ACTIVE

SCHMATZ & PARTNERS

Financial year 2025 · Closed on 31/12/2025

Net result49,3 k €+792,0 %over 1 year

Gross margin111,8 k €+35,5 %over 1 year

Equity434,5 k €+2,2 %over 1 year

Identity

Source · BCE/KBO

SCHMATZ & PARTNERS is a Public limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sankt Vith.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0467.854.259
Incorporation: 02/12/1999
Legal form: Public limited company
Registered office: Malmedyer Strasse 97B
4780 Sankt Vith · WallonieSee on map
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70100Activities of head offices 70100Activities of head offices 70200Management consultancy activities 70220Business and other management consultancy activities+2

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	111,8 k €	+35.5%	82,5 k €	-62.9%	222,1 k €	+49.0%	149,1 k €	-78.5%	694,9 k €
EBITDA	103,8 k €	+98.4%	52,3 k €	-72.6%	190,7 k €	+78.9%	106,6 k €	-71.9%	379,4 k €
Operating result	60 k €	+1654%	3,4 k €	-96.2%	90,1 k €	+54.6%	58,3 k €	-82.5%	333,3 k €
Net result	49,3 k €	+792%	-7,1 k €	-112%	57,3 k €	+8.8%	52,7 k €	-83.8%	324,9 k €
Balance sheet
Equity	434,5 k €	+2.2%	425,2 k €	-9.7%	470,9 k €	+13.9%	413,6 k €	+14.6%	360,9 k €
Total assets	795 k €	-2.0%	811,4 k €	-26.9%	1,1 M €	+27.1%	873,1 k €	-1.0%	881,8 k €
Cash	21,4 k €	-71.1%	73,9 k €	-21.0%	93,6 k €	-26.9%	128,1 k €	-73.1%	475,9 k €
Debts	359,6 k €	-6.8%	385,9 k €	-27.3%	530,4 k €	+88.2%	281,8 k €	-30.9%	408,1 k €
Other
Workforce	–		0,5 ETP	0.0%	0,5 ETP	-16.7%	0,6 ETP	-90.5%	6,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 28 ended

Active mandates

SCHMATZ BUSINESS INSURANCE

Chairman of the board of directors · since 15 septembre 2023 · until 11 mai 2029 · 0411.651.271

Represented by Olivier SCHMATZ

Active

Vincent GENNEN

Director · since 15 septembre 2023 · until 11 mai 2029

Active

Ended mandates

Viviane VASSEN

Director · since 01 juin 2021 · until 12 mai 2023

Ended

Alain VAN MALDEREN

Director · since 09 novembre 2020 · until 12 mai 2023

Ended

Vincent GENNEN

Director · since 01 janvier 2020 · until 12 mai 2023

Ended

Vincent GENNEN

Director · since 01 janvier 2020 · until 11 mai 2029

Ended

Other companies at this address

Malmedyer Strasse 97B 4780 Sankt Vith

Company	CBE no.
SCHMATZ & PARTNERS IMMOBEL● Active	0451.560.437

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	24/08/2026	07/07/2025	24/07/2024	27/07/2023	19/08/2022	17/08/2021
General meeting	08/05/2026	09/05/2025	10/05/2024	12/05/2023	13/05/2022	14/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	08/05/2026	24/08/2026	German	PDF
Abridged model	31/12/2024	09/05/2025	07/07/2025	German	PDF
Abridged model	31/12/2023	10/05/2024	24/07/2024	German	PDF
Abridged model	31/12/2022	12/05/2023	27/07/2023	German	PDF
Abridged model	31/12/2021	13/05/2022	19/08/2022	German	PDF
Abridged model	31/12/2020	14/05/2021	17/08/2021	German	PDF
Abridged model	31/12/2019	08/05/2020	16/09/2020	German	PDF
Abridged model	31/12/2018	10/05/2019	19/08/2019	German	PDF
Abridged model	31/12/2017	11/05/2018	19/07/2018	German	PDF
Abridged model	31/12/2016	12/05/2017	11/07/2017	German	PDF
Abridged model	31/12/2015	13/05/2016	21/07/2016	German	PDF
Abridged model	31/12/2014	08/05/2015	21/07/2015	German	PDF
Abridged model	31/12/2013	09/05/2014	26/08/2014	German	PDF
Abridged model	31/12/2012	10/05/2013	19/08/2013	German	PDF
Abridged model	31/12/2011	11/05/2012	06/08/2012	German	PDF
Abridged model	31/12/2010	13/05/2011	30/06/2011	German	PDF
Abridged model	31/12/2009	14/05/2010	13/07/2010	German	PDF
Abridged model	31/12/2008	08/05/2009	18/08/2009	German	PDF
Abridged model	31/12/2007	09/05/2008	08/08/2008	German	PDF
Abridged model	31/12/2006	11/05/2007	26/07/2007	German	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 28 ended

Active mandates

SCHMATZ BUSINESS INSURANCE

Chairman of the board of directors · since 15 septembre 2023 · until 11 mai 2029 · 0411.651.271

Represented by Olivier SCHMATZ

Active

Vincent GENNEN

Director · since 15 septembre 2023 · until 11 mai 2029

Active

Ended mandates

Viviane VASSEN

Director · since 01 juin 2021 · until 12 mai 2023

Ended

Alain VAN MALDEREN

Director · since 09 novembre 2020 · until 12 mai 2023

Ended

Vincent GENNEN

Director · since 01 janvier 2020 · until 12 mai 2023

Ended

Vincent GENNEN

Director · since 01 janvier 2020 · until 11 mai 2029

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates29/09/2023
ENTLASSUNG - ERNENNUNG - SATZUNGEN (UEBERSETZUNG, KOORDINATION, ANDERE AENDERUNGEN, )
PDF
Mandates13/09/2023
ENTLASSUNG - ERNENNUNG
PDF
Mandates21/06/2021
ENTLASSUNG - ERNENNUNG
PDF
Mandates21/01/2021
ENTLASSUNG - ERNENNUNG
PDF
Mandates21/08/2020
ENTLASSUNG - ERNENNUNG
PDF
Mandates17/03/2020
ENTLASSUNG - ERNENNUNG
PDF
Mandates15/07/2019
ENTLASSUNG - ERNENNUNG
PDF
Mandates09/11/2017
ENTLASSUNG - ERNENNUNG
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202549,3 k €↑
2024
Annual accounts 2024-7,1 k €↓
2023
Annual accounts 202357,3 k €↑
2022
Annual accounts 202252,7 k €↓
2021
Annual accounts 2021324,9 k €↑
2021
Name changeSCHMATZ & PARTNERS AG
2020
Annual accounts 202098 k €↑
2019
Annual accounts 201938,6 k €↑
2018
Annual accounts 2018-661,4 €↓
2017
Annual accounts 20176,3 k €↑
2016
Annual accounts 2016-27,6 k €↓
2015
Annual accounts 201589,3 k €↓
2014
Annual accounts 2014104,3 k €↑
2013
Annual accounts 20139,8 k €↑
2012
Annual accounts 2012-1,1 k €↓
2011
Annual accounts 201188,1 k €↑
2010
Annual accounts 201012,6 k €↓
2009
Annual accounts 200971,6 k €↑
2008
Annual accounts 2008-3,5 k €↓
2007
Annual accounts 200727,6 k €↑
2006
Annual accounts 200620,8 k €
2006
Name changeSCHMATZ & PARTNERS
02/12/1999
IncorporationPublic limited company

SCHMATZ & PARTNERS

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline