ACTIVE

CREDIT POUR HABITATIONS SOCIALES

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Financial year 2025 · Closed on 31/12/2025

Net result-57,4 k €-326,8 %over 1 year
Revenue588,7 k €-13,5 %over 1 year
Equity12,7 M €-0,4 %over 1 year
Workforce0,8 ETP-20,0 %over 1 year

Identity

Source · BCE/KBO

CREDIT POUR HABITATIONS SOCIALES is a Public limited company incorporated in 1923. Its registered office is in Bruxelles. It employs on average 0,8 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0402.204.461
Incorporation
08/03/1923
Legal form
Public limited company
Registered office
Boulevard Bischoffsheim 33
1000 Bruxelles · BruxellesSee on map
Contributed capital
1 138 275,00 €
Latest accounts
31/12/2025
Average workforce
0,8 ETP
Joint committees (3)
  • 101
  • 200
  • 308
Signals
Solid equityLow riskGood liquidityHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

20252024202320222021
Income statement
Revenue588,7 k €680,3 k €772,4 k €888,8 k €1 M €
EBITDA-50,6 k €-14,9 k €-55,8 k €-80,7 k €-131,9 k €
Operating result-46,8 k €-11,1 k €-52,1 k €-75,5 k €-134,3 k €
Net result-57,4 k €-13,4 k €49,3 k €-79,4 k €-142,4 k €
Balance sheet
Equity12,7 M €12,8 M €12,8 M €12,7 M €12,8 M €
Total assets22,8 M €25,9 M €28,9 M €32,4 M €38,4 M €
Cash313,4 k €54,3 k €15 k €32,8 k €2,3 M €
Debts10 M €13 M €16 M €19,5 M €25,3 M €
Other
Workforce0,8 ETP1,0 ETP1,0 ETP1,4 ETP1,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 10 M€ and 25 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 33 ended

Active mandates

Bart Cornu

Director · since 22 décembre 2025 · until 22 avril 2031

Active
Laura De Geyter

Director · since 22 décembre 2025 · until 22 avril 2031

Active
Olivier Nokerman

Chairman of the board of directors · since 22 décembre 2025 · until 22 avril 2031

Active
PATRONALE LIFE

Managing director · since 22 décembre 2025 · until 22 avril 2031 · 0415.120.705

Represented by Filip Moeykens

Active
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 22 décembre 2025

Active
Dirk Vrijders

Chairman of the board of directors · since 26 avril 2016 · until 22 décembre 2025

Active
Philippe Rondia

Director · since 21 mars 2011 · until 22 décembre 2025

Active

Ended mandates

Patrick Wilmet

Managing director · since 01 septembre 2016 · until 25 avril 2017

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 24 avril 2023

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 25 avril 2023

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 23 avril 2029

Ended

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Boulevard Bischoffsheim 33 1000 Bruxelles
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ECOSOURCEn● Active
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ESPEVELO1● Active
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ESPEVELO2● Active
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ESPEVELO3● Active
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HYPOCONNECT● Active
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Full financial information

Source · NBB
202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date29/05/202616/05/202517/05/202405/05/202320/05/202219/05/2021
General meeting11/05/202622/04/202523/04/202425/04/202326/04/202227/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202511/05/202629/05/2026DutchPDF
Full model31/12/202422/04/202516/05/2025DutchPDF
Full model31/12/202323/04/202417/05/2024DutchPDF
Full model31/12/202225/04/202305/05/2023DutchPDF
Full model31/12/202126/04/202220/05/2022DutchPDF
Full model31/12/202027/04/202119/05/2021DutchPDF
Full model31/12/201928/04/202018/05/2020DutchPDF
Full model31/12/201823/04/201910/05/2019DutchPDF
Full model31/12/201724/04/201818/05/2018DutchPDF
Full model31/12/201625/04/201719/05/2017DutchPDF
Full model31/12/201526/04/201627/05/2016DutchPDF
Full model31/12/201428/04/201505/06/2015DutchPDF
Full model31/12/201322/04/201426/09/2014DutchPDF
Full model31/12/201223/04/201322/05/2013DutchPDF
Full model31/12/201121/02/201209/03/2012DutchPDF
Full model31/12/201021/03/201115/04/2011DutchPDF
Full model31/12/200902/03/201017/03/2010DutchPDF
Full model31/12/200803/03/200909/03/2009DutchPDF
Full model31/12/200704/03/200812/03/2008DutchPDF
Full model31/12/200627/02/200709/03/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 10 M€ and 25 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 33 ended

Active mandates

Bart Cornu

Director · since 22 décembre 2025 · until 22 avril 2031

Active
Laura De Geyter

Director · since 22 décembre 2025 · until 22 avril 2031

Active
Olivier Nokerman

Chairman of the board of directors · since 22 décembre 2025 · until 22 avril 2031

Active
PATRONALE LIFE

Managing director · since 22 décembre 2025 · until 22 avril 2031 · 0415.120.705

Represented by Filip Moeykens

Active
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 22 décembre 2025

Active
Dirk Vrijders

Chairman of the board of directors · since 26 avril 2016 · until 22 décembre 2025

Active
Philippe Rondia

Director · since 21 mars 2011 · until 22 décembre 2025

Active

Ended mandates

Patrick Wilmet

Managing director · since 01 septembre 2016 · until 25 avril 2017

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 24 avril 2023

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 25 avril 2023

Ended
Patrick Wilmet

Managing director · since 01 septembre 2016 · until 23 avril 2029

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Other27/07/2026
    Aanstelling commissaris
    PDF
  • Mandates01/04/2026
    MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates03/02/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates03/02/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates28/10/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other15/02/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other15/02/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates25/10/2023
    ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 12/01/2026
    nominationPATRONALE LIFE NV — gedelegeerd bestuurder
  2. 12/01/2026
    nominationOlivier NOKERMAN — voorzitter van de raad van bestuur
  3. 2025
    Annual accounts 2025-57,4 k €↓
  4. 22/12/2025
    nominationBart Cornu — administrateur
  5. 22/12/2025
    nominationLaura De Geyter — administrateur
  6. 22/12/2025
    nominationOlivier Nokerman — administrateur
  7. 22/12/2025
    nominationPATRONALE LIFE NV — bestuurder
  8. 22/12/2025
    nominationBart Cornu — bestuurder
  9. 22/12/2025
    nominationLaura De Geyter — bestuurder
  10. 22/12/2025
    nominationOlivier Nokerman — bestuurder
  11. 2024
    Annual accounts 2024-13,4 k €↓
  12. 23/04/2024
    nominationBV Deloitte Bedrijfsrevisoren — commissaris
  13. 2024
    Name changeKrediet voor Sociale Woningen
  14. 2023
    Annual accounts 202349,3 k €↑
  15. 25/04/2023
    reconductionRONDIA Philippe — Bestuurder
  16. 25/04/2023
    reconductionWILMET Patrick — Bestuurder
  17. 2022
    Annual accounts 2022-79,4 k €↑
  18. 26/04/2022
    reconductionDirk Vrijders — Bestuurder
  19. 26/04/2022
    nominationBrieuc Lefrancq — commissaris
  20. 2021
    Annual accounts 2021-142,4 k €↑
  21. 2021
    Name changeKREDIET VOOR SOCIALE WONINGEN - CREDIT POUR HABITATIONS SOCIALES
  22. 2020
    Annual accounts 2020-245,8 k €↓
  23. 2019
    Annual accounts 2019-233,1 k €↑
  24. 2018
    Annual accounts 2018-274,3 k €↓
  25. 2017
    Annual accounts 2017-258,5 k €↓
  26. 2016
    Annual accounts 2016-155,8 k €↓
  27. 2015
    Annual accounts 2015-1 k €↓
  28. 2014
    Annual accounts 2014141,9 k €↓
  29. 2013
    Annual accounts 2013146,3 k €↓
  30. 2012
    Annual accounts 2012173 k €↑
  31. 2011
    Annual accounts 201148,4 k €↓
  32. 2010
    Annual accounts 2010436,4 k €↓
  33. 2009
    Annual accounts 2009741,8 k €
  34. 08/03/1923
    IncorporationPublic limited company