ACTIVE

KBC Groupe

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Financial year 2025 · closed on 31/12/2025

Net result

848,6 M €

-62.2% YoY

Revenue

107,5 M €

+1.2% YoY

Equity

15,3 Md €

-7.1% YoY

Workforce

633,9 ETP

-1.1% YoY

What does KBC Groupe do?

KBC Groupe is a Public limited company incorporated in 1935. Its main activity is: Other monetary intermediation. Its registered office is in Molenbeek-Saint-Jean. It employs on average 633,9 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0403.227.515

Incorporation

09/02/1935

Legal form

Public limited company

Registered office

Avenue du Port 2
1080 Molenbeek-Saint-Jean · BruxellesSee on map

Contributed capital

7 001 384 540,93 €

Latest accounts

31/12/2025

Average workforce

633,9 ETP

Activities (NACE)

64190Other monetary intermediation· main 64190Other monetary intermediation 65120Non-life insurance 70100Activities of head offices 70100Activities of head offices

Joint committees (2)

Signals

ProfitableSolid equityPositive cashflowHealthy social debtsHigh revenue

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 15 financial years

	2025		2024		2023		2022		2020		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008
Income statement
Revenue	107,5 M €	+1.2%	106,2 M €	+6.0%	100,2 M €	-77.7%	449,2 M €	-50.8%	913,4 M €	+9.1%	837,5 M €	-2.5%	859,1 M €	-11.5%	970,8 M €	-5.4%	1,0 Md €	+0.9%	1,0 Md €		–		–		–		–		–
EBITDA	-14,5 M €	-11.2%	-13,0 M €	-8.0%	-12,0 M €	-139%	31,0 M €	-70.9%	106,6 M €	+39.3%	76,5 M €	+40.4%	54,5 M €	-0.6%	54,8 M €	+18.5%	46,2 M €	-7.9%	50,2 M €	+154%	-93,0 M €	-66.7%	-55,8 M €	-95.9%	-28,5 M €	-31.8%	-21,6 M €	+49.8%	-43,0 M €
Operating result	-14,3 M €	-8.7%	-13,2 M €	-1.7%	-13,0 M €	-130%	-5,7 M €	+49.7%	-11,2 M €	+13.0%	-12,9 M €	+55.8%	-29,2 M €	+47.3%	-55,4 M €	+22.3%	-71,3 M €	+2.7%	-73,2 M €	+21.3%	-93,0 M €	-66.7%	-55,8 M €	-95.9%	-28,5 M €	-31.8%	-21,6 M €	+49.8%	-43,0 M €
Net result	848,6 M €	-62.2%	2,2 Md €	-2.5%	2,3 Md €	-40.5%	3,9 Md €	+206%	1,3 Md €	+21.6%	1,0 Md €	-12.2%	1,2 Md €	-45.8%	2,2 Md €	+102%	1,1 Md €	+181%	384,4 M €	+742%	45,6 M €	-97.5%	1,8 Md €	+290%	-958,7 M €	-703%	159,1 M €	-80.0%	797,5 M €
Balance sheet
Equity	15,3 Md €	-7.1%	16,5 Md €	+2.1%	16,1 Md €	+4.0%	15,5 Md €	-11.3%	17,5 Md €	+29.9%	13,5 Md €	-1.6%	13,7 Md €	+0.1%	13,7 Md €	+19.0%	11,5 Md €	+2.2%	11,2 Md €	+3.5%	10,9 Md €	+8.4%	10,0 Md €	+22.2%	8,2 Md €	-12.9%	9,4 Md €	+1.8%	9,3 Md €
Total assets	39,7 Md €	+1.5%	39,1 Md €	-2.8%	40,3 Md €	+20.6%	33,4 Md €	+15.7%	28,9 Md €	+33.3%	21,6 Md €	+9.4%	19,8 Md €	+7.5%	18,4 Md €	+2.4%	18,0 Md €	+16.4%	15,4 Md €	-2.8%	15,9 Md €	-13.7%	18,4 Md €	+6.0%	17,4 Md €	-1.6%	17,6 Md €	+24.7%	14,1 Md €
Cash	33,4 M €	-68.5%	106,1 M €	-51.9%	220,4 M €	+175%	80,1 M €	+0.7%	79,5 M €	+51.5%	52,5 M €	+71.5%	30,6 M €	-81.2%	163,2 M €	-59.7%	404,6 M €	+254%	114,1 M €	-72.5%	414,7 M €	+1402%	27,6 M €	+6.8%	25,8 M €	-39.4%	42,7 M €	+29.3%	33,0 M €
Debts	24,1 Md €	+7.9%	22,3 Md €	-6.4%	23,8 Md €	+34.4%	17,7 Md €	+57.8%	11,2 Md €	+39.1%	8,1 Md €	+34.2%	6,0 Md €	+29.2%	4,7 Md €	-25.3%	6,2 Md €	+51.2%	4,1 Md €	-17.7%	5,0 Md €	-40.0%	8,4 Md €	-8.4%	9,1 Md €	+11.5%	8,2 Md €	+69.0%	4,8 Md €
Other
Workforce	633,9 ETP	-1.1%	641,1 ETP	+0.2%	639,6 ETP	-73.6%	2 426,1 ETP	-43.9%	4 327,3 ETP	+11.5%	3 882,7 ETP	-3.4%	4 021,0 ETP	-21.0%	5 092,0 ETP	-1.5%	5 169,5 ETP	-7.1%	5 565,5 ETP	+13676%	40,4 ETP	+8.0%	37,4 ETP	+3.9%	36,0 ETP	+3.2%	34,9 ETP	-7.4%	37,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

more than 1.000 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 19 active · 115 ended

Active mandates

Bartel PUELINCKX

Managing director · since 30 avril 2025 · until 03 mai 2029

Active

Kristine BRADEN

Director · since 30 avril 2025 · until 03 mai 2029

Active

Line HESTVIK

Director · since 30 avril 2025 · until 03 mai 2029

Active

Michiel ALLAERTS

Director · since 30 avril 2025 · until 03 mai 2029

Active

Philippe VLERICK

Vice-chairman of the board of directors · since 30 avril 2025 · until 07 mai 2026

Active

Diana RADL ROGEROVA

Director · since 02 mai 2024 · until 04 mai 2028

Active

Erik CLINCK

Director · since 02 mai 2024 · until 04 mai 2028

Active

Johan THIJS

Managing director · since 02 mai 2024 · until 04 mai 2028

Active

Liesbet OKKERSE

Director · since 02 mai 2024 · until 04 mai 2028

Active

Sonja DE BECKER

Director · since 02 mai 2024 · until 04 mai 2028

Active

Theodoros ROUSSIS

Director · since 02 mai 2024 · until 30 avril 2025

Active

Alain BOSTOEN

Director · since 04 mai 2023 · until 06 mai 2027

Active

Frank DONCK

Director · since 04 mai 2023 · until 06 mai 2027

Active

Franky DEPICKERE

Director · since 04 mai 2023 · until 06 mai 2027

Active

Koenraad DEBACKERE

Chairman of the board of directors · since 04 mai 2023 · until 06 mai 2027

Active

Marc DE CEUSTER

Director · since 04 mai 2023 · until 06 mai 2027

Active

Raf SELS

Director · since 04 mai 2023 · until 06 mai 2027

Active

Alicia REYES REVUELTA

Director · since 05 mai 2022 · until 07 mai 2026

Active

Christine VAN RIJSSEGHEM

Managing director · since 05 mai 2022 · until 07 mai 2026

Active

Ended mandates

Bartel PUELINCKX

Managing director · since 02 septembre 2024

Ended

Diana RADL ROGEROVA

Director · since 02 mai 2024

Ended

Luc POPELIER

Managing director · since 01 janvier 2024 · until 01 septembre 2024

Ended

Vladimira PAPIRNIK

Director · since 01 janvier 2024 · until 02 mai 2024

Ended

At this address

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Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	m120-f-p	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	21/05/2026	16/05/2025	16/05/2024	26/05/2023	23/05/2022	28/05/2021
General meeting	07/05/2026	30/04/2025	02/05/2024	04/05/2023	05/05/2022	06/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

40 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	07/05/2026	21/05/2026	Dutch	PDF
m120-f-p	31/12/2025	07/05/2026	21/05/2026	Dutch	PDF
Full model	31/12/2024	30/04/2025	16/05/2025	Dutch	PDF
m120-f-p	31/12/2024	30/04/2025	16/05/2025	Dutch	PDF
Full model	31/12/2023	02/05/2024	16/05/2024	Dutch	PDF
m120-f-p	31/12/2023	02/05/2024	17/05/2024	Dutch	PDF
Full model	31/12/2022	04/05/2023	22/05/2023	Dutch	PDF
m120-f-p	31/12/2022	04/05/2023	26/05/2023	Dutch	PDF
Full model	31/12/2021	05/05/2022	23/05/2022	Dutch	PDF
m120-f-p	31/12/2021	05/05/2022	19/05/2022	Dutch	PDF
Full model	31/12/2020	06/05/2021	28/05/2021	Dutch	PDF
m120-f-p	31/12/2020	06/05/2021	27/05/2021	Dutch	PDF
Full model	31/12/2019	07/05/2020	02/06/2020	Dutch	PDF
m120-f-p	31/12/2019	07/05/2020	28/05/2020	Dutch	PDF
Full model	31/12/2018	02/05/2019	22/05/2019	Dutch	PDF
m120-f-p	31/12/2018	02/05/2019	23/05/2019	Dutch	PDF
Full model	31/12/2017	03/05/2018	29/05/2018	Dutch	PDF
m120-f-p	31/12/2017	03/05/2018	29/05/2018	Dutch	PDF
Full model	31/12/2016	04/05/2017	09/06/2017	Dutch	PDF
m120-f-p	31/12/2016	04/05/2017	09/06/2017	Dutch	PDF
Full model	31/12/2015	04/05/2016	03/06/2016	Dutch	PDF
m120-f-p	31/12/2015	04/05/2016	03/06/2016	Dutch	PDF
Full model	31/12/2014	07/05/2015	02/06/2015	Dutch	PDF
m120-f-p	31/12/2014	07/05/2015	02/06/2015	Dutch	PDF
Full model	31/12/2013	30/04/2014	27/05/2014	Dutch	PDF
m120-f-p	31/12/2013	30/04/2014	27/05/2014	Dutch	PDF
Full model	31/12/2012	02/05/2013	22/05/2013	Dutch	PDF
m120-f-p	31/12/2012	02/05/2013	30/05/2013	Dutch	PDF
Full model	31/12/2011	03/05/2012	30/05/2012	Dutch	PDF
m120-f-p	31/12/2011	03/05/2012	31/05/2012	Dutch	PDF
Full model	31/12/2010	28/04/2011	23/05/2011	Dutch	PDF
m120-f-p	31/12/2010	28/04/2011	23/05/2011	Dutch	PDF
Full model	31/12/2009	29/04/2010	21/05/2010	Dutch	PDF
m120-f-p	31/12/2009	29/04/2010	26/05/2010	Dutch	PDF
Full model	31/12/2008	30/04/2009	17/06/2009	Dutch	PDF
m120-f-p	31/12/2008	30/04/2009	23/06/2009	Dutch	PDF
Full model	31/12/2007	24/04/2008	30/05/2008	Dutch	PDF
m120-f-p	31/12/2007	24/04/2008	30/05/2008	Dutch	PDF
Full model	31/12/2006	26/04/2007	11/06/2007	Dutch	PDF
m120-f-p	31/12/2006	26/04/2007	11/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

more than 1.000 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 19 active · 115 ended

Active mandates

Bartel PUELINCKX

Managing director · since 30 avril 2025 · until 03 mai 2029

Active

Kristine BRADEN

Director · since 30 avril 2025 · until 03 mai 2029

Active

Line HESTVIK

Director · since 30 avril 2025 · until 03 mai 2029

Active

Michiel ALLAERTS

Director · since 30 avril 2025 · until 03 mai 2029

Active

Philippe VLERICK

Vice-chairman of the board of directors · since 30 avril 2025 · until 07 mai 2026

Active

Diana RADL ROGEROVA

Director · since 02 mai 2024 · until 04 mai 2028

Active

Erik CLINCK

Director · since 02 mai 2024 · until 04 mai 2028

Active

Johan THIJS

Managing director · since 02 mai 2024 · until 04 mai 2028

Active

Liesbet OKKERSE

Director · since 02 mai 2024 · until 04 mai 2028

Active

Sonja DE BECKER

Director · since 02 mai 2024 · until 04 mai 2028

Active

Theodoros ROUSSIS

Director · since 02 mai 2024 · until 30 avril 2025

Active

Alain BOSTOEN

Director · since 04 mai 2023 · until 06 mai 2027

Active

Frank DONCK

Director · since 04 mai 2023 · until 06 mai 2027

Active

Franky DEPICKERE

Director · since 04 mai 2023 · until 06 mai 2027

Active

Koenraad DEBACKERE

Chairman of the board of directors · since 04 mai 2023 · until 06 mai 2027

Active

Marc DE CEUSTER

Director · since 04 mai 2023 · until 06 mai 2027

Active

Raf SELS

Director · since 04 mai 2023 · until 06 mai 2027

Active

Alicia REYES REVUELTA

Director · since 05 mai 2022 · until 07 mai 2026

Active

Christine VAN RIJSSEGHEM

Managing director · since 05 mai 2022 · until 07 mai 2026

Active

Ended mandates

Bartel PUELINCKX

Managing director · since 02 septembre 2024

Ended

Diana RADL ROGEROVA

Director · since 02 mai 2024

Ended

Luc POPELIER

Managing director · since 01 janvier 2024 · until 01 septembre 2024

Ended

Vladimira PAPIRNIK

Director · since 01 janvier 2024 · until 02 mai 2024

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates03/09/2026
Benoeming !
PDF
Mandates22/05/2026
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares20/01/2026
KAPITAAL - AANDELEN
PDF
Capital / shares12/12/2025
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates30/07/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/05/2025
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares08/01/2025
KAPITAAL - AANDELEN
PDF
Capital / shares19/12/2024
KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

07/05/2026
nominationElisa Vlerick — bestuurder
07/05/2026
reconductionAlicia Reyes Revuelta — onafhankelijk bestuurder
07/05/2026
reconductionChristine Van Rijsseghem — bestuurder
2025
Annual accounts 2025848,6 M €↓
19/12/2025
augmentation_capital
30/04/2025
nominationKenneth Vermeire — commissaris
30/04/2025
nominationStéphane Nolf — commissaris
30/04/2025
nominationSteven Mulkens — commissaris voor de assurance van de duurzaamheidsinformatie
30/04/2025
nominationBartel Puelinckx — bestuurder
30/04/2025
nominationKristine Wolcott Braden — onafhankelijk bestuurder
30/04/2025
nominationLine Merethe Hestvik — onafhankelijk bestuurder
30/04/2025
nominationMichiel Allaerts — bestuurder
30/04/2025
reconductionPhilippe Vlerick — bestuurder
2024
Annual accounts 20242,2 Md €↓
13/12/2024
augmentation_capital
06/11/2024
augmentation_capital
02/09/2024
nominationBartel Puelinckx — bestuurder
02/05/2024
nominationDiana Rädl Rogerová — onafhankelijk bestuurder
02/05/2024
reconductionJohan Thijs — bestuurder
02/05/2024
reconductionSonja De Becker — bestuurder
02/05/2024
reconductionLiesbet Okkerse — bestuurder
02/05/2024
reconductionErik Clinck — bestuurder
02/05/2024
reconductionTheodoros Roussis — bestuurder
2023
Annual accounts 20232,3 Md €↓
14/12/2023
augmentation_capital
04/05/2023
nominationMarc De Ceuster — bestuurder
04/05/2023
nominationRaf Sels — bestuurder
04/05/2023
reconductionKoenraad Debackere — onafhankelijk bestuurder
04/05/2023
reconductionAlain Bostoen — bestuurder
04/05/2023
reconductionFranky Depickere — bestuurder
04/05/2023
reconductionFrank Donck — bestuurder
2022
Annual accounts 20223,9 Md €↑
16/12/2022
augmentation_capital
08/11/2022
augmentation_capital
05/05/2022
reconductionPricewaterhouseCoopers Bedrijfsrevisoren BV — commissaris
05/05/2022
nominationAlicia Reyes Revuelta — onafhankelijk bestuurder
05/05/2022
reconductionChristine Van Rijsseghem — bestuurder
05/05/2022
reconductionMarc Wittemans — bestuurder
05/05/2022
nominationAles Blazek — lid van het Directiecomite
2020
Annual accounts 20201,3 Md €↑
2017
Annual accounts 20171,0 Md €↓
2016
Annual accounts 20161,2 Md €↓
2015
Annual accounts 20152,2 Md €↑
2014
Annual accounts 20141,1 Md €↑
2013
Annual accounts 2013384,4 M €↑
2012
Annual accounts 201245,6 M €↓
2011
Annual accounts 20111,8 Md €↑
2010
Annual accounts 2010-958,7 M €↓
2009
Annual accounts 2009159,1 M €↓
2008
Annual accounts 2008797,5 M €
09/02/1935
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

KBC Groupe

Overview

What does KBC Groupe do?

Trend over 15 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline