ACTIVE

besox verzekeringen

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Financial year 2025 · Closed on 31/12/2025

Net result-18,1 k €-162,5 %over 1 year
Gross margin1,3 M €+10,8 %over 1 year
Equity412 k €-4,2 %over 1 year
Workforce12,8 ETP+17,4 %over 1 year

Identity

Source · BCE/KBO

besox verzekeringen is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Knokke-Heist. It employs on average 12,8 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0438.697.247
Incorporation
17/10/1989
Legal form
Public limited company
Registered office
Kalvekeetdijk 179 box 6
8300 Knokke-Heist · FlandreSee on map
Contributed capital
62 000,00 €
Latest accounts
31/12/2025
Average workforce
12,8 ETP
Joint committees (1)
  • 307
Signals
Positive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin1,3 M €1,2 M €1,4 M €960,1 k €1,1 M €
EBITDA186,9 k €190,7 k €552,7 k €424,2 k €614,4 k €
Operating result5,8 k €43,5 k €445,7 k €343,7 k €543,3 k €
Net result-18,1 k €-6,9 k €315,5 k €242,8 k €414,9 k €
Balance sheet
Equity412 k €430,1 k €437 k €356,5 k €348,7 k €
Total assets3,3 M €3 M €3,1 M €3 M €2,9 M €
Cash1,1 M €483,9 k €613,7 k €1,3 M €1,9 M €
Debts2,8 M €2,6 M €2,7 M €2,6 M €2,5 M €
Other
Workforce12,8 ETP10,9 ETP9,7 ETP6,8 ETP6,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 58 ended

Active mandates

ARNALA

Director · since 15 octobre 2024 · until 18 juin 2031 · 0402.773.593

Represented by Françis GILLIS K VUYLSTEKE

Active
MOMENT

Director · since 20 juin 2023 · until 20 juin 2030 · 0632.500.475

Represented by Christophe Morbee

Active
BE-FIN

Director · since 01 juillet 2022 · until 20 juin 2028 · 0667.860.638

Represented by Cedric Biebauw

Active
Bernard VUYLSTEKE

Managing director · since 21 juin 2022 · until 21 juin 2028

Active

Ended mandates

MOMENT

Director · since 20 juin 2023 · until 20 juin 2030 · 0632.500.475

Represented by Christophe MORBEE

Ended
LEMAR

Director · since 25 avril 2023 · until 17 juin 2025 · 0416.613.218

Represented by Frank MORBEE

Ended
BE-FIN

Director · since 01 juillet 2022 · until 20 juin 2028 · 0667.860.638

Represented by Cedric BIEBAUW

Ended
Bernard Vuylsteke

Managing director · since 01 janvier 2020 · until 21 juin 2022

Ended

Other companies at this address

Kalvekeetdijk 179 8300 Knokke-Heist
CompanyCBE no.
2BOW● Active
0784.787.507
ALIMMO● Liquidation
0451.955.365
AllWaves● Active
0748.676.583
AMRY PATRIMONIAL● Active
0450.024.768
ARCHITECTENBUREAU PIET BAILYU● Active
0878.840.586
ARCHITEKTENBUREAU PROJECT● Active
0430.045.243
ATCARS● Active
0733.724.133
B4● Active
0766.500.136
Bailyu● Active
0749.676.376
BE-FIN● Active
0667.860.638
besox● Active
0470.305.488
besox finance● Active
0414.714.887
bonyf● Active
0423.667.492
Books and Balance● Active
0899.715.778
Bureau Blanc● Active
0842.822.706
CAM CONSTRUCT● Active
0656.915.771
Capitall● Active
0766.892.886
CAPITALL CONSTRUCT● Active
0801.586.620
Capitall Eight● Active
1036.312.663
Capitall Eleven● Active
1036.307.715

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/07/202628/08/202531/08/202428/08/202323/07/202231/07/2021
General meeting17/06/202617/06/202510/06/202420/06/202321/06/202215/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202517/06/202631/07/2026DutchPDF
Abridged model31/12/202417/06/202528/08/2025DutchPDF
Abridged model31/12/202310/06/202431/08/2024DutchPDF
Abridged model31/12/202220/06/202328/08/2023DutchPDF
Abridged model31/12/202121/06/202223/07/2022DutchPDF
Abridged model31/12/202015/06/202131/07/2021DutchPDF
Abridged model31/12/201916/06/202031/07/2020DutchPDF
Abridged model31/12/201818/06/201926/08/2019DutchPDF
Abridged model31/12/201719/06/201827/06/2018DutchPDF
Abridged model31/12/201620/06/201716/08/2017DutchPDF
Abridged model31/12/201521/06/201602/08/2016DutchPDF
Abridged model31/12/201416/06/201527/08/2015DutchPDF
Abridged model31/12/201317/06/201404/07/2014DutchPDF
Abridged model31/12/201207/03/201328/06/2013DutchPDF
Abridged model31/12/201119/06/201220/07/2012DutchPDF
Abridged model31/12/201021/06/201129/06/2011DutchPDF
Abridged model31/12/200915/06/201022/07/2010DutchPDF
Abridged model31/12/200830/06/200930/07/2009DutchPDF
Abridged model31/12/200717/06/200827/06/2008DutchPDF
Abridged model31/12/200619/06/200726/07/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 58 ended

Active mandates

ARNALA

Director · since 15 octobre 2024 · until 18 juin 2031 · 0402.773.593

Represented by Françis GILLIS K VUYLSTEKE

Active
MOMENT

Director · since 20 juin 2023 · until 20 juin 2030 · 0632.500.475

Represented by Christophe Morbee

Active
BE-FIN

Director · since 01 juillet 2022 · until 20 juin 2028 · 0667.860.638

Represented by Cedric Biebauw

Active
Bernard VUYLSTEKE

Managing director · since 21 juin 2022 · until 21 juin 2028

Active

Ended mandates

MOMENT

Director · since 20 juin 2023 · until 20 juin 2030 · 0632.500.475

Represented by Christophe MORBEE

Ended
LEMAR

Director · since 25 avril 2023 · until 17 juin 2025 · 0416.613.218

Represented by Frank MORBEE

Ended
BE-FIN

Director · since 01 juillet 2022 · until 20 juin 2028 · 0667.860.638

Represented by Cedric BIEBAUW

Ended
Bernard Vuylsteke

Managing director · since 01 janvier 2020 · until 21 juin 2022

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates10/10/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates06/12/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates23/07/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates14/08/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates03/05/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/08/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office09/04/2021
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates04/11/2019
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-18,1 k €↓
  2. 2024
    Annual accounts 2024-6,9 k €↓
  3. 2023
    Annual accounts 2023315,5 k €↑
  4. 2022
    Annual accounts 2022242,8 k €↓
  5. 2021
    Annual accounts 2021414,9 k €↑
  6. 2020
    Annual accounts 2020260,4 k €↑
  7. 2019
    Annual accounts 2019186,9 k €↓
  8. 2018
    Annual accounts 2018247,9 k €↑
  9. 2017
    Annual accounts 2017180,4 k €↓
  10. 2016
    Annual accounts 2016767,1 k €↑
  11. 2015
    Annual accounts 2015483 k €↑
  12. 2014
    Annual accounts 2014474,3 k €↑
  13. 2013
    Annual accounts 2013179 k €↓
  14. 2012
    Annual accounts 2012337,8 k €↓
  15. 2011
    Annual accounts 2011433,6 k €↑
  16. 2010
    Annual accounts 2010415,5 k €↓
  17. 2009
    Annual accounts 2009420,6 k €↑
  18. 2008
    Annual accounts 2008389 k €
  19. 17/10/1989
    IncorporationPublic limited company