ACTIVE

CLM IMMO

Financial year 2025 · Closed on 31/12/2025

Net result-12,3 k €-233,2 %over 1 year

Gross margin21,2 k €-20,0 %over 1 year

Equity984,9 k €-1,2 %over 1 year

Identity

Source · BCE/KBO

CLM IMMO is a Public limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Chièvres.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0431.242.796
Incorporation: 19/05/1987
Legal form: Public limited company
Registered office: Grand'Place 8
7950 Chièvres · WallonieSee on map
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

Solid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 21 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	21,2 k €	-20.0%	26,5 k €	-91.1%	298,8 k €	+620%	41,5 k €	+36.0%	30,5 k €
EBITDA	15,7 k €	-25.9%	21,2 k €	-92.8%	292,6 k €	+703%	36,4 k €	+39.5%	26,1 k €
Operating result	-10,5 k €	-1203%	951,6 €	-99.7%	278,6 k €	+1724%	-17,2 k €	-566%	3,7 k €
Net result	-12,3 k €	-233%	9,2 k €	-95.6%	209,2 k €	-42.4%	363,3 k €	+17319%	2,1 k €
Balance sheet
Equity	984,9 k €	-1.2%	997,2 k €	+0.9%	988 k €	+26.9%	778,8 k €	+87.4%	415,5 k €
Total assets	1,4 M €	-1.7%	1,4 M €	-0.2%	1,4 M €	+46.5%	965,5 k €	+104%	472,4 k €
Cash	221,5 k €	-59.7%	549,7 k €	+720%	67 k €	+629%	9,2 k €	+3.6%	8,9 k €
Debts	289,5 k €	-3.1%	298,8 k €	-3.7%	310,3 k €	+123%	139,3 k €	+3479%	3,9 k €
Other
Workforce	–		–		–		0,0 ETP		–

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 18 ended

Active mandates

Geneviève LETTENS

Director · since 10 août 2021 · until 07 juin 2027

Active

Vincent LANNOIJE

Director · since 10 août 2021 · until 07 juin 2027

Active

Ended mandates

Geneviève Lettens

Director · since 06 mai 2016 · until 07 juin 2021

Ended

Geneviève Lettens

Director · since 06 mai 2016

Ended

Vincent Lannoije

Managing director · since 14 juillet 2015

Ended

Vincent Lannoije

Managing director · since 29 juin 2015 · until 07 juin 2021

Ended

Other companies at this address

Grand'Place 8 7950 Chièvres

Company	CBE no.
CLM ASSURANCES● Active	0445.640.863

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	06/08/2026	25/08/2025	21/06/2024	31/08/2023	19/08/2022	31/08/2021
General meeting	01/06/2026	02/06/2025	03/06/2024	24/07/2023	19/07/2022	10/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	01/06/2026	06/08/2026	French	PDF
Micro model	31/12/2024	02/06/2025	25/08/2025	French	PDF
Micro model	31/12/2023	03/06/2024	21/06/2024	French	PDF
Abridged model	31/12/2022	24/07/2023	31/08/2023	French	PDF
Abridged model	31/12/2021	19/07/2022	19/08/2022	French	PDF
Abridged model	31/12/2020	10/08/2021	31/08/2021	French	PDF
Abridged model	31/12/2019	14/08/2020	04/11/2020	French	PDF
Abridged model	31/12/2018	03/06/2019	08/07/2019	French	PDF
Abridged model	31/12/2017	05/06/2018	20/08/2018	French	PDF
Abridged model	31/12/2016	06/06/2017	30/08/2017	French	PDF
Abridged model	31/12/2015	06/06/2016	31/08/2016	French	PDF
Abridged model	31/12/2014	01/06/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	02/06/2014	01/08/2014	French	PDF
Abridged model	31/12/2012	03/06/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	04/06/2012	31/08/2012	French	PDF
Abridged model	31/12/2010	06/06/2011	29/11/2011	French	PDF
Abridged model	31/12/2009	07/06/2010	29/09/2010	French	PDF
Abridged model	31/12/2008	02/06/2009	31/08/2009	French	PDF
Abridged modelCorrection	31/12/2007	02/06/2008	19/09/2008	French	PDF
Abridged model	31/12/2007	02/06/2008	01/08/2008	French	PDF
Abridged model	31/12/2006	04/06/2007	23/11/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 18 ended

Active mandates

Geneviève LETTENS

Director · since 10 août 2021 · until 07 juin 2027

Active

Vincent LANNOIJE

Director · since 10 août 2021 · until 07 juin 2027

Active

Ended mandates

Geneviève Lettens

Director · since 06 mai 2016 · until 07 juin 2021

Ended

Geneviève Lettens

Director · since 06 mai 2016

Ended

Vincent Lannoije

Managing director · since 14 juillet 2015

Ended

Vincent Lannoije

Managing director · since 29 juin 2015 · until 07 juin 2021

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates04/11/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates11/08/2016
DEMISSIONS, NOMINATIONS
PDF
Mandates24/07/2015
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates26/10/2009
DEMISSIONS, NOMINATIONS
PDF
Mandates15/01/2009
OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates05/02/2003
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025-12,3 k €↓
2024
Annual accounts 20249,2 k €↓
2023
Annual accounts 2023209,2 k €↓
2022
Annual accounts 2022363,3 k €↑
2021
Annual accounts 20212,1 k €↓
2019
Annual accounts 20196 k €↑
2018
Annual accounts 20183 k €↑
2017
Annual accounts 20171,7 k €↓
2016
Annual accounts 20161,7 k €↑
2015
Annual accounts 2015-17,3 k €↓
2014
Annual accounts 2014-8,3 k €↓
2013
Annual accounts 201344,3 k €↑
2012
Annual accounts 201221,4 k €↓
2011
Annual accounts 201126 k €↑
2010
Annual accounts 201015,4 k €↑
2009
Annual accounts 2009-20,5 k €↓
2008
Annual accounts 2008-6,2 k €↑
2007
Annual accounts 2007-24,4 k €↑
2006
Annual accounts 2006-32,3 k €
19/05/1987
IncorporationPublic limited company

CLM IMMO

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline