ACTIVE

RGF Financial Services

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Financial year 2025 · Closed on 31/12/2025

Net result61,1 k €+485,6 %over 1 year

Gross margin489 k €+1,4 %over 1 year

Equity406,8 k €+17,7 %over 1 year

Workforce4,8 ETP-12,7 %over 1 year

Identity

Source · BCE/KBO

RGF Financial Services is a Private limited company incorporated in 2019. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Chaudfontaine. It employs on average 4,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0737.984.710
Incorporation: 22/11/2019
Legal form: Private limited company
Registered office: Sentier du Lièvre 95
4053 Chaudfontaine · WallonieSee on map
Contributed capital: 250 000,00 €
Latest accounts: 31/12/2025
Average workforce: 4,8 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 6 filings

Trend over 6 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	489 k €	+1.4%	482,3 k €	-11.3%	544 k €	+59.9%	340,1 k €	+8.7%	313 k €
EBITDA	177,1 k €	+66.7%	106,2 k €	-49.2%	209,2 k €	+158%	81,2 k €	+43.8%	56,4 k €
Operating result	98,2 k €	+277%	26,1 k €	-80.6%	134 k €	+694%	16,9 k €	+609%	-3,3 k €
Net result	61,1 k €	+486%	10,4 k €	-88.1%	87,7 k €	+2874%	3 k €	+143%	-6,9 k €
Balance sheet
Equity	406,8 k €	+17.7%	345,7 k €	+3.1%	335,3 k €	+35.4%	247,5 k €	+1.2%	244,6 k €
Total assets	591,3 k €	-6.6%	632,9 k €	-11.5%	715,2 k €	+0.3%	712,8 k €	+41.3%	504,3 k €
Cash	220,4 k €	+101%	109,5 k €	+49.0%	73,5 k €	+308%	18 k €	-58.0%	42,9 k €
Debts	184,5 k €	-33.3%	276,3 k €	-25.8%	372,2 k €	-17.7%	452,3 k €	+84.1%	245,7 k €
Other
Workforce	4,8 ETP	-12.7%	5,5 ETP	-1.8%	5,6 ETP	+16.7%	4,8 ETP	0.0%	4,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
R.G.F. HOLDING0792.639.458Represented by Raoul GAUTHIER	Directorsince 17/10/2022
Bruno MAGHE	Directorsince 22/11/2019
Bruno MARION	Directorsince 22/11/2019
Damien DE GROOTE	Directorsince 22/11/2019
Jean-Christophe CLOSE	Directorsince 22/11/2019
Mikael PETIT	Managing directorsince 22/11/2019Director22/11/2019 → 2022 accountsended
Patrizia MANCINI	Directorsince 22/11/2019

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Mehdi SARDY	Director01/11/2020 → 23/02/2023
R.G.F. IMMO0434.208.820Represented by Raoul GAUTHIER	Director22/11/2019 → 17/10/2022

Other companies at this address

Sentier du Lièvre 95 4053 Chaudfontaine

Company	CBE no.
Armoni Financial Architects● Active	0670.433.118
BIZNESS● Active	0881.661.506
BIZNESS GROUP● Active	0665.803.545
CHRISTIAN DELABY● Active	0866.263.151
CLOES CONSULT● Active	0471.563.817
DMD IMMO● Active	0827.580.145
PATRIMONIA REAL ESTATE● Active	0734.926.141
RAOUL GAUTHIER HOLDING● Active	0875.094.705
R.G.F.ADVICES● Active	0871.765.031
R.G.F. HOLDING● Active	0792.639.458
R.G.F. IMMO● Active	0434.208.820
R.G.F. INSURANCES● Active	0455.961.267
R.G.F. LIFE● Active	0689.818.468
R.G.F. LOANS● Active	0544.890.372
RGF Real Estate Development● Active	0790.757.163
RG UNITE TVA● Active	0653.998.942

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	22/11/2019
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	14 months
Filing date	29/06/2026	12/06/2025	27/07/2024	05/06/2023	31/08/2022	08/07/2021
General meeting	13/05/2026	15/05/2025	05/07/2024	02/06/2023	24/06/2022	22/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 6 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	13/05/2026	29/06/2026	French	PDF
Abridged model	31/12/2024	15/05/2025	12/06/2025	French	PDF
Abridged model	31/12/2023	05/07/2024	27/07/2024	French	PDF
Abridged model	31/12/2022	02/06/2023	05/06/2023	French	PDF
Abridged model	31/12/2021	24/06/2022	31/08/2022	French	PDF
Micro model	31/12/2020	22/06/2021	08/07/2021	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
R.G.F. HOLDING0792.639.458Represented by Raoul GAUTHIER	Directorsince 17/10/2022
Bruno MAGHE	Directorsince 22/11/2019
Bruno MARION	Directorsince 22/11/2019
Damien DE GROOTE	Directorsince 22/11/2019
Jean-Christophe CLOSE	Directorsince 22/11/2019
Mikael PETIT	Managing directorsince 22/11/2019Director22/11/2019 → 2022 accountsended
Patrizia MANCINI	Directorsince 22/11/2019

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Mehdi SARDY	Director01/11/2020 → 23/02/2023
R.G.F. IMMO0434.208.820Represented by Raoul GAUTHIER	Director22/11/2019 → 17/10/2022

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates31/08/2026
Nomination d'un commissaire
PDF
Mandates03/06/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates17/10/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates23/03/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates28/09/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates23/11/2020
DEMISSIONS, NOMINATIONS
PDF
Other27/11/2019
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings6 filings

Mandates

R.G.F. HOLDING

Bruno MARION

Patrizia MANCINI

Bruno MAGHE

Mikael PETIT

Jean-Christophe CLOSE

Damien DE GROOTE

Mehdi SARDY

R.G.F. IMMO

JEAN CHRISTOPHE CLOSE

20192020202120222023202420252026

RGF Financial Services

Sentier du Lièvre 95, 4053 Embourg

Director

Managing directorDirector

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Sentier du Lièvre 95, 4053 EmbourgCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00209394

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
RGF Financial ServicesCurrent	accounts 2020 → 2025	Accounts 2025 · 2026-00209394

Events

2025
Annual accounts 202561,1 k €↑
2024
Annual accounts 202410,4 k €↓
2023
Annual accounts 202387,7 k €↑
2022
Annual accounts 20223 k €↑
2021
Annual accounts 2021-6,9 k €↓
2020
Annual accounts 20201,5 k €
22/11/2019
IncorporationPrivate limited company

RGF Financial Services

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events