DROIT CRÉDIT
0465.927.919 · rovalta.com · 26/09/2026
ACTIVE
DROIT CRÉDIT
Financial year 2025 · Closed on 31/12/2025
Net result-14,1 k €-124,2 %over 1 year
Gross margin103,6 k €-19,4 %over 1 year
Equity251,3 k €-5,3 %over 1 year
Overview
Identity
Source · BCE/KBODROIT CRÉDIT is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Anderlecht.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0465.927.919
- Incorporation
- 23/04/1999
- Legal form
- Private limited company
- Registered office
- Place du Droit 2A
1070 Anderlecht · BruxellesSee on map - Contributed capital
- 28 592,01 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
Solid equityLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 103,6 k € | -19.4% | 128,5 k € | +43.8% | 89,4 k € | +212% | -80 k € | -177% | 103,3 k € |
| EBITDA | 31,2 k € | -71.3% | 108,7 k € | +56.5% | 69,5 k € | +170% | -99,1 k € | -217% | 85 k € |
| Operating result | 7 k € | -91.7% | 84,2 k € | +65.8% | 50,8 k € | +145% | -113,2 k € | -254% | 73,3 k € |
| Net result | -14,1 k € | -124% | 58,3 k € | +11.5% | 52,3 k € | +159% | -88,2 k € | -276% | 50,2 k € |
| Balance sheet | |||||||||
| Equity | 251,3 k € | -5.3% | 265,5 k € | +28.2% | 207,1 k € | +33.8% | 154,8 k € | -36.3% | 243 k € |
| Total assets | 540,3 k € | +2.7% | 526,1 k € | +1.5% | 518,4 k € | +19.2% | 434,9 k € | +12.1% | 388 k € |
| Cash | 28,6 € | -1.7% | 29,1 € | -98.5% | 1,9 k € | +6156% | 30,1 € | -1.0% | 30,4 € |
| Debts | 288,9 k € | +10.8% | 260,7 k € | -16.2% | 311,2 k € | +11.1% | 280,1 k € | +93.1% | 145,1 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 3 ended
Active mandates
MARIO TOTARO
ActiveEnded mandates
MARIO TOTARO
EndedMARIO TOTARO
EndedMARIO TOTARO
EndedOther companies at this address
Place du Droit 2A 1070 Anderlecht| Company | CBE no. |
|---|---|
Droit Assurances● Active | 0871.991.693 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 25/08/2026 | 18/09/2025 | 30/09/2024 | 02/11/2023 | 03/03/2023 | 28/10/2021 |
| General meeting | 12/05/2026 | 13/05/2025 | 13/05/2024 | 09/05/2023 | 10/05/2022 | 11/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 12/05/2026 | 25/08/2026 | French | |
| Micro model | 31/12/2024 | 13/05/2025 | 18/09/2025 | French | |
| Micro model | 31/12/2023 | 13/05/2024 | 30/09/2024 | French | |
| Micro model | 31/12/2022 | 09/05/2023 | 02/11/2023 | French | |
| Micro model | 31/12/2021 | 10/05/2022 | 03/03/2023 | French | |
| Micro model | 31/12/2020 | 11/05/2021 | 28/10/2021 | French | |
| Micro model | 31/12/2019 | 12/05/2020 | 27/10/2020 | French | |
| Micro model | 31/12/2018 | 14/05/2019 | 26/09/2019 | French | |
| Micro model | 31/12/2017 | 30/10/2018 | 31/10/2018 | French | |
| Micro model | 31/12/2016 | 09/05/2017 | 29/09/2017 | French | |
| Abridged model | 31/12/2015 | 15/12/2016 | 16/12/2016 | French | |
| Abridged model | 31/12/2014 | 10/12/2015 | 11/12/2015 | French | |
| Abridged model | 31/12/2013 | 13/05/2014 | 29/09/2014 | French | |
| Abridged model | 31/12/2012 | 14/05/2013 | 17/11/2013 | French | |
| Abridged model | 31/12/2011 | 16/10/2012 | 17/10/2012 | French | |
| Abridged model | 31/12/2010 | 16/03/2012 | 16/03/2012 | French | |
| Abridged model | 31/12/2009 | 12/11/2010 | 16/11/2010 | French | |
| Abridged model | 31/12/2008 | 31/08/2009 | 23/09/2009 | French | |
| Abridged model | 31/12/2007 | 15/09/2008 | 30/01/2009 | French | |
| Abridged model | 31/12/2006 | 31/07/2007 | 28/03/2008 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 3 ended
Active mandates
MARIO TOTARO
ActiveEnded mandates
MARIO TOTARO
EndedMARIO TOTARO
EndedMARIO TOTARO
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official GazetteSimilar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025-14,1 k €↓
- 2024Annual accounts 202458,3 k €↑
- 2023Annual accounts 202352,3 k €↑
- 2023Name changeDROIT CRÉDIT
- 2022Annual accounts 2022-88,2 k €↓
- 2021Annual accounts 202150,2 k €↑
- 2021Name changeTOTARO ASSURANCE CREDIT SPRL
- 2020Annual accounts 202041,4 k €↑
- 2019Annual accounts 201910,5 k €↓
- 2018Annual accounts 201810,6 k €↓
- 2017Annual accounts 201739,9 k €↑
- 2016Annual accounts 201627,3 k €↓
- 2015Annual accounts 201529,6 k €↑
- 2014Annual accounts 201413,5 k €↑
- 2013Annual accounts 201310,5 k €↑
- 2012Annual accounts 2012-15,3 k €↓
- 2011Annual accounts 2011-15,1 €↑
- 2010Annual accounts 2010-21,4 k €↓
- 2009Annual accounts 2009-7,2 k €↓
- 2008Annual accounts 2008317 €↑
- 2007Annual accounts 2007-74,2 k €↓
- 2006Annual accounts 20067,7 k €
- 23/04/1999IncorporationPrivate limited company