ACTIVE

R.G.F. IMMO

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Financial year 2024 · Closed on 31/12/2024

Net result180,8 k €-50,0 %over 1 year

Gross margin829,4 k €-19,9 %over 1 year

Equity2,7 M €+6,4 %over 1 year

Workforce2,1 ETP-19,2 %over 1 year

Identity

Source · BCE/KBO

R.G.F. IMMO is a Private limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Chaudfontaine. It employs on average 2,1 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0434.208.820
Incorporation: 18/05/1988
Legal form: Private limited company
Registered office: Sentier du Lièvre 95
4053 Chaudfontaine · WallonieSee on map
Contributed capital: 11 474,00 €
Latest accounts: 31/12/2024
Average workforce: 2,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

	2024		2023		2022		2021		2020
Income statement
Gross margin	829,4 k €	-19.9%	1 M €	-1.5%	1,1 M €	+2.5%	1 M €	-10.8%	1,1 M €
EBITDA	665,3 k €	-25.8%	896,4 k €	+31.3%	682,6 k €	+4.9%	650,9 k €	-17.4%	787,6 k €
Operating result	345,2 k €	-36.8%	546,4 k €	+183%	193,3 k €	+48.6%	130,1 k €	+0.9%	129 k €
Net result	180,8 k €	-50.0%	361,5 k €	+1006%	-39,9 k €	-146%	86,7 k €	+153%	34,3 k €
Balance sheet
Equity	2,7 M €	+6.4%	2,6 M €	+16.3%	2,2 M €	-40.6%	3,7 M €	-5.4%	3,9 M €
Total assets	7,4 M €	-2.2%	7,6 M €	-8.4%	8,3 M €	-25.6%	11,1 M €	+28.8%	8,6 M €
Cash	169 k €	+273%	45,3 k €	-69.4%	148,1 k €	-35.5%	229,7 k €	+20.2%	191,1 k €
Debts	4,5 M €	-7.0%	4,9 M €	-18.6%	6 M €	-13.8%	6,9 M €	+68.1%	4,1 M €
Other
Workforce	2,1 ETP	-19.2%	2,6 ETP	-57.4%	6,1 ETP	+29.8%	4,7 ETP	-30.9%	6,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2024

3 active · 12 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bruno MAGHE	Director01/04/2015 → 04/04/2025Managing director2017 accountsended
MIKAEL PETIT	Director05/01/2009 → 04/04/2025Managing director2017 accountsended
RAOUL GAUTHIER HOLDING0875.094.705Represented by RAOUL GAUTHIER	Managing directorsince 05/01/2009

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Caroline HUBIN	Director01/04/2015 → 2015 accounts
CLAUDE HOUTHOOFDT	Director01/01/2014 → 2014 accounts
DOMINIQUE VAN MALDER	Director01/01/2014 → 2014 accounts
PHILIPPE DEFORGES	Managing director01/01/2014 → 2014 accounts

Other companies at this address

Sentier du Lièvre 95 4053 Chaudfontaine

Company	CBE no.
Armoni Financial Architects● Active	0670.433.118
BIZNESS● Active	0881.661.506
BIZNESS GROUP● Active	0665.803.545
CHRISTIAN DELABY● Active	0866.263.151
CLOES CONSULT● Active	0471.563.817
DMD IMMO● Active	0827.580.145
PATRIMONIA REAL ESTATE● Active	0734.926.141
RAOUL GAUTHIER HOLDING● Active	0875.094.705
R.G.F.ADVICES● Active	0871.765.031
RGF Financial Services● Active	0737.984.710
R.G.F. HOLDING● Active	0792.639.458
R.G.F. INSURANCES● Active	0455.961.267
R.G.F. LIFE● Active	0689.818.468
R.G.F. LOANS● Active	0544.890.372
RGF Real Estate Development● Active	0790.757.163
RG UNITE TVA● Active	0653.998.942

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/12/2025	30/09/2024	01/09/2023	31/08/2022	08/07/2021	23/07/2020
General meeting	09/10/2025	27/09/2024	30/08/2023	22/06/2022	22/06/2021	26/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	09/10/2025	31/12/2025	French	PDF
Abridged model	31/12/2023	27/09/2024	30/09/2024	French	PDF
Abridged model	31/12/2022	30/08/2023	01/09/2023	French	PDF
Abridged model	31/12/2021	22/06/2022	31/08/2022	French	PDF
Abridged model	31/12/2020	22/06/2021	08/07/2021	French	PDF
Abridged modelCorrection	31/12/2019	26/06/2020	23/07/2020	French	PDF
Abridged model	31/12/2019	30/06/2020	23/07/2020	French	PDF
Abridged model	31/12/2018	30/06/2019	29/07/2019	French	PDF
Abridged model	31/12/2017	30/06/2018	20/07/2018	French	PDF
Abridged model	31/12/2016	30/06/2017	30/08/2017	French	PDF
Abridged model	31/12/2015	24/06/2016	29/09/2016	French	PDF
Abridged model	31/12/2014	26/06/2015	11/08/2015	French	PDF
Abridged model	31/12/2013	27/06/2014	06/08/2014	French	PDF
Abridged model	31/12/2012	28/06/2013	29/07/2013	French	PDF
Abridged model	31/12/2011	29/06/2012	09/08/2012	French	PDF
Abridged model	31/12/2010	24/06/2011	31/10/2011	French	PDF
Abridged model	31/12/2009	25/06/2010	11/10/2010	French	PDF
Abridged model	31/12/2008	02/01/2009	25/08/2009	French	PDF
Abridged model	31/12/2007	08/05/2008	23/09/2008	French	PDF
Abridged model	31/12/2006	10/05/2007	27/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

3 active · 12 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bruno MAGHE	Director01/04/2015 → 04/04/2025Managing director2017 accountsended
MIKAEL PETIT	Director05/01/2009 → 04/04/2025Managing director2017 accountsended
RAOUL GAUTHIER HOLDING0875.094.705Represented by RAOUL GAUTHIER	Managing directorsince 05/01/2009

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Caroline HUBIN	Director01/04/2015 → 2015 accounts
CLAUDE HOUTHOOFDT	Director01/01/2014 → 2014 accounts
DOMINIQUE VAN MALDER	Director01/01/2014 → 2014 accounts
PHILIPPE DEFORGES	Managing director01/01/2014 → 2014 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates26/08/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates12/11/2024
DEMISSIONS, NOMINATIONS
PDF
Restructuring28/10/2022
DENOMINATION - OBJET - CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates28/09/2022
DEMISSIONS, NOMINATIONS
PDF
Restructuring28/06/2022
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates03/02/2021
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - OBJET
PDF
Mandates10/08/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates28/07/2020
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings19 filings

Mandates

RAOUL GAUTHIER HOLDING

Bruno MAGHE

Mikael PETIT

Caroline HUBIN

DOMINIQUE VAN MALDER

XAVIER BIOUL

PHILIPPE TRIMPONT

PHILIPPE DEFORGES

CLAUDE HOUTHOOFDT

THIERRY GERADAIN

RAOUL GAUTHIER

Pascal FASSOTTE

Show the 3 other mandates

198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

R.G.F. IMMO

Sentier du Lièvre 95, 4053 Embourg

Managing director

Director

Managing director

Director

Managing director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Sentier du Lièvre 95, 4053 EmbourgCurrent	accounts 2021 → 2024	Accounts 2024 · 2025-00592737

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
R.G.F. IMMOCurrent	accounts 2022 → 2024	Accounts 2024 · 2025-00592737
R.G. FINANCES	accounts 2021	Accounts 2021 · 2022-20372115

Events

2024
Annual accounts 2024180,8 k €↓
2023
Annual accounts 2023361,5 k €↑
2022
Annual accounts 2022-39,9 k €↓
2022
Name changeR.G.F. IMMO
2021
Annual accounts 202186,7 k €↑
2020
Annual accounts 202034,3 k €↓
2019
Annual accounts 201953 k €↓
2018
Annual accounts 20183,7 M €↑
2017
Annual accounts 2017241,8 k €↑
2016
Annual accounts 201631,4 k €↑
2015
Annual accounts 2015-14,7 k €↑
2014
Annual accounts 2014-60,2 k €↓
2013
Annual accounts 201370,8 k €↑
2012
Annual accounts 201245 k €↑
2011
Annual accounts 2011-9,8 k €↓
2010
Annual accounts 201033,1 k €↓
2009
Annual accounts 2009180,9 k €↑
2008
Annual accounts 200865,7 k €↓
2007
Annual accounts 2007219,4 k €↑
2006
Annual accounts 2006153,8 k €
18/05/1988
IncorporationPrivate limited company

R.G.F. IMMO

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events