ACTIVE

Finance et Entreprises

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Financial year 2025 · Closed on 31/12/2025

Net result-522,3 €-101,9 %over 1 year
Revenue36 k €-25,0 %over 1 year
Equity-1,3 M €-0,0 %over 1 year

Identity

Source · BCE/KBO

Finance et Entreprises is a Public limited company incorporated in 1960. Its main activity is: Development of building projects. Its registered office is in Charleroi.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0403.353.912
Incorporation
19/08/1960
Legal form
Public limited company
Registered office
Rue Bernipré 30
6041 Charleroi · WallonieSee on map
Contributed capital
3 000 000,00 €
Latest accounts
31/12/2025
Signals
Positive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Revenue36 k €48 k €48 k €48 k €56 k €
EBITDA16,3 k €28,4 k €27,3 k €28,7 k €36,7 k €
Operating result16,2 k €28,3 k €27,2 k €28,6 k €36,6 k €
Net result-522,3 €28,1 k €27 k €28,5 k €36,4 k €
Balance sheet
Equity-1,3 M €-1,3 M €-1,4 M €-1,4 M €-1,4 M €
Total assets7,7 M €5,6 M €5,6 M €5,6 M €9,6 M €
Cash105,9 k €189,4 €4,9 k €121,3 €530 €
Debts9,1 M €7 M €7 M €7 M €11 M €

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 24 ended

Active mandates

ARBIOS

Director · since 15 décembre 2023 · until 14 décembre 2029 · 0426.107.637

Represented by Eric HESELMANS

Active
Henri DE COCK

Managing director · since 15 décembre 2023 · until 14 décembre 2029

Active

Ended mandates

ARBIOS

Director · since 07 juin 2022 · until 07 juin 2028 · 0426.107.637

Represented by Eric HESELMANS

Ended
Henri DE COCK

Managing director · since 07 juin 2022 · until 07 juin 2028

Ended
ARBIOS

Director · since 28 juin 2019 · until 06 juin 2022 · 0426.107.637

Represented by Eric HESELMANS

Ended
ARBIOS

Director · since 28 juin 2019 · until 07 juin 2022 · 0426.107.637

Represented by Eric HESELMANS

Ended

Other companies at this address

Rue Bernipré 30 6041 Charleroi
CompanyCBE no.
ARBIOS● Active
0426.107.637
Assm De Cock- Wanty● Active
0694.862.072
Assm Jerouville-Decock● Active
0689.858.951
Ateliers BERGENHUIZEN● Active
0429.628.935
BETONS BATIMENTS ET MANUTENTION● Liquidation
0472.174.026
CAROLO-BETON● Active
0408.305.464
CAROLO-BETON ET MATERIAUX● Active
0432.599.610
Carolo - Transports● Active
0416.122.674
COMPAGNIE WALLONNE DE CONSTRUCTION● Active
0415.336.974
De Cock-ICM● Active
0797.250.225
De Cock - Icontech● Active
1029.194.645
ENTREPRISES REUNIES R. DE COCK● Active
0406.082.382
FABRICATION, ENTRETIEN ET MAINTENANCE● Active
0477.371.444
FINANCIERE DE COCK● Active
0475.106.592
Génie Civil et industriel● Active
0416.389.920
NEGOCE DES ACIERS DE CHARLEROI● Active
0413.258.008
SM Wanty - De Cock - Lillois● Active
1035.092.443
Société minière de Gosselies et Thiméon● Active
0417.327.058
Usines Dupuis● Active
0405.920.749
UTEMA● Active
0425.351.334

Full financial information

Source · NBB
202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date25/08/202625/08/202504/07/202428/06/202301/07/202213/07/2021
General meeting01/06/202602/06/202503/06/202405/06/202307/06/202207/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202501/06/202625/08/2026FrenchPDF
Full model31/12/202402/06/202525/08/2025FrenchPDF
Full model31/12/202303/06/202404/07/2024FrenchPDF
Full model31/12/202205/06/202328/06/2023FrenchPDF
Full model31/12/202107/06/202201/07/2022FrenchPDF
Full model31/12/202007/06/202113/07/2021FrenchPDF
Full model31/12/201926/06/202016/07/2020FrenchPDF
Full model31/12/201827/06/201902/07/2019FrenchPDF
Full model31/12/201728/06/201802/07/2018FrenchPDF
Full model31/12/201629/06/201711/08/2017FrenchPDF
Full model31/12/201529/06/201625/08/2016FrenchPDF
Full model31/12/201401/06/201520/08/2015FrenchPDF
Full model31/12/201302/06/201408/07/2014FrenchPDF
Full model31/12/201203/06/201303/07/2013FrenchPDF
Full model31/12/201104/06/201213/08/2012FrenchPDF
Full model31/12/201006/06/201107/07/2011FrenchPDF
Full model31/12/200907/06/201014/06/2010FrenchPDF
Full model31/12/200802/06/200907/07/2009FrenchPDF
Full model31/12/200702/06/200803/07/2008FrenchPDF
Full model31/12/200604/06/200703/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 24 ended

Active mandates

ARBIOS

Director · since 15 décembre 2023 · until 14 décembre 2029 · 0426.107.637

Represented by Eric HESELMANS

Active
Henri DE COCK

Managing director · since 15 décembre 2023 · until 14 décembre 2029

Active

Ended mandates

ARBIOS

Director · since 07 juin 2022 · until 07 juin 2028 · 0426.107.637

Represented by Eric HESELMANS

Ended
Henri DE COCK

Managing director · since 07 juin 2022 · until 07 juin 2028

Ended
ARBIOS

Director · since 28 juin 2019 · until 06 juin 2022 · 0426.107.637

Represented by Eric HESELMANS

Ended
ARBIOS

Director · since 28 juin 2019 · until 07 juin 2022 · 0426.107.637

Represented by Eric HESELMANS

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates10/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
    PDF
  • Mandates19/12/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office22/12/2020
    SIEGE SOCIAL
    PDF
  • Mandates10/12/2019
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates12/12/2017
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/12/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates12/11/2014
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares10/02/2012
    CAPITAL, ACTIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-522,3 €↓
  2. 2024
    Annual accounts 202428,1 k €↑
  3. 2023
    Annual accounts 202327 k €↓
  4. 2022
    Annual accounts 202228,5 k €↓
  5. 2021
    Annual accounts 202136,4 k €↓
  6. 2020
    Annual accounts 202076,3 k €↑
  7. 2019
    Annual accounts 2019-233,9 k €↓
  8. 2018
    Annual accounts 201881,7 k €↑
  9. 2017
    Annual accounts 2017-1,3 M €↓
  10. 2016
    Annual accounts 201669,4 k €↑
  11. 2015
    Annual accounts 2015-5,7 M €↓
  12. 2014
    Annual accounts 2014-274,5 k €↓
  13. 2013
    Annual accounts 201396,3 k €↑
  14. 2012
    Annual accounts 201263,2 k €↑
  15. 2011
    Annual accounts 20119,1 k €↓
  16. 2010
    Annual accounts 201060,6 k €↑
  17. 2009
    Annual accounts 200953,7 k €↑
  18. 2008
    Annual accounts 2008-1 M €↓
  19. 2007
    Annual accounts 200714 k €↓
  20. 2006
    Annual accounts 200662 k €
  21. 19/08/1960
    IncorporationPublic limited company