ACTIVE

GROUPE 3D

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Financial year 2025 · Closed on 30/11/2025

Net result-62,5 k €-115,3 %over 1 year

Gross margin448,3 k €-10,3 %over 1 year

Equity4,2 M €-13,7 %over 1 year

Workforce8,9 ETP+58,9 %over 1 year

Identity

Source · BCE/KBO

GROUPE 3D is a Public limited company incorporated in 2008. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur. It employs on average 8,9 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0898.814.965
Incorporation: 26/06/2008
Legal form: Public limited company
Registered office: Chaussée de Marche(EP) 486
5101 Namur · WallonieSee on map
Contributed capital: 618 450,00 €
Latest accounts: 30/11/2025
Average workforce: 8,9 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

Solid equityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 17 filings

Trend over 17 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	448,3 k €	-10.3%	499,7 k €	-28.4%	698,2 k €	-6.8%	749,1 k €	-29.3%	1,1 M €
EBITDA	19,1 k €	-91.9%	236 k €	-47.9%	453 k €	-10.5%	505,9 k €	-33.7%	763,2 k €
Operating result	-60,9 k €	-135%	175,2 k €	-56.8%	405,9 k €	-16.2%	484,6 k €	-34.6%	740,7 k €
Net result	-62,5 k €	-115%	407,5 k €	-8.1%	443,2 k €	+42.7%	310,6 k €	-38.1%	501,4 k €
Balance sheet
Equity	4,2 M €	-13.7%	4,8 M €	-0.3%	4,9 M €	+10.1%	4,4 M €	+2.6%	4,3 M €
Total assets	9,8 M €	-2.7%	10,1 M €	+10.9%	9,1 M €	+4.3%	8,7 M €	-2.7%	9 M €
Cash	24,8 k €	-95.6%	559,6 k €	+661%	73,5 k €	-68.8%	235,5 k €	-77.8%	1,1 M €
Debts	5,6 M €	+7.1%	5,2 M €	+23.8%	4,2 M €	-1.6%	4,3 M €	-7.5%	4,7 M €
Other
Workforce	8,9 ETP	+58.9%	5,6 ETP	-6.7%	6,0 ETP	+3.4%	5,8 ETP	-14.7%	6,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 30/11/2025

4 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CAROLINE HUBIN	Directorsince 01/03/2024
Christophe MURACCINI	Directorsince 17/09/2020
PHILIPPE DENIS	Directorsince 23/06/2008
FREDERIC PAULY	Directorsince 01/01/2012

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
REDOUANE FARIH	Director01/10/2023 → 2024 accounts
ALAIN GAUSSIN	Directorlisted until the 2022 accounts
Daniel NEURET	Director22/07/2021 → 2021 accounts

Other companies at this address

Chaussée de Marche(EP) 486 5101 Namur

Company	CBE no.
BeCap Invest● Active	0877.685.296
Camerone NewCo Belgium● Active	1035.943.667
FIVE INSURANCE COMPANY● Active	0867.376.770
FIVE WALIMMO● Active	0461.835.905
MC MARINO● Active	0780.353.320
Odealim Belgium HoldCo● Active	1035.949.310

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/12/2024	01/12/2023	01/12/2022	01/12/2021	01/12/2020	01/12/2019
Closing of the financial year	30/11/2025	30/11/2024	30/11/2023	30/11/2022	30/11/2021	30/11/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	26/05/2025	20/08/2024	30/06/2023	29/07/2022	05/05/2021
General meeting	10/04/2026	11/04/2025	12/04/2024	14/04/2023	08/04/2022	09/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 17 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/11/2025	10/04/2026	30/06/2026	French	PDF
Abridged model	30/11/2024	11/04/2025	26/05/2025	French	PDF
Abridged model	30/11/2023	12/04/2024	20/08/2024	French	PDF
Abridged model	30/11/2022	14/04/2023	30/06/2023	French	PDF
Abridged model	30/11/2021	08/04/2022	29/07/2022	French	PDF
Abridged model	30/11/2020	09/04/2021	05/05/2021	French	PDF
Abridged model	30/11/2019	29/05/2020	29/06/2020	French	PDF
Abridged model	30/11/2018	30/04/2019	01/06/2019	French	PDF
Abridged model	30/11/2017	13/04/2018	20/06/2018	French	PDF
Abridged model	30/11/2016	14/04/2017	21/06/2017	French	PDF
Abridged model	30/11/2015	08/04/2016	04/07/2016	French	PDF
Abridged model	30/11/2014	30/01/2015	27/02/2015	French	PDF
Abridged model	30/11/2013	11/04/2014	28/05/2014	French	PDF
Abridged model	30/11/2012	12/04/2013	15/07/2013	French	PDF
Abridged model	30/11/2011	13/04/2012	26/07/2012	French	PDF
Abridged model	30/11/2010	08/04/2011	23/06/2011	French	PDF
Abridged model	30/11/2009	09/04/2010	22/06/2010	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/11/2025

4 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CAROLINE HUBIN	Directorsince 01/03/2024
Christophe MURACCINI	Directorsince 17/09/2020
PHILIPPE DENIS	Directorsince 23/06/2008
FREDERIC PAULY	Directorsince 01/01/2012

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
REDOUANE FARIH	Director01/10/2023 → 2024 accounts
ALAIN GAUSSIN	Directorlisted until the 2022 accounts
Daniel NEURET	Director22/07/2021 → 2021 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates29/01/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates06/03/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates03/07/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates30/04/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates15/04/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates10/10/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates06/06/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates13/02/2023
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings17 filings

Mandates

CAROLINE HUBIN

Christophe MURACCINI

FREDERIC PAULY

PHILIPPE DENIS

REDOUANE FARIH

ALAIN GAUSSIN

DANIEL NEURET

Jacques SANTUCCI

Lucien DRUART

Alain VAN MALDEREN

Patrick STIENLET

Maurice DEBATY

Show the 3 other mandates

2008200920102011201220132014201520162017201820192020202120222023202420252026

GROUPE 3D

Chaussée de Marche(EP) 486, 5101 Erpent

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Chaussée de Marche(EP) 486, 5101 ErpentCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00221380

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
GROUPE 3DCurrent	accounts 2009 → 2025	Accounts 2025 · 2026-00221380

Events

2025
Annual accounts 2025-62,5 k €↓
2024
Annual accounts 2024407,5 k €↓
2023
Annual accounts 2023443,2 k €↑
2022
Annual accounts 2022310,6 k €↓
2021
Annual accounts 2021501,4 k €↑
2020
Annual accounts 2020273,5 k €↑
2019
Annual accounts 2019169,1 k €↑
2018
Annual accounts 2018141,9 k €↓
2017
Annual accounts 2017169,6 k €↓
2016
Annual accounts 2016217,9 k €↑
2015
Annual accounts 2015153,3 k €↓
2014
Annual accounts 2014237,6 k €↑
2013
Annual accounts 201398,4 k €↑
2012
Annual accounts 201286,3 k €↓
2011
Annual accounts 2011134,2 k €↑
2010
Annual accounts 201059,6 k €↓
2009
Annual accounts 200970,4 k €
26/06/2008
IncorporationPublic limited company

GROUPE 3D

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events