ACTIVE

VANBREDA CREDINCO

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Financial year 2025 · Closed on 31/12/2025

Net result2,3 M €-7,3 %over 1 year

Gross margin4 M €-5,3 %over 1 year

Equity1,7 M €-79,5 %over 1 year

Workforce6,7 ETP-9,5 %over 1 year

Identity

Source · BCE/KBO

VANBREDA CREDINCO is a Public limited company incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 6,7 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0462.175.702
Incorporation: 19/12/1997
Legal form: Public limited company
Registered office: Plantin en Moretuslei 297
2140 Antwerpen · FlandreSee on map
Contributed capital: 78 760,61 €
Latest accounts: 31/12/2025
Average workforce: 6,7 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	4 M €	-5.3%	4,2 M €	-19.8%	5,2 M €	+32.3%	4 M €	+19.1%	3,3 M €
EBITDA	2,9 M €	-3.3%	3 M €	-26.1%	4,1 M €	+36.0%	3 M €	+19.1%	2,5 M €
Operating result	2,9 M €	-3.3%	3 M €	-26.1%	4,1 M €	+36.0%	3 M €	+19.2%	2,5 M €
Net result	2,3 M €	-7.3%	2,5 M €	-19.4%	3,1 M €	+39.5%	2,2 M €	+15.2%	1,9 M €
Balance sheet
Equity	1,7 M €	-79.5%	8,4 M €	-6.5%	9 M €	+20.6%	7,5 M €	+17.3%	6,4 M €
Total assets	12,1 M €	-1.3%	12,3 M €	+4.9%	11,7 M €	+20.4%	9,7 M €	+17.5%	8,3 M €
Cash	10,2 M €	-0.3%	10,3 M €	+19.7%	8,6 M €	+95.7%	4,4 M €	+61.9%	2,7 M €
Debts	10,4 M €	+171%	3,8 M €	+42.1%	2,7 M €	+22.2%	2,2 M €	+15.7%	1,9 M €
Other
Workforce	6,7 ETP	-9.5%	7,4 ETP	0.0%	7,4 ETP	+12.1%	6,6 ETP	+3.1%	6,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 25 M€ and 50 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 8 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Frank Fripon	Managing director21/09/2021 → 02/03/2028
Koen Dierckx	Director08/05/2015 → 02/03/2028Managing director27/02/2019 → 2020 accountsended
Pedro Matthynssens	Director01/07/2013 → 02/03/2028

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
GUINEE0840.703.552Represented by Jean Guinée	Managing director04/03/2021 → 2024 accounts
Pieter Panneel	Managing director08/05/2018 → 07/03/2019

Other companies at this address

Plantin en Moretuslei 297 2140 Antwerpen

Company	CBE no.
VAN BREDA BTW EENHEID● Active	0892.285.182
Vanbreda Mediùs● Active	0406.096.042
Vanbreda PensionFund & Beyond● Active	0771.608.868
VANBREDA RISK & BENEFITS● Active	0404.055.676
Vanbreda Simplex● Active	0473.851.334
Vanbreda Waasland● Active	1035.932.779
Van Mossel Car Insurance● Active	0757.478.938

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/03/2026	25/03/2025	27/03/2024	21/03/2023	19/04/2022	01/04/2021
General meeting	05/03/2026	06/03/2025	07/03/2024	02/03/2023	03/03/2022	04/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	05/03/2026	20/03/2026	Dutch	PDF
Abridged model	31/12/2024	06/03/2025	25/03/2025	Dutch	PDF
Abridged model	31/12/2023	07/03/2024	27/03/2024	Dutch	PDF
Abridged model	31/12/2022	02/03/2023	21/03/2023	Dutch	PDF
Abridged model	31/12/2021	03/03/2022	19/04/2022	Dutch	PDF
Abridged model	31/12/2020	04/03/2021	01/04/2021	Dutch	PDF
Abridged model	31/12/2019	05/03/2020	27/03/2020	Dutch	PDF
Abridged model	31/12/2018	07/03/2019	20/03/2019	Dutch	PDF
Abridged model	31/12/2017	01/03/2018	20/03/2018	Dutch	PDF
Abridged model	31/12/2016	02/03/2017	03/04/2017	Dutch	PDF
Full model	31/12/2015	03/03/2016	14/03/2016	Dutch	PDF
Full model	31/12/2014	05/03/2015	23/03/2015	Dutch	PDF
Full model	31/12/2013	06/03/2014	18/03/2014	Dutch	PDF
Full model	31/12/2012	07/03/2013	29/03/2013	Dutch	PDF
Abridged model	31/12/2011	23/02/2012	27/02/2012	Dutch	PDF
Abridged model	31/12/2010	18/05/2011	07/07/2011	Dutch	PDF
Abridged model	31/12/2009	19/05/2010	18/06/2010	Dutch	PDF
Abridged model	31/12/2008	20/05/2009	02/07/2009	Dutch	PDF
Abridged model	31/12/2007	21/05/2008	17/06/2008	Dutch	PDF
Abridged model	31/12/2006	16/05/2007	18/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 25 M€ and 50 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 8 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Frank Fripon	Managing director21/09/2021 → 02/03/2028
Koen Dierckx	Director08/05/2015 → 02/03/2028Managing director27/02/2019 → 2020 accountsended
Pedro Matthynssens	Director01/07/2013 → 02/03/2028

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
GUINEE0840.703.552Represented by Jean Guinée	Managing director04/03/2021 → 2024 accounts
Pieter Panneel	Managing director08/05/2018 → 07/03/2019

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Other05/08/2026
Bijzondere volmacht
PDF
Other05/05/2026
DIVERSEN
PDF
Mandates11/04/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/04/2024
ONTSLAGEN - BENOEMINGEN
PDF
Registered office25/08/2023
MAATSCHAPPELIJKE ZETEL - DIVERSEN
PDF
Other03/07/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates25/10/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/05/2021
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings19 filings

Mandates

Pedro Matthynssens

Frank Fripon

Koen Dierckx

GUINEE

Pieter Panneel

Wim Lanclus

LUC-IDE Consult VOF

Marc Leysen

Jan Desmet

GC Management

Jean Guinée

19971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025202620272028

VANBREDA CREDINCO

Plantin en Moretuslei 297, 2140 Borgerhout (Antwerp)Miksebaan 236 bte 1, 2930 Brasschaat

Director

Managing director

DirectorManaging director

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Plantin en Moretuslei 297, 2140 Borgerhout (Antwerp)Current	accounts 2023 → 2025	Accounts 2025 · 2026-00059719
Miksebaan 236 bte 1, 2930 Brasschaat	accounts 2021 → 2022	Accounts 2022 · 2023-00043397

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
VANBREDA CREDINCOCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00059719

Events

2025
Annual accounts 20252,3 M €↓
2024
Annual accounts 20242,5 M €↓
2023
Annual accounts 20233,1 M €↑
2022
Annual accounts 20222,2 M €↑
2021
Annual accounts 20211,9 M €↑
2020
Annual accounts 20201,8 M €↓
2019
Annual accounts 20191,9 M €↑
2018
Annual accounts 20181,5 M €↑
2017
Annual accounts 20171,2 M €↑
2016
Annual accounts 20161,1 M €↑
2015
Annual accounts 20151 M €↓
2014
Annual accounts 20141,2 M €↑
2013
Annual accounts 20131 M €↑
2012
Annual accounts 2012822 k €↑
2010
Annual accounts 2010165,2 k €↑
2009
Annual accounts 2009129,8 k €↓
2008
Annual accounts 2008192,9 k €↓
2007
Annual accounts 2007219,9 k €↑
2006
Annual accounts 2006161,7 k €
19/12/1997
IncorporationPublic limited company

VANBREDA CREDINCO

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events