ACTIVE

KBC Groupe

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Financial year 2025 · closed on 31/12/2025
Net result
848,6 M €
-62.2% YoY
Revenue
107,5 M €
+1.2% YoY
Equity
15,3 Md €
-7.1% YoY
Workforce
633,9 ETP
-1.1% YoY

What does KBC Groupe do?

KBC Groupe is a Public limited company incorporated in 1935. Its main activity is: Other monetary intermediation. Its registered office is in Molenbeek-Saint-Jean. It employs on average 633,9 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0403.227.515
Incorporation
09/02/1935
Legal form
Public limited company
Registered office
Avenue du Port 2
1080 Molenbeek-Saint-Jean · BruxellesSee on map
Contributed capital
7 001 384 540,93 €
Latest accounts
31/12/2025
Average workforce
633,9 ETP
Activities (NACE)
64190Other monetary intermediation· main64190Other monetary intermediation65120Non-life insurance70100Activities of head offices70100Activities of head offices
Joint committees (2)
  • 308
  • 310
Signals
ProfitableSolid equityPositive cashflowHealthy social debtsHigh revenue
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 15 financial years

202520242023202220202017201620152014201320122011201020092008
Income statement
Revenue107,5 M €106,2 M €100,2 M €449,2 M €913,4 M €837,5 M €859,1 M €970,8 M €1,0 Md €1,0 Md €–––––
EBITDA-14,5 M €-13,0 M €-12,0 M €31,0 M €106,6 M €76,5 M €54,5 M €54,8 M €46,2 M €50,2 M €-93,0 M €-55,8 M €-28,5 M €-21,6 M €-43,0 M €
Operating result-14,3 M €-13,2 M €-13,0 M €-5,7 M €-11,2 M €-12,9 M €-29,2 M €-55,4 M €-71,3 M €-73,2 M €-93,0 M €-55,8 M €-28,5 M €-21,6 M €-43,0 M €
Net result848,6 M €2,2 Md €2,3 Md €3,9 Md €1,3 Md €1,0 Md €1,2 Md €2,2 Md €1,1 Md €384,4 M €45,6 M €1,8 Md €-958,7 M €159,1 M €797,5 M €
Balance sheet
Equity15,3 Md €16,5 Md €16,1 Md €15,5 Md €17,5 Md €13,5 Md €13,7 Md €13,7 Md €11,5 Md €11,2 Md €10,9 Md €10,0 Md €8,2 Md €9,4 Md €9,3 Md €
Total assets39,7 Md €39,1 Md €40,3 Md €33,4 Md €28,9 Md €21,6 Md €19,8 Md €18,4 Md €18,0 Md €15,4 Md €15,9 Md €18,4 Md €17,4 Md €17,6 Md €14,1 Md €
Cash33,4 M €106,1 M €220,4 M €80,1 M €79,5 M €52,5 M €30,6 M €163,2 M €404,6 M €114,1 M €414,7 M €27,6 M €25,8 M €42,7 M €33,0 M €
Debts24,1 Md €22,3 Md €23,8 Md €17,7 Md €11,2 Md €8,1 Md €6,0 Md €4,7 Md €6,2 Md €4,1 Md €5,0 Md €8,4 Md €9,1 Md €8,2 Md €4,8 Md €
Other
Workforce633,9 ETP641,1 ETP639,6 ETP2 426,1 ETP4 327,3 ETP3 882,7 ETP4 021,0 ETP5 092,0 ETP5 169,5 ETP5 565,5 ETP40,4 ETP37,4 ETP36,0 ETP34,9 ETP37,7 ETP
Estimate

Indicative valuation

As an indication, this company is worth

more than 1.000 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 19 active · 115 ended

Active mandates

Bartel PUELINCKX

Managing director · since 30 avril 2025 · until 03 mai 2029

Active
Kristine BRADEN

Director · since 30 avril 2025 · until 03 mai 2029

Active
Line HESTVIK

Director · since 30 avril 2025 · until 03 mai 2029

Active
Michiel ALLAERTS

Director · since 30 avril 2025 · until 03 mai 2029

Active
Philippe VLERICK

Vice-chairman of the board of directors · since 30 avril 2025 · until 07 mai 2026

Active
Diana RADL ROGEROVA

Director · since 02 mai 2024 · until 04 mai 2028

Active
Erik CLINCK

Director · since 02 mai 2024 · until 04 mai 2028

Active
Johan THIJS

Managing director · since 02 mai 2024 · until 04 mai 2028

Active
Liesbet OKKERSE

Director · since 02 mai 2024 · until 04 mai 2028

Active
Sonja DE BECKER

Director · since 02 mai 2024 · until 04 mai 2028

Active
Theodoros ROUSSIS

Director · since 02 mai 2024 · until 30 avril 2025

Active
Alain BOSTOEN

Director · since 04 mai 2023 · until 06 mai 2027

Active
Frank DONCK

Director · since 04 mai 2023 · until 06 mai 2027

Active
Franky DEPICKERE

Director · since 04 mai 2023 · until 06 mai 2027

Active
Koenraad DEBACKERE

Chairman of the board of directors · since 04 mai 2023 · until 06 mai 2027

Active
Marc DE CEUSTER

Director · since 04 mai 2023 · until 06 mai 2027

Active
Raf SELS

Director · since 04 mai 2023 · until 06 mai 2027

Active
Alicia REYES REVUELTA

Director · since 05 mai 2022 · until 07 mai 2026

Active
Christine VAN RIJSSEGHEM

Managing director · since 05 mai 2022 · until 07 mai 2026

Active

Ended mandates

Bartel PUELINCKX

Managing director · since 02 septembre 2024

Ended
Diana RADL ROGEROVA

Director · since 02 mai 2024

Ended
Luc POPELIER

Managing director · since 01 janvier 2024 · until 01 septembre 2024

Ended
Vladimira PAPIRNIK

Director · since 01 janvier 2024 · until 02 mai 2024

Ended
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Annual accounts

Full financial information

202520242023202220212020
Type of accountFull modelFull modelFull modelm120-f-pFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date21/05/202616/05/202516/05/202426/05/202323/05/202228/05/2021
General meeting07/05/202630/04/202502/05/202404/05/202305/05/202206/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

40 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202507/05/202621/05/2026DutchPDF
m120-f-p31/12/202507/05/202621/05/2026DutchPDF
Full model31/12/202430/04/202516/05/2025DutchPDF
m120-f-p31/12/202430/04/202516/05/2025DutchPDF
Full model31/12/202302/05/202416/05/2024DutchPDF
m120-f-p31/12/202302/05/202417/05/2024DutchPDF
Full model31/12/202204/05/202322/05/2023DutchPDF
m120-f-p31/12/202204/05/202326/05/2023DutchPDF
Full model31/12/202105/05/202223/05/2022DutchPDF
m120-f-p31/12/202105/05/202219/05/2022DutchPDF
Full model31/12/202006/05/202128/05/2021DutchPDF
m120-f-p31/12/202006/05/202127/05/2021DutchPDF
Full model31/12/201907/05/202002/06/2020DutchPDF
m120-f-p31/12/201907/05/202028/05/2020DutchPDF
Full model31/12/201802/05/201922/05/2019DutchPDF
m120-f-p31/12/201802/05/201923/05/2019DutchPDF
Full model31/12/201703/05/201829/05/2018DutchPDF
m120-f-p31/12/201703/05/201829/05/2018DutchPDF
Full model31/12/201604/05/201709/06/2017DutchPDF
m120-f-p31/12/201604/05/201709/06/2017DutchPDF
Full model31/12/201504/05/201603/06/2016DutchPDF
m120-f-p31/12/201504/05/201603/06/2016DutchPDF
Full model31/12/201407/05/201502/06/2015DutchPDF
m120-f-p31/12/201407/05/201502/06/2015DutchPDF

View all 40 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

more than 1.000 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 19 active · 115 ended

Active mandates

Bartel PUELINCKX

Managing director · since 30 avril 2025 · until 03 mai 2029

Active
Kristine BRADEN

Director · since 30 avril 2025 · until 03 mai 2029

Active
Line HESTVIK

Director · since 30 avril 2025 · until 03 mai 2029

Active
Michiel ALLAERTS

Director · since 30 avril 2025 · until 03 mai 2029

Active
Philippe VLERICK

Vice-chairman of the board of directors · since 30 avril 2025 · until 07 mai 2026

Active
Diana RADL ROGEROVA

Director · since 02 mai 2024 · until 04 mai 2028

Active
Erik CLINCK

Director · since 02 mai 2024 · until 04 mai 2028

Active
Johan THIJS

Managing director · since 02 mai 2024 · until 04 mai 2028

Active
Liesbet OKKERSE

Director · since 02 mai 2024 · until 04 mai 2028

Active
Sonja DE BECKER

Director · since 02 mai 2024 · until 04 mai 2028

Active
Theodoros ROUSSIS

Director · since 02 mai 2024 · until 30 avril 2025

Active
Alain BOSTOEN

Director · since 04 mai 2023 · until 06 mai 2027

Active
Frank DONCK

Director · since 04 mai 2023 · until 06 mai 2027

Active
Franky DEPICKERE

Director · since 04 mai 2023 · until 06 mai 2027

Active
Koenraad DEBACKERE

Chairman of the board of directors · since 04 mai 2023 · until 06 mai 2027

Active
Marc DE CEUSTER

Director · since 04 mai 2023 · until 06 mai 2027

Active
Raf SELS

Director · since 04 mai 2023 · until 06 mai 2027

Active
Alicia REYES REVUELTA

Director · since 05 mai 2022 · until 07 mai 2026

Active
Christine VAN RIJSSEGHEM

Managing director · since 05 mai 2022 · until 07 mai 2026

Active

Ended mandates

Bartel PUELINCKX

Managing director · since 02 septembre 2024

Ended
Diana RADL ROGEROVA

Director · since 02 mai 2024

Ended
Luc POPELIER

Managing director · since 01 janvier 2024 · until 01 septembre 2024

Ended
Vladimira PAPIRNIK

Director · since 01 janvier 2024 · until 02 mai 2024

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates03/09/2026
    Benoeming !
    PDF
  • Mandates22/05/2026
    KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares20/01/2026
    KAPITAAL - AANDELEN
    PDF
  • Capital / shares12/12/2025
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates30/07/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates19/05/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares08/01/2025
    KAPITAAL - AANDELEN
    PDF
  • Capital / shares19/12/2024
    KAPITAAL - AANDELEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 07/05/2026
    nominationElisa Vlerick — bestuurder
  2. 07/05/2026
    reconductionAlicia Reyes Revuelta — onafhankelijk bestuurder
  3. 07/05/2026
    reconductionChristine Van Rijsseghem — bestuurder
  4. 2025
    Annual accounts 2025848,6 M €↓
  5. 19/12/2025
    augmentation_capital
  6. 30/04/2025
    nominationKenneth Vermeire — commissaris
  7. 30/04/2025
    nominationStéphane Nolf — commissaris
  8. 30/04/2025
    nominationSteven Mulkens — commissaris voor de assurance van de duurzaamheidsinformatie
  9. 30/04/2025
    nominationBartel Puelinckx — bestuurder
  10. 30/04/2025
    nominationKristine Wolcott Braden — onafhankelijk bestuurder
  11. 30/04/2025
    nominationLine Merethe Hestvik — onafhankelijk bestuurder
  12. 30/04/2025
    nominationMichiel Allaerts — bestuurder
  13. 30/04/2025
    reconductionPhilippe Vlerick — bestuurder
  14. 2024
    Annual accounts 20242,2 Md €↓
  15. 13/12/2024
    augmentation_capital
  16. 06/11/2024
    augmentation_capital
  17. 02/09/2024
    nominationBartel Puelinckx — bestuurder
  18. 02/05/2024
    nominationDiana Rädl Rogerová — onafhankelijk bestuurder
  19. 02/05/2024
    reconductionJohan Thijs — bestuurder
  20. 02/05/2024
    reconductionSonja De Becker — bestuurder
  21. 02/05/2024
    reconductionLiesbet Okkerse — bestuurder
  22. 02/05/2024
    reconductionErik Clinck — bestuurder
  23. 02/05/2024
    reconductionTheodoros Roussis — bestuurder
  24. 2023
    Annual accounts 20232,3 Md €↓
  25. 14/12/2023
    augmentation_capital
  26. 04/05/2023
    nominationMarc De Ceuster — bestuurder
  27. 04/05/2023
    nominationRaf Sels — bestuurder
  28. 04/05/2023
    reconductionKoenraad Debackere — onafhankelijk bestuurder
  29. 04/05/2023
    reconductionAlain Bostoen — bestuurder
  30. 04/05/2023
    reconductionFranky Depickere — bestuurder
  31. 04/05/2023
    reconductionFrank Donck — bestuurder
  32. 2022
    Annual accounts 20223,9 Md €↑
  33. 16/12/2022
    augmentation_capital
  34. 08/11/2022
    augmentation_capital
  35. 05/05/2022
    reconductionPricewaterhouseCoopers Bedrijfsrevisoren BV — commissaris
  36. 05/05/2022
    nominationAlicia Reyes Revuelta — onafhankelijk bestuurder
  37. 05/05/2022
    reconductionChristine Van Rijsseghem — bestuurder
  38. 05/05/2022
    reconductionMarc Wittemans — bestuurder
  39. 05/05/2022
    nominationAles Blazek — lid van het Directiecomite
  40. 2020
    Annual accounts 20201,3 Md €↑
  41. 2017
    Annual accounts 20171,0 Md €↓
  42. 2016
    Annual accounts 20161,2 Md €↓
  43. 2015
    Annual accounts 20152,2 Md €↑
  44. 2014
    Annual accounts 20141,1 Md €↑
  45. 2013
    Annual accounts 2013384,4 M €↑
  46. 2012
    Annual accounts 201245,6 M €↓
  47. 2011
    Annual accounts 20111,8 Md €↑
  48. 2010
    Annual accounts 2010-958,7 M €↓
  49. 2009
    Annual accounts 2009159,1 M €↓
  50. 2008
    Annual accounts 2008797,5 M €
  51. 09/02/1935
    IncorporationPublic limited company