ACTIVE

Assurances, Gestion et Conseils

Financial year 2025 · Closed on 31/12/2025

Net result179,5 k €-5,8 %over 1 year
Gross margin342,6 k €-11,8 %over 1 year
Equity26,3 k €+56,7 %over 1 year

Identity

Source · BCE/KBO

Assurances, Gestion et Conseils is a Private limited company incorporated in 1990. Its main activity is: Activities of insurance agents and brokers. Its registered office is in La Louvière.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0442.042.460
Incorporation
10/09/1990
Legal form
Private limited company
Registered office
Place Jules Mansart(L.L) 11
7100 La Louvière · WallonieSee on map
Contributed capital
6 666,94 €
Latest accounts
31/12/2025
Joint committees (2)
  • 307
  • 3070
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

20252024202320222021
Income statement
Gross margin342,6 k €388,5 k €193,1 k €302,3 k €357,3 k €
EBITDA248,1 k €266,9 k €10,4 k €166,2 k €117,9 k €
Operating result243,5 k €262,8 k €9,4 k €165,9 k €117 k €
Net result179,5 k €190,6 k €513 €113,3 k €74,6 k €
Balance sheet
Equity26,3 k €16,8 k €16,2 k €40,1 k €40,1 k €
Total assets223,7 k €246,7 k €182,3 k €340,6 k €313,9 k €
Cash139,2 k €162,1 k €2,6 k €42 k €36,3 k €
Debts195,3 k €225,3 k €158,8 k €282,3 k €246,8 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 12 ended

Active mandates

Gaylord MANGIACOTTI

Director · since 01 janvier 2024

Active
HUGUES VANDERBECQ

Director · since 01 janvier 2024 · 0795.237.474

Represented by VANDERBECQ HUGUES

Active
PARGESFIN

Director · since 01 janvier 2024 · 0806.403.362

Represented by François Liesse

Active
S.F. SERVICES

Director · since 01 janvier 2024 · 0865.259.893

Represented by RAYMOND MARC-OLIVIER

Active
SOCIETE FINANCIERE ET ECONOMIQUE

Director · since 01 janvier 2024 · 0878.754.474

Represented by CAMBIER SOPHIE

Active
ASL

Director · since 01 novembre 2021 · 0772.549.075

Represented by Luana Scauri

Active

Ended mandates

ASL

Représentant permanent personne morale · since 15 novembre 2021 · 0772.549.075

Ended
D-MET

Director · since 01 novembre 2021 · 0716.672.226

Represented by Alexandre Cernero

Ended
DIMITRI CERNERO

Administrator - manager · since 30 novembre 2011

Ended
DIMITRI CERNERO

Administrator - manager · since 04 juillet 2011

Ended

Other companies at this address

Place Jules Mansart(L.L) 11 7100 La Louvière

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date28/08/202607/07/202522/07/202418/08/202330/09/202230/09/2021
General meeting26/06/202627/06/202528/06/202416/08/202327/09/202201/09/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202526/06/202628/08/2026FrenchPDF
Micro model31/12/202427/06/202507/07/2025FrenchPDF
Micro model31/12/202328/06/202422/07/2024FrenchPDF
Micro model31/12/202216/08/202318/08/2023FrenchPDF
Micro model31/12/202127/09/202230/09/2022FrenchPDF
Micro model31/12/202001/09/202130/09/2021FrenchPDF
Micro model31/12/201930/10/202027/11/2020FrenchPDF
Micro model31/12/201829/09/201910/10/2019FrenchPDF
Micro model31/12/201710/09/201812/09/2018FrenchPDF
Micro model31/12/201615/09/201727/09/2017FrenchPDF
Abridged model31/12/201501/09/201626/09/2016FrenchPDF
Abridged model31/12/201428/09/201508/10/2015FrenchPDF
Abridged model31/12/201329/09/201408/10/2014FrenchPDF
Abridged model31/12/201210/04/201430/04/2014FrenchPDF
Abridged model31/12/201125/05/201329/05/2013FrenchPDF
Abridged model31/12/201001/12/201121/12/2011FrenchPDF
Abridged model31/12/200915/11/201024/11/2010FrenchPDF
Abridged model31/12/200820/10/200927/10/2009FrenchPDF
Abridged model31/12/200730/09/200808/10/2008FrenchPDF
Abridged model31/12/200628/09/200730/10/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 12 ended

Active mandates

Gaylord MANGIACOTTI

Director · since 01 janvier 2024

Active
HUGUES VANDERBECQ

Director · since 01 janvier 2024 · 0795.237.474

Represented by VANDERBECQ HUGUES

Active
PARGESFIN

Director · since 01 janvier 2024 · 0806.403.362

Represented by François Liesse

Active
S.F. SERVICES

Director · since 01 janvier 2024 · 0865.259.893

Represented by RAYMOND MARC-OLIVIER

Active
SOCIETE FINANCIERE ET ECONOMIQUE

Director · since 01 janvier 2024 · 0878.754.474

Represented by CAMBIER SOPHIE

Active
ASL

Director · since 01 novembre 2021 · 0772.549.075

Represented by Luana Scauri

Active

Ended mandates

ASL

Représentant permanent personne morale · since 15 novembre 2021 · 0772.549.075

Ended
D-MET

Director · since 01 novembre 2021 · 0716.672.226

Represented by Alexandre Cernero

Ended
DIMITRI CERNERO

Administrator - manager · since 30 novembre 2011

Ended
DIMITRI CERNERO

Administrator - manager · since 04 juillet 2011

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates18/06/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates21/02/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Restructuring23/11/2021
    DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring23/07/2021
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Mandates11/03/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates16/01/2020
    MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates07/11/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates16/03/2016
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025179,5 k €↓
  2. 2024
    Annual accounts 2024190,6 k €↑
  3. 2023
    Annual accounts 2023513 €↓
  4. 2022
    Annual accounts 2022113,3 k €↑
  5. 2021
    Annual accounts 202174,6 k €↓
  6. 2021
    Name changeASGECO
  7. 2020
    Annual accounts 202093 k €↑
  8. 2019
    Annual accounts 201952,3 k €↓
  9. 2018
    Annual accounts 201861,6 k €↓
  10. 2017
    Annual accounts 201780 k €↑
  11. 2016
    Annual accounts 201676,8 k €↑
  12. 2015
    Annual accounts 20151,3 k €↓
  13. 2014
    Annual accounts 20142,8 k €↑
  14. 2013
    Annual accounts 2013247 €↓
  15. 2012
    Annual accounts 201211,1 k €↓
  16. 2011
    Annual accounts 201122,8 k €↓
  17. 2010
    Annual accounts 201023,3 k €↓
  18. 2009
    Annual accounts 200947,3 k €
  19. 2009
    Name changeAssurances, Gestion et Conseils
  20. 10/09/1990
    IncorporationPrivate limited company