
Abridged model31/03/200919/09/200922/10/2009DutchPDF
Abridged model31/03/200826/09/200806/10/2008DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 9 ended

Active mandates

Brouns Michael

Director · since 05 mai 2020 · 0745.791.329

Represented by Brouns MICHAEL

Active
BVK Bank en Verzekeringen

Director · since 05 mai 2020 · 0746.627.806

Represented by Van Keirsbilck Kristiaan

Active
Brouns Chris

Director · since 30 septembre 2019 · 0832.111.530

Represented by Brouns CHRISTIAN

Active
Quality For Sure

Director · since 01 mars 2016 · 0828.474.426

Represented by Claeys NIEK

Active

Ended mandates

Van Keirsbilck Kristiaan

Director · since 30 septembre 2019 · 0832.110.837

Represented by Van KEIRSBILCK KRISTIAAN

Ended
Van Iseghem Ignace

Managing director · since 14 janvier 2008 · until 13 janvier 2014 · 0894.910.518

Represented by Ignace Van Iseghem

Ended
Van Iseghem Ignace GCV

Managing director · since 14 janvier 2008 · until 13 janvier 2014 · 0894.910.518

Represented by Ignace Van Iseghem

Ended
Ignace Van Iseghem Comm.V

Manager · 0894.910.518

Represented by Ignace Van Iseghem

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates09/07/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring16/02/2024
    BENAMING - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring09/10/2023
    DOEL - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates09/03/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates14/05/2020
    ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
    PDF
  • Mandates18/10/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates27/10/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates30/03/2016
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202530,8 k €↓
  2. 2024
    Annual accounts 2024118,2 k €↑
  3. 2024
    Name changeBVC Finance & Insurance
  4. 2023
    Annual accounts 20235,2 k €↓
  5. 2022
    Annual accounts 202212,5 k €↑
  6. 2019
    Annual accounts 20192,5 k €↑
  7. 2018
    Annual accounts 20181 k €↑
  8. 2017
    Annual accounts 2017-1,7 k €↓
  9. 2016
    Annual accounts 201655,4 k €↓
  10. 2015
    Annual accounts 201579,9 k €↑
  11. 2014
    Annual accounts 20145,6 k €↓
  12. 2013
    Annual accounts 201323,3 k €↓
  13. 2012
    Annual accounts 201243,1 k €↓
  14. 2011
    Annual accounts 201148,3 k €↓
  15. 2010
    Annual accounts 201050,3 k €↑
  16. 2009
    Annual accounts 200929,2 k €↑
  17. 2008
    Annual accounts 2008-106,3 k €
  18. 2008
    Name changePatcora
  19. 02/05/2006
    IncorporationPrivate limited company