VANBREDA RISK & BENEFITS
0404.055.676 · rovalta.com · 24/09/2026
ACTIVE
VANBREDA RISK & BENEFITS
Financial year 2025 · Closed on 31/12/2025
Net result
39,5 M €
-5,5 %over 1 yearRevenue
136,7 M €
+11,1 %over 1 yearEquity
71,8 M €
+9,1 %over 1 yearWorkforce
611,3 ETP
+4,7 %over 1 yearOverview
Identity
Source · BCE/KBOVANBREDA RISK & BENEFITS is a Public limited company incorporated in 1947. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 611,3 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0404.055.676
- Incorporation
- 26/12/1947
- Legal form
- Public limited company
- Registered office
- Plantin en Moretuslei 297
2140 Antwerpen · FlandreSee on map - Contributed capital
- 1 240 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 611,3 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableLow riskPositive cashflowPositive EBITDAHigh revenue
Financials
Source · NBB, 41 filingsTrend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Revenue | 136,7 M € | +11.1% | 123 M € | +8.3% | 113,5 M € | +13.7% | 99,9 M € | +9.4% | 91,3 M € |
| EBITDA | 38,7 M € | +17.8% | 32,9 M € | +19.5% | 27,5 M € | +8.4% | 25,4 M € | +14.9% | 22,1 M € |
| Operating result | 33,3 M € | +16.4% | 28,6 M € | +18.8% | 24,1 M € | +10.6% | 21,8 M € | +14.4% | 19,1 M € |
| Net result | 39,5 M € | -5.5% | 41,8 M € | +63.2% | 25,6 M € | +16.8% | 21,9 M € | +2.5% | 21,4 M € |
| Balance sheet | |||||||||
| Equity | 71,8 M € | +9.1% | 65,8 M € | +16.4% | 56,5 M € | -7.2% | 60,9 M € | +3.2% | 59 M € |
| Total assets | 426,7 M € | +9.3% | 390,5 M € | +11.0% | 351,7 M € | +19.9% | 293,3 M € | +26.4% | 232,1 M € |
| Cash | 53,1 M € | -17.8% | 64,7 M € | +59.5% | 40,5 M € | -25.5% | 54,4 M € | +135% | 23,2 M € |
| Debts | 336,1 M € | +9.0% | 308,3 M € | +10.7% | 278,5 M € | +28.8% | 216,3 M € | +34.5% | 160,8 M € |
| Other | |||||||||
| Workforce | 611,3 ETP | +4.7% | 583,8 ETP | +5.2% | 555,0 ETP | +3.0% | 538,9 ETP | +8.3% | 497,4 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 250 M€ and 500 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/2025Other companies at this address
Plantin en Moretuslei 297 2140 Antwerpen| Company | CBE no. |
|---|---|
VAN BREDA BTW EENHEID● Active | 0892.285.182 |
VANBREDA CREDINCO● Active | 0462.175.702 |
Vanbreda Mediùs● Active | 0406.096.042 |
Vanbreda PensionFund & Beyond● Active | 0771.608.868 |
Vanbreda Simplex● Active | 0473.851.334 |
Vanbreda Waasland● Active | 1035.932.779 |
Van Mossel Car Insurance● Active | 0757.478.938 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Full model | Full model | Full model | Full model | Full model | Full model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 20/04/2026 | 08/04/2025 | 19/04/2024 | 19/04/2023 | 26/04/2022 | 21/05/2021 |
| General meeting | 07/04/2026 | 01/04/2025 | 02/04/2024 | 04/04/2023 | 05/04/2022 | 06/04/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 41 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Full model | 31/12/2025 | 07/04/2026 | 20/04/2026 | Dutch | |
| Consolidated accounts | 31/12/2025 | 07/04/2026 | 21/04/2026 | Dutch | |
| Full model | 31/12/2024 | 01/04/2025 | 08/04/2025 | Dutch | |
| Consolidated accounts | 31/12/2024 | 01/04/2025 | 14/04/2025 | Dutch | |
| Full model | 31/12/2023 | 02/04/2024 | 19/04/2024 | Dutch | |
| Consolidated accounts | 31/12/2023 | 02/04/2024 | 19/04/2024 | Dutch | |
| Full model | 31/12/2022 | 04/04/2023 | 19/04/2023 | Dutch | |
| Consolidated accounts | 31/12/2022 | 04/04/2023 | 19/04/2023 | Dutch | |
| Full model | 31/12/2021 | 05/04/2022 | 26/04/2022 | Dutch | |
| Consolidated accounts | 31/12/2021 | 05/04/2022 | 26/04/2022 | Dutch | |
| Full model | 31/12/2020 | 06/04/2021 | 21/05/2021 | Dutch | |
| Consolidated accounts | 31/12/2020 | 06/04/2021 | 21/05/2021 | Dutch | |
| Full model | 31/12/2019 | 07/04/2020 | 04/05/2020 | Dutch | |
| Consolidated accounts | 31/12/2019 | 07/04/2020 | 04/05/2020 | Dutch | |
| Full modelCorrection | 31/12/2018 | 02/04/2019 | 24/10/2019 | Dutch | |
| Full model | 31/12/2018 | 02/04/2019 | 24/04/2019 | Dutch | |
| Consolidated accounts | 31/12/2018 | 02/04/2019 | 25/04/2019 | Dutch | |
| Full model | 31/12/2017 | 03/04/2018 | 02/05/2018 | Dutch | |
| Consolidated accounts | 31/12/2017 | 03/04/2018 | 02/05/2018 | Dutch | |
| Full model | 31/12/2016 | 04/04/2017 | 28/04/2017 | Dutch | |
| Consolidated accounts | 31/12/2016 | 04/04/2017 | 27/04/2017 | Dutch | |
| Full model | 31/12/2015 | 11/04/2016 | 13/05/2016 | Dutch | |
| Consolidated accounts | 31/12/2015 | 11/04/2016 | 13/05/2016 | Dutch | |
| Full model | 31/12/2014 | 07/04/2015 | 21/04/2015 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 M€ and 500 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/2025Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates04/05/2026ONTSLAGEN - BENOEMINGEN
- Mandates10/11/2025ONTSLAGEN - BENOEMINGEN
- Mandates24/10/2025ONTSLAGEN - BENOEMINGEN
- Restructuring13/06/2025ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Mandates18/04/2025ONTSLAGEN - BENOEMINGEN
- Restructuring21/03/2025RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring17/12/2024KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring14/10/2024RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 07/04/2026reconductionPedro Matthynssens — soort B-bestuurder
- 07/04/2026reconductionTom van Lier — soort A-bestuurder
- 07/04/2026nominationBob Leysen — soort A-bestuurder
- 07/04/2026reconductionWouter Reggers — soort C-bestuurder
- 07/04/2026reconductionRenaat Berckmoes — soort C-bestuurder
- 07/04/2026reconductionErik Glinek — onafhankelijke soort B-bestuurder
- 07/04/2026reconductionGuy Van Antwerpen — soort A-bestuurder
- 07/04/2026reconductionBart Deckers — soort A-bestuurder
- 07/04/2026reconductionSandra Wilikens — onafhankelijke soort B-bestuurder
- 2025Annual accounts 202539,5 M €↓
- 22/10/2025nominationBe@dvised BV — soort C-bestuurder
- 23/09/2025nominationSara Brants — volmacht
- 23/09/2025nominationBob Duys — volmacht
- 23/09/2025nominationKris Heyman — volmacht
- 23/09/2025nominationPieter Panneel — volmacht
- 01/04/2025nominationGuy Van Antwerpen — klasse A-bestuurder
- 01/04/2025nominationBart Deckers — klasse A-bestuurder
- 01/04/2025reconductionWouter Reggers — klasse C-bestuurder
- 01/04/2025reconductionErik Clinck — onafhankelijke klasse B-bestuurder
- 01/04/2025reconductionSandra Wilikens — onafhankelijke klasse B-bestuurder
- 2024Annual accounts 202441,8 M €↑
- 02/04/2024nominationBob Leysen — klasse A-bestuurder
- 02/04/2024reconductionPedro Matthynssens — klasse B-bestuurder
- 02/04/2024reconductionTom van Lier — klasse A-bestuurder
- 02/04/2024reconductionPhilippe Venken — commissaris
- 01/01/2024nominationEvelyne Lauwers — lid van het directiecomité
- 2023Annual accounts 202325,6 M €↑
- 04/04/2023reconductionWouter Reggers — klasse C-bestuurder, voorzitter van de raad van bestuur, gedelegeerd bestuurder
- 04/04/2023reconductionWouter De Ploey — klasse A-bestuurder
- 04/04/2023reconductionGeert Van Hove — klasse A-bestuurder
- 04/04/2023reconductionErik Clinck — onafhankelijke klasse B-bestuurder
- 04/04/2023reconductionSandra Wilikens — onafhankelijke klasse B-bestuurder
- 2022Annual accounts 202221,9 M €↑
- 18/12/2022nominationDirk De Winter — volmacht
- 05/04/2022reconductionMarc Leysen — klasse A bestuurder
- 05/04/2022reconductionPedro Matthynssens — klasse B bestuurder
- 05/04/2022reconductionTrilack BV — klasse A-bestuurder
- 05/04/2022nominationSandra Wilikens — klasse B-bestuurder
- 2021Annual accounts 202121,4 M €↑
- 2020Annual accounts 202016 M €↑
- 2019Annual accounts 201914,1 M €↓
- 2018Annual accounts 201814,5 M €↑
- 2017Annual accounts 201711 M €↓
- 2016Annual accounts 201611,4 M €↓
- 2015Annual accounts 201512,1 M €↑
- 2014Annual accounts 201412 M €↑
- 2013Annual accounts 201310,9 M €↑
- 2012Annual accounts 20129,6 M €↓
- 2011Annual accounts 20119,7 M €↑
- 2010Annual accounts 20108,6 M €↑
- 2009Annual accounts 20097,8 M €↑
- 2008Annual accounts 20087,3 M €↑
- 2007Annual accounts 20076,1 M €
- 26/12/1947IncorporationPublic limited company