ACTIVE

VIV'ASSUR

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Financial year 2025 · Closed on 31/12/2025

Net result161,4 k €-33,1 %over 1 year
Gross margin1 M €-4,9 %over 1 year
Equity1,1 M €+1,6 %over 1 year
Workforce9,2 ETP+4,5 %over 1 year

Identity

Source · BCE/KBO

VIV'ASSUR is a Private limited company incorporated in 2006. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Verviers. It employs on average 9,2 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0886.024.229
Incorporation
29/12/2006
Legal form
Private limited company
Registered office
Rue de Franchimont 1
4802 Verviers · Wallonie
Contributed capital
50 000,00 €
Latest accounts
31/12/2025
Average workforce
9,2 ETP
Joint committees (3)
  • 100
  • 307
  • 3070
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

20252024202320222021
Income statement
Gross margin1 M €1,1 M €926 k €809,8 k €683,3 k €
EBITDA389,8 k €487,9 k €386,4 k €376,1 k €281,7 k €
Operating result293,4 k €401,2 k €306,4 k €272,9 k €188,3 k €
Net result161,4 k €241,4 k €191,2 k €174,5 k €100,9 k €
Balance sheet
Equity1,1 M €1 M €872 k €680,7 k €506,2 k €
Total assets1,9 M €1,9 M €1,8 M €1,6 M €1,6 M €
Cash728,4 k €608,7 k €627,6 k €461,3 k €365,9 k €
Debts778 k €772,8 k €893,6 k €938,1 k €1 M €
Other
Workforce9,2 ETP8,8 ETP7,6 ETP7,4 ETP7,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 9 ended

Active mandates

Barthélemy JENNIGES

Director · since 28 décembre 2006

Active

Ended mandates

Nicolas NYSSEN

Director · since 15 juin 2021

Ended
Barthélémy JENNIGES

Manager · since 28 décembre 2006

Ended
Bureau Collard

Manager · since 28 décembre 2006 · until 26 juin 2013 · 0423.326.509

Represented by Yvon COLLARD

Ended
COJELA SPRL

Manager · since 28 décembre 2006 · until 26 juin 2013 · 0885.889.023

Represented by Frédérique LAMOTTE

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/05/202604/06/202511/07/202418/07/202314/07/202204/08/2021
General meeting21/05/202615/05/202516/05/202418/05/202319/05/202220/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202521/05/202626/05/2026FrenchPDF
Abridged model31/12/202415/05/202504/06/2025FrenchPDF
Abridged model31/12/202316/05/202411/07/2024FrenchPDF
Abridged model31/12/202218/05/202318/07/2023FrenchPDF
Abridged model31/12/202119/05/202214/07/2022FrenchPDF
Abridged model31/12/202020/05/202104/08/2021FrenchPDF
Abridged model31/12/201921/05/202024/08/2020FrenchPDF
Abridged model31/12/201816/05/201909/07/2019FrenchPDF
Abridged modelCorrection31/12/201717/05/201827/08/2018FrenchPDF
Abridged model31/12/201717/05/201810/07/2018FrenchPDF
Abridged model31/12/201618/05/201704/07/2017FrenchPDF
Abridged model31/12/201519/05/201628/07/2016FrenchPDF
Abridged model31/12/201421/05/201514/08/2015FrenchPDF
Abridged model31/12/201315/05/201411/08/2014FrenchPDF
Abridged model31/12/201216/05/201322/08/2013FrenchPDF
Abridged model31/12/201118/05/201204/09/2012FrenchPDF
Abridged model31/12/201019/05/201129/08/2011FrenchPDF
Abridged model31/12/200920/05/201026/10/2010FrenchPDF
Abridged model31/12/200821/05/200930/10/2009FrenchPDF
Abridged model31/12/200715/05/200826/02/2009FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 9 ended

Active mandates

Barthélemy JENNIGES

Director · since 28 décembre 2006

Active

Ended mandates

Nicolas NYSSEN

Director · since 15 juin 2021

Ended
Barthélémy JENNIGES

Manager · since 28 décembre 2006

Ended
Bureau Collard

Manager · since 28 décembre 2006 · until 26 juin 2013 · 0423.326.509

Represented by Yvon COLLARD

Ended
COJELA SPRL

Manager · since 28 décembre 2006 · until 26 juin 2013 · 0885.889.023

Represented by Frédérique LAMOTTE

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates23/07/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates23/10/2023
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates08/07/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates25/07/2013
    DENOMINATION - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates15/07/2013
    DEMISSIONS, NOMINATIONS
    PDF
  • Other10/01/2007
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025161,4 k €↓
  2. 2024
    Annual accounts 2024241,4 k €↑
  3. 2023
    Annual accounts 2023191,2 k €↑
  4. 2022
    Annual accounts 2022174,5 k €↑
  5. 2021
    Annual accounts 2021100,9 k €↑
  6. 2018
    Annual accounts 201895,8 k €↓
  7. 2017
    Annual accounts 2017115,6 k €↑
  8. 2016
    Annual accounts 201656,6 k €↑
  9. 2015
    Annual accounts 201519,1 k €↓
  10. 2014
    Annual accounts 201420 k €↑
  11. 2013
    Annual accounts 2013-32 k €↓
  12. 2012
    Annual accounts 201235,3 k €↑
  13. 2011
    Annual accounts 2011-104,6 k €↓
  14. 2010
    Annual accounts 201016,4 k €↑
  15. 2009
    Annual accounts 20095 k €↑
  16. 2008
    Annual accounts 2008-27,2 k €↑
  17. 2007
    Annual accounts 2007-124,1 k €
  18. 29/12/2006
    IncorporationPrivate limited company