ACTIVE

COMARFIN

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Financial year 2025 · closed on 31/12/2025
Net result
66 k €
-12.5% YoY
Gross margin
239,1 k €
-2.5% YoY
Equity
15,2 k €
-6.3% YoY

What does COMARFIN do?

COMARFIN is a Private limited company incorporated in 2007. Its main activity is: Accounting, bookkeeping and auditing activities; tax consultancy. Its registered office is in Charleroi.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0888.315.013
Incorporation
28/03/2007
Legal form
Private limited company
Registered office
Avenue Jean Mermoz 29
6041 Charleroi · WallonieSee on map
Contributed capital
12 400,00 €
Latest accounts
31/12/2025
Activities (NACE)
69201Accounting, bookkeeping and auditing activities; tax consultancy· main69202Accounting, bookkeeping and auditing activities; tax consultancy74121Specialised design activities69201Accounting, bookkeeping and auditing activities; tax consultancy74124Specialised design activities
Joint committees (2)
  • 200
  • 336
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 19 financial years

2025202420232022202120202019201820172016201520142013201220112010200920082007
Income statement
Gross margin239,1 k €245,3 k €233,3 k €190,1 k €204,3 k €187 k €199 k €166,3 k €181,7 k €182,5 k €178,1 k €231,1 k €245,8 k €198,8 k €196,8 k €173,1 k €131,6 k €114,4 k €75,2 k €
EBITDA125,6 k €139,4 k €128,6 k €88,2 k €106,4 k €87,9 k €112,5 k €74,7 k €102,1 k €97,1 k €80,9 k €104,3 k €118 k €79,6 k €104 k €103,7 k €69,1 k €79,5 k €53,6 k €
Operating result91,7 k €105,5 k €96,9 k €70,8 k €96,7 k €79,9 k €104,4 k €74,7 k €86,4 k €81,1 k €65,3 k €78,3 k €93,1 k €52,1 k €90,1 k €92,9 k €60,8 k €66 k €43 k €
Net result66 k €75,4 k €68,7 k €48,8 k €66,8 k €57,9 k €74,5 k €53,5 k €50,6 k €46,5 k €49 k €45,3 k €51,8 k €26,7 k €48,9 k €48,2 k €28,8 k €38,9 k €25,8 k €
Balance sheet
Equity15,2 k €16,2 k €15,9 k €17,2 k €18,3 k €21,5 k €23,6 k €19 k €15,6 k €14,9 k €23 k €23,9 k €23,7 k €21,9 k €27,2 k €18,3 k €15 k €15 k €14 k €
Total assets238,3 k €268,1 k €278,8 k €209,9 k €169,7 k €192,9 k €173,8 k €133,5 k €148,8 k €149,9 k €172,3 k €179,9 k €218,7 k €186,4 k €161,3 k €142,7 k €138,9 k €162,7 k €134,9 k €
Cash85 k €84,5 k €63 k €35,9 k €67,5 k €58,3 k €48,6 k €31,6 k €48,1 k €55,6 k €71,5 k €48,8 k €55,1 k €27,4 k €60,7 k €11,4 k €47 k €33,7 k €23,2 k €
Debts223,1 k €251,6 k €260,6 k €192,7 k €151,3 k €171,4 k €147,3 k €114,5 k €133,3 k €134,9 k €148,7 k €154 k €193,3 k €164,5 k €134,1 k €124,4 k €123,9 k €147,8 k €119 k €
Other
Workforce––––––––––2,3 ETP3,0 ETP3,0 ETP3,0 ETP2,6 ETP2,0 ETP1,8 ETP1,0 ETP0,6 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 2 ended

Active mandates

Sébastien CREPIN

Director · since 28 avril 2026

Active
Jean-Luc COLLARD

Director · since 05 mars 2007

Active
Vincenzo MARINELLI

Director · since 05 mars 2007

Active

Ended mandates

Jean-Luc COLLARD

Manager · since 05 mars 2007

Ended
Vincenzo MARINELLI

Manager · since 05 mars 2007

Ended
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Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/06/202630/07/202517/06/202424/08/202331/08/202222/06/2021
General meeting20/06/202621/06/202515/06/202417/06/202318/06/202219/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202520/06/202622/06/2026FrenchPDF
Micro model31/12/202421/06/202530/07/2025FrenchPDF
Micro model31/12/202315/06/202417/06/2024FrenchPDF
Micro model31/12/202217/06/202324/08/2023FrenchPDF
Micro model31/12/202118/06/202231/08/2022FrenchPDF
Micro model31/12/202019/06/202122/06/2021FrenchPDF
Micro model31/12/201920/06/202020/08/2020FrenchPDF
Micro model31/12/201815/06/201927/08/2019FrenchPDF
Micro model31/12/201716/06/201826/06/2018FrenchPDF
Micro model31/12/201617/06/201723/08/2017FrenchPDF
Abridged model31/12/201518/06/201620/06/2016FrenchPDF
Abridged model31/12/201420/06/201501/07/2015FrenchPDF
Abridged model31/12/201321/06/201423/06/2014FrenchPDF
Abridged model31/12/201215/06/201319/07/2013FrenchPDF
Abridged model31/12/201116/06/201224/07/2012FrenchPDF
Abridged model31/12/201018/06/201129/08/2011FrenchPDF
Abridged model31/12/200919/06/201002/08/2010FrenchPDF
Abridged model31/12/200820/06/200922/06/2009FrenchPDF
Abridged model31/12/200721/06/200822/07/2008FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 2 ended

Active mandates

Sébastien CREPIN

Director · since 28 avril 2026

Active
Jean-Luc COLLARD

Director · since 05 mars 2007

Active
Vincenzo MARINELLI

Director · since 05 mars 2007

Active

Ended mandates

Jean-Luc COLLARD

Manager · since 05 mars 2007

Ended
Vincenzo MARINELLI

Manager · since 05 mars 2007

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Other09/07/2026
    —
    PDF
  • Mandates08/05/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/11/2023
    MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Registered office23/08/2007
    SIEGE SOCIAL
    PDF
  • Other05/04/2007
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202566 k €↓
  2. 2024
    Annual accounts 202475,4 k €↑
  3. 2023
    Annual accounts 202368,7 k €↑
  4. 2022
    Annual accounts 202248,8 k €↓
  5. 2021
    Annual accounts 202166,8 k €↑
  6. 2020
    Annual accounts 202057,9 k €↓
  7. 2019
    Annual accounts 201974,5 k €↑
  8. 2018
    Annual accounts 201853,5 k €↑
  9. 2017
    Annual accounts 201750,6 k €↑
  10. 2016
    Annual accounts 201646,5 k €↓
  11. 2015
    Annual accounts 201549 k €↑
  12. 2014
    Annual accounts 201445,3 k €↓
  13. 2013
    Annual accounts 201351,8 k €↑
  14. 2012
    Annual accounts 201226,7 k €↓
  15. 2011
    Annual accounts 201148,9 k €↑
  16. 2010
    Annual accounts 201048,2 k €↑
  17. 2009
    Annual accounts 200928,8 k €↓
  18. 2008
    Annual accounts 200838,9 k €↑
  19. 2007
    Annual accounts 200725,8 k €
  20. 28/03/2007
    IncorporationPrivate limited company