ACTIVE

KBC Commercial Finance

Financial year 2025 · Closed on 31/12/2025

Net result6,4 M €+220,2 %over 1 year
Revenue37,9 M €-77,2 %over 1 year
Equity9,5 M €+129,8 %over 1 year
Workforce0,0 ETP

Identity

Source · BCE/KBO

KBC Commercial Finance is a Public limited company incorporated in 1963. Its main activity is: Other credit granting. Its registered office is in Molenbeek-Saint-Jean.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0403.278.488
Incorporation
17/09/1963
Legal form
Public limited company
Registered office
Avenue du Port 2
1080 Molenbeek-Saint-Jean · BruxellesSee on map
Contributed capital
4 800 000,00 €
Latest accounts
31/12/2025
Average workforce
0,0 ETP
Joint committees (1)
  • 218
Contacts
4 public details availableLog in to view
Signals
ProfitablePositive cashflowHigh revenue

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Revenue37,9 M €166,3 M €153,3 M €71,7 M €42,1 M €
EBITDA-18,5 M €6,5 M €8,7 M €10,5 M €6,8 M €
Operating result-18,5 M €-4,3 M €8,6 M €10,7 M €7,2 M €
Net result6,4 M €-5,3 M €6,2 M €7,9 M €5,4 M €
Balance sheet
Equity9,5 M €4,1 M €9,5 M €9,5 M €9,5 M €
Total assets5,1 Md €4,9 Md €4,5 Md €4,4 Md €3,7 Md €
Cash185 M €33,4 M €61,7 M €41,7 M €28,7 M €
Debts5,1 Md €4,9 Md €4,5 Md €4,4 Md €3,7 Md €
Other
Workforce0,0 ETP0,0 ETP49,3 ETP57,9 ETP67,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 79 ended

Active mandates

BERNARD VAN HEES

Managing director · since 01 janvier 2026 · until 01 janvier 2031

Active
DIRK MAMPAEY

Chairman of the board of directors · since 01 janvier 2024 · until 10 avril 2029

Active
PETER VANHUYSSE

Director · since 07 octobre 2019 · until 10 avril 2029

Active

Ended mandates

ANJA DE KIMPE

Managing director · since 01 janvier 2024 · until 10 avril 2029

Ended
JUTTA CAMMAER

Director · since 12 avril 2022 · until 01 janvier 2024

Ended
JUTTA CAMMAER

Director · since 12 avril 2022 · until 12 avril 2028

Ended
THEO SPEELMANS

Director · since 12 avril 2022 · until 01 janvier 2024

Ended

Other companies at this address

Avenue du Port 2 1080 Molenbeek-Saint-Jean
CompanyCBE no.
0403.355.494
APICINQ● Active
0469.891.457
0476.212.887
DISCAI● Active
0773.435.537
1034.869.640
0745.660.279
FIVEST● Active
0443.669.981
0410.679.291
HORIZON● Active
0449.441.283
IMMO ARENBERG● Active
0471.901.337
1021.828.880
0436.440.909
0403.323.723
Immo IRB● Active
1017.492.485
Immolease-Trust● Active
0406.403.076
0635.828.862
Immo NamOtt● Active
0840.412.849
0840.620.014
0685.966.380
IMMO-QUINTO● Active
0466.000.470

Full financial information

Source · NBB
202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date23/04/202616/05/202531/05/202411/05/202305/05/202206/05/2021
General meeting14/04/202608/04/202509/04/202411/04/202312/04/202213/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202514/04/202623/04/2026DutchPDF
Full model31/12/202408/04/202516/05/2025DutchPDF
Full model31/12/202309/04/202431/05/2024DutchPDF
Full model31/12/202211/04/202311/05/2023DutchPDF
Full model31/12/202112/04/202205/05/2022DutchPDF
Full model31/12/202013/04/202106/05/2021DutchPDF
Full model31/12/201914/04/202013/05/2020DutchPDF
Full model31/12/201809/04/201920/05/2019DutchPDF
Full model31/12/201710/04/201823/05/2018DutchPDF
Full model31/12/201611/04/201712/05/2017DutchPDF
Full model31/12/201512/04/201603/05/2016DutchPDF
Full model31/12/201414/04/201512/05/2015DutchPDF
Full model31/12/201308/04/201407/05/2014DutchPDF
Full model31/12/201209/04/201315/05/2013DutchPDF
Full model31/12/201110/04/201211/05/2012DutchPDF
Full model31/12/201012/04/201111/05/2011DutchPDF
Full model31/12/200913/04/201019/05/2010DutchPDF
Full model31/12/200814/04/200913/05/2009DutchPDF
Full model31/12/200730/06/200830/07/2008DutchPDF
Full model31/12/200610/04/200726/06/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 79 ended

Active mandates

BERNARD VAN HEES

Managing director · since 01 janvier 2026 · until 01 janvier 2031

Active
DIRK MAMPAEY

Chairman of the board of directors · since 01 janvier 2024 · until 10 avril 2029

Active
PETER VANHUYSSE

Director · since 07 octobre 2019 · until 10 avril 2029

Active

Ended mandates

ANJA DE KIMPE

Managing director · since 01 janvier 2024 · until 10 avril 2029

Ended
JUTTA CAMMAER

Director · since 12 avril 2022 · until 01 janvier 2024

Ended
JUTTA CAMMAER

Director · since 12 avril 2022 · until 12 avril 2028

Ended
THEO SPEELMANS

Director · since 12 avril 2022 · until 01 janvier 2024

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates16/03/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates16/10/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/02/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/07/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office05/05/2023
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates23/05/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates23/02/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates29/09/2021
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 01/01/2026
    nominationBernard Van Hees — bestuurder
  2. 2025
    Annual accounts 20256,4 M €↑
  3. 08/04/2025
    nominationKPMG Bedrijfsrevisoren BV — commissaris
  4. 2024
    Annual accounts 2024-5,3 M €↓
  5. 09/01/2024
    nominationAnja De Kimpe — Gedelegeerd Bestuurder
  6. 09/01/2024
    nominationDirk Mampaey — Voorzitter van de Raad van Bestuur
  7. 2023
    Annual accounts 20236,2 M €↓
  8. 21/12/2023
    nominationDirk Mampaey — bestuurder
  9. 21/12/2023
    nominationAnja De Kimpe — bestuurder
  10. 11/04/2023
    reconductionPeter Vanhuysse — bestuurder
  11. 2022
    Annual accounts 20227,9 M €↑
  12. 12/04/2022
    reconductionJutta Cammaer — bestuurder
  13. 12/04/2022
    reconductionTheo Speelmans — bestuurder
  14. 12/04/2022
    nominationJeroen Bockaert — vertegenwoordiger van de commissaris (PwC Bedrijfsrevisoren bv)
  15. 2021
    Annual accounts 20215,4 M €↑
  16. 13/04/2021
    reconductionWim Eraly — bestuurder
  17. 2020
    Annual accounts 20204,4 M €↓
  18. 2019
    Annual accounts 20194,5 M €↑
  19. 2018
    Annual accounts 20184,4 M €↓
  20. 2017
    Annual accounts 20174,4 M €↑
  21. 2016
    Annual accounts 20163,9 M €↓
  22. 2015
    Annual accounts 20154,5 M €↑
  23. 2014
    Annual accounts 20143,6 M €↑
  24. 2013
    Annual accounts 20132,6 M €↑
  25. 2012
    Annual accounts 2012-539,7 k €↓
  26. 2011
    Annual accounts 20112,9 M €↑
  27. 2010
    Annual accounts 20102,6 M €↑
  28. 2009
    Annual accounts 2009-923,9 k €↓
  29. 2008
    Annual accounts 20082,8 M €↓
  30. 2007
    Annual accounts 20075,2 M €↑
  31. 2006
    Annual accounts 20064,9 M €
  32. 17/09/1963
    IncorporationPublic limited company