ACTIVE

Armoni Financial Architects

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Financial year 2025 · Closed on 31/12/2025

Net result48,9 k €+209,0 %over 1 year
Gross margin299,2 k €+90,2 %over 1 year
Equity36,8 k €+406,2 %over 1 year
Workforce1,7 ETP

Identity

Source · BCE/KBO

Armoni Financial Architects is a Private limited company incorporated in 2017. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Chaudfontaine. It employs on average 1,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0670.433.118
Incorporation
26/01/2017
Legal form
Private limited company
Registered office
Sentier du Lièvre 95
4053 Chaudfontaine · WallonieSee on map
Contributed capital
18 606,00 €
Latest accounts
31/12/2025
Average workforce
1,7 ETP
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 8 filings

Trend over 8 financial years

20252024202320222021
Income statement
Gross margin299,2 k €157,3 k €145,4 k €313,5 k €99,9 k €
EBITDA76,4 k €-28,2 k €-40,4 k €213,4 k €28,8 k €
Operating result61,7 k €-40,2 k €-49,4 k €204,8 k €20,9 k €
Net result48,9 k €-44,9 k €-50,7 k €150,1 k €17,4 k €
Balance sheet
Equity36,8 k €-12 k €32,8 k €71,1 k €-61,3 k €
Total assets108,4 k €149 k €151,8 k €156,6 k €53,4 k €
Cash68,8 k €28,3 k €10 k €119,8 k €13,2 k €
Debts71,5 k €161 k €118,7 k €85,2 k €114,7 k €
Other
Workforce1,7 ETP––––

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 15 ended

Active mandates

Désiré GODFROID

Director · since 10 février 2025

Active
Jean-Christophe CLOSE

Director · since 10 février 2025

Active
R.G.F. HOLDING

Director · since 10 février 2025 · 0792.639.458

Represented by Raoul GAUTHIER

Active
Benoit Jacobs

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Geoffroy De Becker

administrateur · since 08 décembre 2022 · until 10 février 2025

Active
Gilles Verkaeren

administrateur · since 08 décembre 2022 · until 10 février 2025

Active
Julien Boland

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Renaud Daloze

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Simon Desbonnet

administrateur · since 08 décembre 2022 · until 10 février 2025

Active

Ended mandates

Benoit Jacobs

Managing director · since 08 décembre 2022 · until 08 décembre 2028

Ended
Geoffroy De Becker

administrateur · since 08 décembre 2022 · until 08 décembre 2028

Ended
Gilles Verkaeren

administrateur · since 08 décembre 2022 · until 08 décembre 2028

Ended
Julien Boland

Managing director · since 08 décembre 2022 · until 08 décembre 2028

Ended

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Sentier du Lièvre 95 4053 Chaudfontaine
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R.G.F.ADVICES● Active
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R.G.F. HOLDING● Active
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R.G.F. IMMO● Active
0434.208.820
R.G.F. INSURANCES● Active
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R.G.F. LIFE● Active
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Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year31/12/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year18 months12 months12 months12 months12 months12 months
Filing date29/06/202620/12/202429/01/202431/01/202324/01/202201/02/2021
General meeting13/05/202614/12/202409/12/202310/12/202211/12/202112/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 8 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202513/05/202629/06/2026FrenchPDF
Micro model30/06/202414/12/202420/12/2024FrenchPDF
Micro model30/06/202309/12/202329/01/2024FrenchPDF
Micro model30/06/202210/12/202231/01/2023FrenchPDF
Micro model30/06/202111/12/202124/01/2022FrenchPDF
Micro model30/06/202012/12/202001/02/2021FrenchPDF
Micro model30/06/201914/12/201930/01/2020DutchPDF
Micro model30/06/201808/12/201831/01/2019DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 15 ended

Active mandates

Désiré GODFROID

Director · since 10 février 2025

Active
Jean-Christophe CLOSE

Director · since 10 février 2025

Active
R.G.F. HOLDING

Director · since 10 février 2025 · 0792.639.458

Represented by Raoul GAUTHIER

Active
Benoit Jacobs

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Geoffroy De Becker

administrateur · since 08 décembre 2022 · until 10 février 2025

Active
Gilles Verkaeren

administrateur · since 08 décembre 2022 · until 10 février 2025

Active
Julien Boland

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Renaud Daloze

Managing director · since 08 décembre 2022 · until 10 février 2025

Active
Simon Desbonnet

administrateur · since 08 décembre 2022 · until 10 février 2025

Active

Ended mandates

Benoit Jacobs

Managing director · since 08 décembre 2022 · until 08 décembre 2028

Ended
Geoffroy De Becker

administrateur · since 08 décembre 2022 · until 08 décembre 2028

Ended
Gilles Verkaeren

administrateur · since 08 décembre 2022 · until 08 décembre 2028

Ended
Julien Boland

Managing director · since 08 décembre 2022 · until 08 décembre 2028

Ended

Ownership and network

Looking for more information about this company?

Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates31/08/2026
    Nomination d'un commissaire
    PDF
  • Registered office25/09/2025
    SIEGE SOCIAL - ASSEMBLEE GENERALE - ANNEE COMPTABLE
    PDF
  • Mandates14/03/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates18/01/2021
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE
    PDF
  • Mandates16/04/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates29/11/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office11/12/2017
    SIEGE SOCIAL - OBJET
    PDF
  • Other02/06/2017
    DIVERS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202548,9 k €↑
  2. 2024
    Annual accounts 2024-44,9 k €↑
  3. 2023
    Annual accounts 2023-50,7 k €↓
  4. 2022
    Annual accounts 2022150,1 k €↑
  5. 2021
    Annual accounts 202117,4 k €↑
  6. 2020
    Annual accounts 2020-15 k €↓
  7. 2019
    Annual accounts 20191,2 k €↑
  8. 2018
    Annual accounts 2018-71,1 k €
  9. 26/01/2017
    IncorporationPrivate limited company