Verzekeringen Cardous
0756.965.828 · rovalta.com · 25/09/2026
Verzekeringen Cardous
Financial year 2025 · Closed on 31/12/2025
Overview
Identity
Source · BCE/KBOVerzekeringen Cardous is a Private limited company incorporated in 2020. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Genk. It employs on average 4,7 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0756.965.828
- Incorporation
- 23/10/2020
- Legal form
- Private limited company
- Registered office
- Oude Markt 2
3600 Genk · FlandreSee on map - Contributed capital
- 30 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 4,7 ETP
Joint committees (1)
- 307
Financials
Source · NBB, 5 filingsTrend over 5 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 769,8 k € | +6.7% | 721,3 k € | +2.9% | 700,8 k € | -0.4% | 703,7 k € | +44.9% | 485,6 k € |
| EBITDA | 394,9 k € | -0.8% | 398,2 k € | -1.7% | 405,2 k € | -6.6% | 434 k € | +40.7% | 308,3 k € |
| Operating result | 216,7 k € | -1.9% | 220,8 k € | -4.0% | 229,9 k € | -11.2% | 259 k € | +81.5% | 142,7 k € |
| Net result | 164,4 k € | -2.5% | 168,6 k € | -2.4% | 172,8 k € | -9.3% | 190,6 k € | +85.0% | 103 k € |
| Balance sheet | |||||||||
| Equity | 30 k € | 0.0% | 30 k € | 0.0% | 30 k € | 0.0% | 30 k € | 0.0% | 30 k € |
| Total assets | 509,6 k € | -35.6% | 791,6 k € | +3.3% | 766,1 k € | -13.7% | 888,2 k € | -2.1% | 907,7 k € |
| Cash | 28 k € | -55.4% | 62,8 k € | -29.4% | 89 k € | -61.6% | 231,8 k € | +123% | 104 k € |
| Debts | 479,6 k € | -37.0% | 761,6 k € | +3.5% | 735,5 k € | -14.3% | 858,2 k € | -2.2% | 877,7 k € |
| Other | |||||||||
| Workforce | 4,7 ETP | +11.9% | 4,2 ETP | 0.0% | 4,2 ETP | +2.4% | 4,1 ETP | +10.8% | 3,7 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 31/12/2025Other companies at this address
Oude Markt 2 3600 Genk| Company | CBE no. |
|---|---|
BTWE CARDOUS● Active | 0766.374.729 |
Immo Ma-Ja● Active | 0838.730.492 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 22/10/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 15 months |
| Filing date | 27/08/2026 | 17/07/2025 | 30/07/2024 | 09/08/2023 | 19/08/2022 |
| General meeting | 05/06/2026 | 06/06/2025 | 07/06/2024 | 02/06/2023 | 03/06/2022 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 5 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 05/06/2026 | 27/08/2026 | Dutch | |
| Abridged model | 31/12/2024 | 06/06/2025 | 17/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 07/06/2024 | 30/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 02/06/2023 | 09/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 03/06/2022 | 19/08/2022 | Dutch |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/2025Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Other27/10/2020RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025164,4 k €↓
- 2024Annual accounts 2024168,6 k €↓
- 2023Annual accounts 2023172,8 k €↓
- 2022Annual accounts 2022190,6 k €↑
- 2021Annual accounts 2021103 k €
- 23/10/2020IncorporationPrivate limited company