ACTIVE

STEMA

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Financial year 2025 · closed on 30/09/2025

Net result

-97,5 k €

+18.4% YoY

Gross margin

469,9 k €

-6.6% YoY

Equity

-229,8 k €

-78.3% YoY

Workforce

11,8 ETP

-9.9% YoY

What does STEMA do?

STEMA is a Private limited company incorporated in 2006. Its main activity is: Manufacture of ceramic tiles and flags. Its registered office is in Comines-Warneton. It employs on average 11,8 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0884.209.735

Incorporation

11/10/2006

Legal form

Private limited company

Registered office

Route des Ecluses(B-W) 32
7784 Comines-Warneton · WallonieSee on map

Contributed capital

18 550,00 €

Latest accounts

30/09/2025

Average workforce

11,8 ETP

Activities (NACE)

23310Manufacture of ceramic tiles and flags· main 23310Manufacture of ceramic tiles and flags 23450Manufacture of other porcelain and ceramic products 23490Manufacture of other ceramic products 26250Manufacture of computers and peripheral equipment 23200Manufacture of refractory products+5

Joint committees (2)

Signals

Healthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008
Income statement
Gross margin	469,9 k €	-6.6%	503,2 k €	-12.7%	576,6 k €	-4.8%	606 k €	+9.5%	553,4 k €	+9.6%	504,7 k €	+2.0%	495 k €	+0.4%	493,1 k €	+2.2%	482,7 k €	+24.6%	387,4 k €	-18.0%	472,4 k €	-6.1%	503 k €	+20.4%	417,8 k €	-10.3%	465,7 k €	-9.0%	511,8 k €	-2.7%	526,2 k €	+57.1%	335 k €	+3.4%	324 k €
EBITDA	-40,3 k €	+42.3%	-69,8 k €	-981%	-6,5 k €	-142%	15,5 k €	-83.8%	95,8 k €	+5.2%	91 k €	-21.5%	116 k €	+97.2%	58,8 k €	-34.5%	89,7 k €	+248%	25,8 k €	-76.8%	111 k €	-34.2%	168,7 k €	+17.6%	143,5 k €	-13.1%	165,2 k €	-26.6%	224,9 k €	-24.1%	296,3 k €	+107%	143,2 k €	-27.8%	198,5 k €
Operating result	-79 k €	+26.1%	-106,9 k €	-143%	-43,9 k €	-85.0%	-23,7 k €	-151%	47 k €	+10.1%	42,7 k €	-38.8%	69,8 k €	+5491%	1,2 k €	-93.5%	19,3 k €	+148%	-40,4 k €	-197%	41,6 k €	-59.0%	101,3 k €	+33.0%	76,2 k €	-27.9%	105,6 k €	-7.3%	114 k €	-40.5%	191,6 k €	+276%	51 k €	+85.1%	27,6 k €
Net result	-97,5 k €	+18.4%	-119,5 k €	-117%	-55 k €	-506%	13,5 k €	-65.8%	39,6 k €	+2.1%	38,8 k €	-35.0%	59,6 k €	+980%	5,5 k €	-75.7%	22,7 k €	+153%	-43,3 k €	-207%	40,5 k €	-45.0%	73,7 k €	+19.4%	61,8 k €	-19.1%	76,3 k €	-4.6%	80 k €	-35.6%	124,2 k €	+182%	44 k €	+40.1%	31,4 k €
Balance sheet
Equity	-229,8 k €	-78.3%	-128,9 k €	-2059%	-6 k €	-101%	398,8 k €	-42.1%	688,7 k €	+5.5%	652,6 k €	+5.7%	617,2 k €	+10.0%	561,1 k €	-26.4%	762,4 k €	+2.3%	745,1 k €	-6.1%	793,8 k €	+6.7%	743,9 k €	+10.5%	673 k €	+9.6%	614,3 k €	+13.4%	541,7 k €	+15.0%	471,1 k €	+32.1%	356,8 k €	+10.4%	323,2 k €
Total assets	402,1 k €	-6.3%	429,1 k €	-9.4%	473,7 k €	-43.2%	834,5 k €	+4.0%	802 k €	+8.3%	740,4 k €	-5.1%	780,5 k €	+27.6%	611,7 k €	-25.6%	821,6 k €	-2.8%	845,2 k €	-13.9%	981,6 k €	+2.4%	958,3 k €	+15.8%	827,3 k €	+1.9%	812 k €	-8.3%	885,2 k €	+1.2%	874,5 k €	+7.9%	810,7 k €	+8.6%	746,3 k €
Cash	13,2 k €	-2.5%	13,6 k €	-75.1%	54,4 k €	-89.5%	516,9 k €	+53.3%	337,1 k €	+35.9%	248 k €	-10.9%	278,4 k €	+81.0%	153,8 k €	-54.0%	334,6 k €	-23.2%	435,6 k €	-13.2%	502,1 k €	+20.0%	418,5 k €	+43.8%	291 k €	-9.8%	322,7 k €	+7.7%	299,6 k €	+20.2%	249,1 k €	+99.0%	125,2 k €	+56.1%	80,2 k €
Debts	631,6 k €	+13.2%	558 k €	+17.5%	474,8 k €	+9.0%	435,7 k €	+284%	113,3 k €	+29.0%	87,9 k €	-29.0%	123,7 k €	+144%	50,6 k €	-14.6%	59,2 k €	-40.0%	98,7 k €	-47.0%	186,1 k €	-12.6%	213 k €	+39.4%	152,7 k €	-22.1%	195,9 k €	-42.7%	342 k €	-14.9%	401,9 k €	-11.0%	451,8 k €	+7.4%	420,6 k €
Other
Workforce	11,8 ETP	-9.9%	13,1 ETP	+0.8%	13,0 ETP	0.0%	13,0 ETP	+23.8%	10,5 ETP	+16.7%	9,0 ETP	+7.1%	8,4 ETP		–		–		9,0 ETP	+4.7%	8,6 ETP	+14.7%	7,5 ETP	+25.0%	6,0 ETP	-11.8%	6,8 ETP	+1.5%	6,7 ETP	+21.8%	5,5 ETP	+10.0%	5,0 ETP	-13.8%	5,8 ETP

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 6 ended

Active mandates

SCOUT

Director · since 26 août 2022 · 0788.517.255

Represented by Nicolas Quintin

Active

Ended mandates

SCOUT

administrateur · since 26 août 2022 · 0788.517.255

Represented by Loïc Honoré

Ended

Stefan Bonte

Mandate · since 11 octobre 2006

Ended

Stefan Bonte

Director · since 11 octobre 2006

Ended

Stefan Bonte

Manager · since 11 octobre 2006

Ended

At this address

Other companies at this address

Company	CBE no.
SCOUT● Active	0788.517.255

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/03/2026	24/03/2025	12/04/2024	09/01/2023	04/01/2022	13/01/2021
General meeting	24/02/2026	20/02/2025	14/03/2024	03/12/2022	04/12/2021	15/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

18 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/09/2025	24/02/2026	18/03/2026	French	PDF
Abridged model	30/09/2024	20/02/2025	24/03/2025	French	PDF
Abridged model	30/09/2023	14/03/2024	12/04/2024	French	PDF
Abridged model	30/09/2022	03/12/2022	09/01/2023	French	PDF
Abridged model	30/09/2021	04/12/2021	04/01/2022	French	PDF
Abridged model	30/09/2020	15/12/2020	13/01/2021	French	PDF
Abridged model	30/09/2019	07/12/2019	02/01/2020	French	PDF
Micro model	30/09/2018	01/12/2018	09/01/2019	French	PDF
Micro model	30/09/2017	02/12/2017	12/01/2018	French	PDF
Abridged model	30/09/2016	03/12/2016	16/01/2017	French	PDF
Abridged model	30/09/2015	05/12/2015	06/01/2016	Dutch	PDF
Abridged model	30/09/2014	06/12/2014	29/12/2014	French	PDF
Abridged model	30/09/2013	07/12/2013	22/01/2014	French	PDF
Abridged model	30/09/2012	01/12/2012	21/12/2012	French	PDF
Abridged model	30/09/2011	03/12/2011	21/12/2011	French	PDF
Abridged model	30/09/2010	04/12/2010	10/12/2010	French	PDF
Abridged model	30/09/2009	05/12/2009	09/12/2009	French	PDF
Abridged model	30/09/2008	06/12/2008	20/12/2008	French	PDF

Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 6 ended

Active mandates

SCOUT

Director · since 26 août 2022 · 0788.517.255

Represented by Nicolas Quintin

Active

Ended mandates

SCOUT

administrateur · since 26 août 2022 · 0788.517.255

Represented by Loïc Honoré

Ended

Stefan Bonte

Mandate · since 11 octobre 2006

Ended

Stefan Bonte

Director · since 11 octobre 2006

Ended

Stefan Bonte

Manager · since 11 octobre 2006

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates08/05/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates13/10/2022
DEMISSIONS, NOMINATIONS
PDF
Capital / shares09/01/2018
CAPITAL, ACTIONS
PDF
Registered office09/11/2007
SIEGE SOCIAL
PDF
Mandates13/02/2007
DEMISSIONS, NOMINATIONS
PDF
Other20/10/2006
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-97,5 k €↑
2024
Annual accounts 2024-119,5 k €↓
2023
Annual accounts 2023-55 k €↓
2022
Annual accounts 202213,5 k €↓
2021
Annual accounts 202139,6 k €↑
2020
Annual accounts 202038,8 k €↓
2019
Annual accounts 201959,6 k €↑
2018
Annual accounts 20185,5 k €↓
2017
Annual accounts 201722,7 k €↑
2016
Annual accounts 2016-43,3 k €↓
2015
Annual accounts 201540,5 k €↓
2014
Annual accounts 201473,7 k €↑
2013
Annual accounts 201361,8 k €↓
2012
Annual accounts 201276,3 k €↓
2011
Annual accounts 201180 k €↓
2010
Annual accounts 2010124,2 k €↑
2009
Annual accounts 200944 k €↑
2008
Annual accounts 200831,4 k €
11/10/2006
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

STEMA

Overview

What does STEMA do?

Trend over 18 financial years

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline