Onesto Kredietmaatschappij
0401.349.970 · rovalta.com · 26/09/2026
ACTIVE
Onesto Kredietmaatschappij
Financial year 2025 · Closed on 31/12/2025
Net result281,9 k €+70,6 %over 1 year
Revenue3,6 M €-11,6 %over 1 year
Equity29,1 M €+0,9 %over 1 year
Workforce7,3 ETP+15,9 %over 1 year
Overview
Identity
Source · BCE/KBOOnesto Kredietmaatschappij is a Public limited company incorporated in 1894. Its main activity is: Other credit granting. Its registered office is in Beringen. It employs on average 7,3 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0401.349.970
- Incorporation
- 12/10/1894
- Legal form
- Public limited company
- Registered office
- Graaf van Loonstraat 15 box 1
3580 Beringen · FlandreSee on map - Contributed capital
- 542 267,09 €
- Latest accounts
- 31/12/2025
- Average workforce
- 7,3 ETP
Joint committees (3)
- 100
- 200
- 308
Contacts
2 public details availableLog in to view
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue
Financials
Source · NBB, 49 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Revenue | 3,6 M € | -11.6% | 4,1 M € | -5.7% | 4,3 M € | +5.2% | 4,1 M € | -1.7% | 4,2 M € |
| EBITDA | 457,9 k € | +8.2% | 423,1 k € | -12.2% | 481,7 k € | -36.2% | 755,3 k € | +11.3% | 678,4 k € |
| Operating result | 371,2 k € | +14.0% | 325,7 k € | -10.9% | 365,5 k € | -46.6% | 684,2 k € | +17.1% | 584,1 k € |
| Net result | 281,9 k € | +70.6% | 165,2 k € | -38.4% | 268,3 k € | -56.3% | 613,7 k € | +10.4% | 556,1 k € |
| Balance sheet | |||||||||
| Equity | 29,1 M € | +0.9% | 28,8 M € | +0.5% | 28,7 M € | +0.8% | 28,4 M € | +2.1% | 27,9 M € |
| Total assets | 149,8 M € | -7.1% | 161,2 M € | -6.4% | 172,3 M € | -6.3% | 184 M € | -6.1% | 195,8 M € |
| Cash | 406,8 k € | +8.3% | 375,6 k € | -17.3% | 454 k € | +9.6% | 414,1 k € | -96.9% | 13,4 M € |
| Debts | 119,8 M € | -8.9% | 131,5 M € | -7.7% | 142,4 M € | -7.7% | 154,2 M € | -7.4% | 166,6 M € |
| Other | |||||||||
| Workforce | 7,3 ETP | +15.9% | 6,3 ETP | +14.5% | 5,5 ETP | +7.8% | 5,1 ETP | -5.6% | 5,4 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20259 active · 91 ended
Active mandates
Marc BEENDERS
ActiveThomas VINTS
ActiveCarina NEVEN
ActiveKoenraad ALBREGTS
ActivePatrick LEMMENS
ActiveTin VAN DEN PUTTE
ActiveLiesbet SCHROVEN
ActiveIngrid QUINTENS
ActiveJan VANHAMEL
ActiveEnded mandates
Koenraad ALBREGTS
EndedJan VANHAMEL
EndedLiesbet SCHROVEN
EndedLiesbet SCHROVEN
EndedOther companies at this address
Graaf van Loonstraat 15 3580 Beringen| Company | CBE no. |
|---|---|
DUWOLIM● Active | 0807.760.273 |
ONESTO WOONPUNT● Active | 0450.367.337 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Full model | Full model | Full model | Full model | Full model | Full model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 11/05/2026 | 30/04/2025 | 09/05/2024 | 22/05/2023 | 11/05/2022 | 11/05/2021 |
| General meeting | 28/04/2026 | 29/04/2025 | 30/04/2024 | 25/04/2023 | 26/04/2022 | 27/04/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 49 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Full model | 31/12/2025 | 28/04/2026 | 11/05/2026 | Dutch | |
| Full model | 31/12/2024 | 29/04/2025 | 30/04/2025 | Dutch | |
| Full model | 31/12/2023 | 30/04/2024 | 09/05/2024 | Dutch | |
| Full model | 31/12/2022 | 25/04/2023 | 22/05/2023 | Dutch | |
| Full model | 31/12/2021 | 26/04/2022 | 11/05/2022 | Dutch | |
| Full model | 31/12/2020 | 27/04/2021 | 11/05/2021 | Dutch | |
| Full model | 31/12/2019 | 28/04/2020 | 04/06/2020 | Dutch | |
| Full model | 31/12/2018 | 30/04/2019 | 24/06/2019 | Dutch | |
| Full model | 31/12/2017 | 24/04/2018 | 17/05/2018 | Dutch | |
| Full model | 31/12/2016 | 25/04/2017 | 26/04/2017 | Dutch | |
| Full model | 31/12/2015 | 26/04/2016 | 29/04/2016 | Dutch | |
| Full model | 31/12/2014 | 28/04/2015 | 06/05/2015 | Dutch | |
| Full model | 31/12/2013 | 29/04/2014 | 30/04/2014 | Dutch | |
| Full model | 31/12/2012 | 30/04/2013 | 20/05/2013 | Dutch | |
| Full model | 31/12/2011 | 24/04/2012 | 25/04/2012 | Dutch | |
| Full model | 31/12/2010 | 26/04/2011 | 28/04/2011 | Dutch | |
| Abridged model | 31/12/2009 | 06/04/2010 | 09/04/2010 | Dutch | |
| Abridged model | 31/12/2008 | 07/04/2009 | 29/05/2009 | Dutch | |
| Abridged model | 31/12/2007 | 01/04/2008 | 29/04/2008 | Dutch | |
| Abridged model | 31/12/2006 | 03/04/2007 | 26/04/2007 | Dutch | |
| Abridged model | 31/12/2005 | 04/04/2006 | 11/04/2006 | Dutch | |
| Abridged model | 31/12/2004 | 05/04/2005 | 14/04/2005 | Dutch | |
| Abridged model | 31/12/2003 | 06/04/2004 | 22/04/2004 | Dutch | |
| Abridged model | 31/12/2002 | 01/04/2003 | 25/04/2003 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20259 active · 91 ended
Active mandates
Marc BEENDERS
ActiveThomas VINTS
ActiveCarina NEVEN
ActiveKoenraad ALBREGTS
ActivePatrick LEMMENS
ActiveTin VAN DEN PUTTE
ActiveLiesbet SCHROVEN
ActiveIngrid QUINTENS
ActiveJan VANHAMEL
ActiveEnded mandates
Koenraad ALBREGTS
EndedJan VANHAMEL
EndedLiesbet SCHROVEN
EndedLiesbet SCHROVEN
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates19/06/2026ONTSLAGEN - BENOEMINGEN
- Mandates12/03/2026ONTSLAGEN - BENOEMINGEN
- Mandates03/06/2025ONTSLAGEN - BENOEMINGEN
- Mandates30/07/2024ONTSLAGEN - BENOEMINGEN
- Mandates11/07/2023ONTSLAGEN - BENOEMINGEN
- Other31/05/2023STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DOEL
- Mandates31/05/2023ONTSLAGEN - BENOEMINGEN
- Mandates04/04/2023ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 28/04/2026reconductionIngrid Quintens — bestuurder
- 28/04/2026nominationMarc Beenders — bestuurder
- 2025Annual accounts 2025281,9 k €↑
- 18/12/2025nominationMarc Beenders — bestuurder
- 29/04/2025reconductionThomas Vints — bestuurder
- 2024Annual accounts 2024165,2 k €↓
- 30/04/2024reconductionTin Van den Putte — bestuurder
- 30/04/2024reconductionKoen Albregts — bestuurder
- 30/04/2024reconductionPatrick Lemmens — bestuurder
- 30/04/2024reconductionCarien Neven — bestuurder
- 30/04/2024reconductionNV Callens Vandelanotte — commissaris
- 2023Annual accounts 2023268,3 k €↓
- 25/04/2023nominationLiesbeth Schroven — bestuurder
- 25/04/2023nominationJan Vanhamel — bestuurder
- 08/02/2023nominationLiesbet Schroven — bestuurder
- 01/01/2023nominationJoris Piette — lid van het dagelijks bestuur
- 2022Annual accounts 2022613,7 k €↑
- 26/04/2022reconductionJan Vanhamel — bestuurder
- 26/04/2022reconductionIngrid Quintens — bestuurder
- 2021Annual accounts 2021556,1 k €↑
- 2020Annual accounts 2020350,1 k €↓
- 2019Annual accounts 2019397,5 k €↑
- 2018Annual accounts 2018231,9 k €↑
- 2017Annual accounts 2017217,9 k €↓
- 2016Annual accounts 2016506,6 k €↓
- 2015Annual accounts 2015856,7 k €↓
- 2014Annual accounts 20141 M €↑
- 2013Annual accounts 2013885,4 k €↑
- 2012Annual accounts 2012841,7 k €↑
- 2011Annual accounts 2011779,3 k €↑
- 2010Annual accounts 2010628,2 k €↑
- 2009Annual accounts 2009556,7 k €↑
- 2008Annual accounts 2008111,4 k €↓
- 2007Annual accounts 2007347,9 k €↓
- 2006Annual accounts 2006433,3 k €
- 12/10/1894IncorporationPublic limited company