ACTIVE

ALMA FINANCES ET ASSURANCES

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Financial year 2025 · Closed on 31/12/2025

Net result77,1 k €-2,6 %over 1 year
Gross margin112,2 k €+3,2 %over 1 year
Equity792,2 k €-1,0 %over 1 year

Identity

Source · BCE/KBO

ALMA FINANCES ET ASSURANCES is a Private limited company incorporated in 2007. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Silly.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0888.940.464
Incorporation
23/04/2007
Legal form
Private limited company
Registered office
Rue du Veneur(Graty) 108
7830 Silly · WallonieSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Joint committees (2)
  • 218
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 19 financial years

20252024202320222021
Income statement
Gross margin112,2 k €108,6 k €99,6 k €137 k €163,2 k €
EBITDA111,2 k €107,9 k €94,1 k €131,6 k €158,3 k €
Operating result94,9 k €92,2 k €78 k €112,3 k €139,6 k €
Net result77,1 k €79,2 k €58,9 k €78,7 k €96,8 k €
Balance sheet
Equity792,2 k €800 k €720,8 k €661,9 k €583,2 k €
Total assets908,6 k €836,8 k €757,3 k €727,5 k €648 k €
Cash167,2 k €118,1 k €88,8 k €621,2 k €532,8 k €
Debts111,9 k €28,9 k €36,5 k €65,6 k €56,8 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Laurent VAN OVERSTRAETEN

Administrator - manager · since 01 janvier 2007

Active

Ended mandates

Anne-Sophie TOURNOY

Manager · since 01 janvier 2007

Ended
ANNE-SOPHIE TOURNOY

Manager · since 01 janvier 2007 · until 31 décembre 2007

Ended
Laurent VAN OVERSTRAETEN

Manager · since 01 janvier 2007

Ended

Other companies at this address

Rue du Veneur(Graty) 108 7830 Silly
CompanyCBE no.
NotaVano● Active
1035.808.362

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/08/202628/08/202530/08/202429/08/202329/08/202225/08/2021
General meeting01/06/202602/06/202501/06/202401/06/202301/06/202201/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202501/06/202631/08/2026FrenchPDF
Micro model31/12/202402/06/202528/08/2025FrenchPDF
Micro model31/12/202301/06/202430/08/2024FrenchPDF
Micro model31/12/202201/06/202329/08/2023FrenchPDF
Micro model31/12/202101/06/202229/08/2022FrenchPDF
Micro model31/12/202001/06/202125/08/2021FrenchPDF
Micro model31/12/201902/06/202031/08/2020FrenchPDF
Micro model31/12/201801/06/201930/08/2019FrenchPDF
Micro model31/12/201701/06/201821/08/2018FrenchPDF
Abridged model31/12/201601/06/201730/08/2017FrenchPDF
Abridged model31/12/201501/06/201631/08/2016FrenchPDF
Abridged model31/12/201401/06/201531/08/2015FrenchPDF
Abridged model31/12/201302/06/201429/07/2014FrenchPDF
Abridged model31/12/201201/06/201330/08/2013FrenchPDF
Abridged model31/12/201101/06/201224/09/2012FrenchPDF
Abridged model31/12/201001/06/201130/08/2011FrenchPDF
Abridged model31/12/200901/06/201012/10/2010FrenchPDF
Abridged model31/12/200801/06/200913/08/2009FrenchPDF
Abridged model31/12/200702/06/200830/09/2008FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Laurent VAN OVERSTRAETEN

Administrator - manager · since 01 janvier 2007

Active

Ended mandates

Anne-Sophie TOURNOY

Manager · since 01 janvier 2007

Ended
ANNE-SOPHIE TOURNOY

Manager · since 01 janvier 2007 · until 31 décembre 2007

Ended
Laurent VAN OVERSTRAETEN

Manager · since 01 janvier 2007

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates10/11/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares30/10/2018
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS
    PDF
  • Mandates20/12/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares02/04/2014
    CAPITAL, ACTIONS
    PDF
  • Other02/05/2007
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202577,1 k €↓
  2. 2024
    Annual accounts 202479,2 k €↑
  3. 2023
    Annual accounts 202358,9 k €↓
  4. 2022
    Annual accounts 202278,7 k €↓
  5. 2021
    Annual accounts 202196,8 k €↑
  6. 2020
    Annual accounts 202086,3 k €↓
  7. 2019
    Annual accounts 201990,6 k €↑
  8. 2018
    Annual accounts 201883,5 k €↑
  9. 2017
    Annual accounts 201755,6 k €↑
  10. 2016
    Annual accounts 201641,5 k €↓
  11. 2015
    Annual accounts 201559,9 k €↑
  12. 2014
    Annual accounts 201412,9 k €↓
  13. 2013
    Annual accounts 201325,9 k €↑
  14. 2012
    Annual accounts 201212,5 k €↑
  15. 2011
    Annual accounts 2011-5,9 k €↓
  16. 2010
    Annual accounts 201023 k €↓
  17. 2009
    Annual accounts 200925,2 k €↓
  18. 2008
    Annual accounts 200837,1 k €↑
  19. 2007
    Annual accounts 200731,6 k €
  20. 23/04/2007
    IncorporationPrivate limited company