ACTIVE

besox verzekeringen

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Financial year 2025 · Closed on 31/12/2025

Net result-18,1 k €-162,5 %over 1 year

Gross margin1,3 M €+10,8 %over 1 year

Equity412 k €-4,2 %over 1 year

Workforce12,8 ETP+17,4 %over 1 year

Identity

Source · BCE/KBO

besox verzekeringen is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Knokke-Heist. It employs on average 12,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0438.697.247
Incorporation: 17/10/1989
Legal form: Public limited company
Registered office: Kalvekeetdijk 179 box 6
8300 Knokke-Heist · FlandreSee on map
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2025
Average workforce: 12,8 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

Positive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	1,3 M €	+10.8%	1,2 M €	-17.0%	1,4 M €	+49.2%	960,1 k €	-10.9%	1,1 M €
EBITDA	186,9 k €	-2.0%	190,7 k €	-65.5%	552,7 k €	+30.3%	424,2 k €	-31.0%	614,4 k €
Operating result	5,8 k €	-86.6%	43,5 k €	-90.2%	445,7 k €	+29.7%	343,7 k €	-36.7%	543,3 k €
Net result	-18,1 k €	-163%	-6,9 k €	-102%	315,5 k €	+30.0%	242,8 k €	-41.5%	414,9 k €
Balance sheet
Equity	412 k €	-4.2%	430,1 k €	-1.6%	437 k €	+22.6%	356,5 k €	+2.2%	348,7 k €
Total assets	3,3 M €	+11.5%	3 M €	-4.8%	3,1 M €	+5.6%	3 M €	+3.1%	2,9 M €
Cash	1,1 M €	+126%	483,9 k €	-21.2%	613,7 k €	-51.3%	1,3 M €	-33.9%	1,9 M €
Debts	2,8 M €	+10.7%	2,6 M €	-5.4%	2,7 M €	+3.2%	2,6 M €	+3.2%	2,5 M €
Other
Workforce	12,8 ETP	+17.4%	10,9 ETP	+12.4%	9,7 ETP	+42.6%	6,8 ETP	+9.7%	6,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ARNALA0402.773.593Represented by Françis GILLIS K VUYLSTEKE	Director15/10/2024 → 18/06/2031
MOMENT0632.500.475Represented by Christophe MORBEE	Director01/01/2016 → 20/06/2030
BE-FIN0667.860.638Represented by Cedric BIEBAUW	Director01/07/2022 → 20/06/2028
Bernard VUYLSTEKE	Managing director01/01/2016 → 21/06/2028Director01/01/2008 → 21/06/2022ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
LEMAR0416.613.218Represented by Frank MORBEE	Director01/01/2020 → 17/06/2025Associate01/01/2020 → 17/06/2025
Yves Ballegeer	Director01/01/2020 → 17/06/2025

Other companies at this address

Kalvekeetdijk 179 8300 Knokke-Heist

Company	CBE no.
2BOW● Active	0784.787.507
ALIMMO● Liquidation	0451.955.365
AllWaves● Active	0748.676.583
AMRY PATRIMONIAL● Active	0450.024.768
ARCHITECTENBUREAU PIET BAILYU● Active	0878.840.586
ARCHITEKTENBUREAU PROJECT● Active	0430.045.243
ATCARS● Active	0733.724.133
B4● Active	0766.500.136
Bailyu● Active	0749.676.376
BE-FIN● Active	0667.860.638
besox● Active	0470.305.488
besox finance● Active	0414.714.887
bonyf● Active	0423.667.492
Books and Balance● Active	0899.715.778
Bureau Blanc● Active	0842.822.706
CAM CONSTRUCT● Active	0656.915.771
Capitall● Active	0766.892.886
CAPITALL CONSTRUCT● Active	0801.586.620
Capitall Eight● Active	1036.312.663
Capitall Eleven● Active	1036.307.715

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2026	28/08/2025	31/08/2024	28/08/2023	23/07/2022	31/07/2021
General meeting	17/06/2026	17/06/2025	10/06/2024	20/06/2023	21/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	17/06/2026	31/07/2026	Dutch	PDF
Abridged model	31/12/2024	17/06/2025	28/08/2025	Dutch	PDF
Abridged model	31/12/2023	10/06/2024	31/08/2024	Dutch	PDF
Abridged model	31/12/2022	20/06/2023	28/08/2023	Dutch	PDF
Abridged model	31/12/2021	21/06/2022	23/07/2022	Dutch	PDF
Abridged model	31/12/2020	15/06/2021	31/07/2021	Dutch	PDF
Abridged model	31/12/2019	16/06/2020	31/07/2020	Dutch	PDF
Abridged model	31/12/2018	18/06/2019	26/08/2019	Dutch	PDF
Abridged model	31/12/2017	19/06/2018	27/06/2018	Dutch	PDF
Abridged model	31/12/2016	20/06/2017	16/08/2017	Dutch	PDF
Abridged model	31/12/2015	21/06/2016	02/08/2016	Dutch	PDF
Abridged model	31/12/2014	16/06/2015	27/08/2015	Dutch	PDF
Abridged model	31/12/2013	17/06/2014	04/07/2014	Dutch	PDF
Abridged model	31/12/2012	07/03/2013	28/06/2013	Dutch	PDF
Abridged model	31/12/2011	19/06/2012	20/07/2012	Dutch	PDF
Abridged model	31/12/2010	21/06/2011	29/06/2011	Dutch	PDF
Abridged model	31/12/2009	15/06/2010	22/07/2010	Dutch	PDF
Abridged model	31/12/2008	30/06/2009	30/07/2009	Dutch	PDF
Abridged model	31/12/2007	17/06/2008	27/06/2008	Dutch	PDF
Abridged model	31/12/2006	19/06/2007	26/07/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ARNALA0402.773.593Represented by Françis GILLIS K VUYLSTEKE	Director15/10/2024 → 18/06/2031
MOMENT0632.500.475Represented by Christophe MORBEE	Director01/01/2016 → 20/06/2030
BE-FIN0667.860.638Represented by Cedric BIEBAUW	Director01/07/2022 → 20/06/2028
Bernard VUYLSTEKE	Managing director01/01/2016 → 21/06/2028Director01/01/2008 → 21/06/2022ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
LEMAR0416.613.218Represented by Frank MORBEE	Director01/01/2020 → 17/06/2025Associate01/01/2020 → 17/06/2025
Yves Ballegeer	Director01/01/2020 → 17/06/2025

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates10/10/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/12/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/07/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/08/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/05/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/08/2022
ONTSLAGEN - BENOEMINGEN
PDF
Registered office09/04/2021
MAATSCHAPPELIJKE ZETEL
PDF
Mandates04/11/2019
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings18 filings

Mandates

ARNALA

MOMENT

BE-FIN

Bernard VUYLSTEKE

LEMAR

Yves Ballegeer

MB Management Comm. V

MB Dir Comm. V

1989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025202620272028202920302031

besox verzekeringen

Kalvekeetdijk 179 bte 6, 8300 Knokke-HeistKalvekeetdijk 179/6, 8300 Knokke-HeistKalvekeetdijk 179 bte 6, 8300 Knokke-Heist

Director

Managing directorDirector

AssociateDirector

DirectorManaging director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Kalvekeetdijk 179 bte 6, 8300 Knokke-HeistCurrent	accounts 2025	Accounts 2025 · 2026-00366472
Kalvekeetdijk 179/6, 8300 Knokke-Heist	accounts 2023 → 2024	Accounts 2024 · 2025-00422625
Kalvekeetdijk 179 bte 6, 8300 Knokke-Heist	accounts 2021 → 2022	Accounts 2022 · 2023-00361637

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
besox verzekeringenCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00366472

Events

2025
Annual accounts 2025-18,1 k €↓
2024
Annual accounts 2024-6,9 k €↓
2023
Annual accounts 2023315,5 k €↑
2022
Annual accounts 2022242,8 k €↓
2021
Annual accounts 2021414,9 k €↑
2020
Annual accounts 2020260,4 k €↑
2019
Annual accounts 2019186,9 k €↓
2018
Annual accounts 2018247,9 k €↑
2017
Annual accounts 2017180,4 k €↓
2016
Annual accounts 2016767,1 k €↑
2015
Annual accounts 2015483 k €↑
2014
Annual accounts 2014474,3 k €↑
2013
Annual accounts 2013179 k €↓
2012
Annual accounts 2012337,8 k €↓
2011
Annual accounts 2011433,6 k €↑
2010
Annual accounts 2010415,5 k €↓
2009
Annual accounts 2009420,6 k €↑
2008
Annual accounts 2008389 k €
17/10/1989
IncorporationPublic limited company

besox verzekeringen

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events