Droit Assurances
0871.991.693 · rovalta.com · 25/09/2026
ACTIVE
Droit Assurances
Financial year 2025 · Closed on 31/12/2025
Net result2,5 k €-89,9 %over 1 year
Gross margin67,2 k €-43,8 %over 1 year
Equity57,6 k €+4,5 %over 1 year
Overview
Identity
Source · BCE/KBODroit Assurances is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Anderlecht.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0871.991.693
- Incorporation
- 18/02/2005
- Legal form
- Private limited company
- Registered office
- Place du Droit 2A
1070 Anderlecht · BruxellesSee on map - Contributed capital
- 8 055,00 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowHealthy social debts
Financials
Source · NBB, 21 filingsTrend over 21 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 67,2 k € | -43.8% | 119,7 k € | +41.8% | 84,4 k € | -32.1% | 124,2 k € | +329% | 29 k € |
| EBITDA | -7,8 k € | -127% | 28,4 k € | +232% | 8,6 k € | -85.6% | 59,6 k € | +268% | -35,5 k € |
| Operating result | -7,8 k € | -127% | 28,4 k € | +232% | 8,6 k € | -85.6% | 59,6 k € | +268% | -35,5 k € |
| Net result | 2,5 k € | -89.9% | 24,7 k € | +33.2% | 18,5 k € | -61.6% | 48,3 k € | +235% | -35,8 k € |
| Balance sheet | |||||||||
| Equity | 57,6 k € | +4.5% | 55,1 k € | +81.1% | 30,4 k € | +156% | 11,9 k € | +133% | -36,4 k € |
| Total assets | 85,8 k € | +10.0% | 78 k € | -0.5% | 78,4 k € | +50.4% | 52,1 k € | +9.4% | 47,7 k € |
| Cash | 486,8 € | +68.1% | 289,5 € | -96.5% | 8,4 k € | +558% | 1,3 k € | -40.0% | 2,1 k € |
| Debts | 28,2 k € | +23.2% | 22,9 k € | -52.2% | 48 k € | +19.2% | 40,2 k € | -52.1% | 84,1 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active · 10 ended
Active mandates
Mario Totaro
ActiveSTEPHAN JARON
ActiveEnded mandates
MARIO TOTARO
EndedMARIO TOTARO
EndedMario TOTARO
EndedMARIO TOTARO
EndedOther companies at this address
Place du Droit 2A 1070 Anderlecht| Company | CBE no. |
|---|---|
DROIT CRÉDIT● Active | 0465.927.919 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 25/08/2026 | 28/08/2025 | 30/09/2024 | 02/11/2023 | 24/10/2022 | 28/10/2021 |
| General meeting | 18/06/2026 | 18/06/2025 | 18/06/2024 | 18/06/2023 | 18/06/2022 | 18/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 21 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 18/06/2026 | 25/08/2026 | French | |
| Micro model | 31/12/2024 | 18/06/2025 | 28/08/2025 | French | |
| Micro model | 31/12/2023 | 18/06/2024 | 30/09/2024 | French | |
| Micro model | 31/12/2022 | 18/06/2023 | 02/11/2023 | French | |
| Micro model | 31/12/2021 | 18/06/2022 | 24/10/2022 | French | |
| Micro model | 31/12/2020 | 18/06/2021 | 28/10/2021 | French | |
| Micro model | 31/12/2019 | 18/06/2020 | 18/11/2020 | French | |
| Micro model | 31/12/2018 | 18/06/2019 | 30/09/2019 | French | |
| Micro model | 31/12/2017 | 08/01/2018 | 12/12/2018 | French | |
| Micro model | 31/12/2016 | 08/01/2018 | 09/01/2018 | French | |
| Abridged model | 31/12/2015 | 15/12/2016 | 16/12/2016 | French | |
| Abridged model | 31/12/2014 | 09/12/2015 | 10/12/2015 | French | |
| Abridged model | 31/12/2013 | 28/11/2014 | 03/12/2014 | French | |
| Abridged model | 31/12/2012 | 06/12/2013 | 09/12/2013 | French | |
| Abridged model | 31/12/2011 | 04/12/2012 | 05/12/2012 | French | |
| Abridged model | 31/12/2010 | 13/03/2012 | 14/03/2012 | French | |
| Abridged model | 31/12/2009 | 12/11/2010 | 15/11/2010 | French | |
| Abridged model | 31/12/2008 | 31/08/2009 | 23/09/2009 | French | |
| Abridged model | 31/12/2007 | 15/09/2008 | 29/12/2008 | French | |
| Abridged model | 31/12/2006 | 31/07/2007 | 28/03/2008 | French | |
| Abridged model | 31/12/2005 | 31/08/2007 | 28/09/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 10 ended
Active mandates
Mario Totaro
ActiveSTEPHAN JARON
ActiveEnded mandates
MARIO TOTARO
EndedMARIO TOTARO
EndedMario TOTARO
EndedMARIO TOTARO
EndedOwnership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official GazetteSimilar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 20252,5 k €↓
- 2024Annual accounts 202424,7 k €↑
- 2023Annual accounts 202318,5 k €↓
- 2023Name changeDROIT ASSURANCES
- 2022Annual accounts 202248,3 k €↑
- 2021Annual accounts 2021-35,8 k €↓
- 2021Name changeDROIT CREDIT
- 2020Annual accounts 20201,9 k €↓
- 2019Annual accounts 20199,9 k €↑
- 2018Annual accounts 20185,7 k €↑
- 2017Annual accounts 2017-369,1 €↓
- 2016Annual accounts 201621,8 k €↑
- 2015Annual accounts 2015-10,4 k €↓
- 2014Annual accounts 20141,8 k €↑
- 2013Annual accounts 2013-4,4 k €↓
- 2012Annual accounts 2012-4 k €↑
- 2011Annual accounts 2011-31,9 k €↓
- 2010Annual accounts 20103,2 k €↑
- 2009Annual accounts 2009-712 €↓
- 2008Annual accounts 2008305 €↓
- 2007Annual accounts 2007378 €
- 2006Annual accounts 2006
- 2005Annual accounts 2005
- 18/02/2005IncorporationPrivate limited company