G M FINANCES
0859.983.093 · rovalta.com · 25/09/2026
G M FINANCES
Financial year 2025 · Closed on 31/12/2025
Overview
Identity
Source · BCE/KBOG M FINANCES is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Limbourg.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0859.983.093
- Incorporation
- 06/08/2003
- Legal form
- Private limited company
- Registered office
- Rue des Ecoles 17
4830 Limbourg · WallonieSee on map - Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2025
Joint committees (1)
- 307
Financials
Source · NBB, 20 filingsTrend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 162,9 k € | -25.3% | 218,1 k € | +33.8% | 163 k € | -11.8% | 184,8 k € | +8.2% | 170,8 k € |
| EBITDA | 58,2 k € | -14.6% | 68,2 k € | +19.5% | 57,1 k € | -17.0% | 68,8 k € | +48.2% | 46,4 k € |
| Operating result | 20,2 k € | +57.0% | 12,9 k € | -39.2% | 21,2 k € | -23.0% | 27,5 k € | +153% | 10,9 k € |
| Net result | 11,3 k € | +264% | 3,1 k € | -71.8% | 10,9 k € | -27.6% | 15,1 k € | +918% | 1,5 k € |
| Balance sheet | |||||||||
| Equity | 106,5 k € | +11.8% | 95,3 k € | +3.4% | 92,2 k € | +13.5% | 81,2 k € | +14.2% | 71,1 k € |
| Total assets | 204,5 k € | -13.8% | 237,3 k € | -10.3% | 264,6 k € | -11.9% | 300,4 k € | -35.4% | 465,3 k € |
| Cash | 85,6 € | – | – | 5,9 k € | +3377% | 169,8 € | |||
| Debts | 95,4 k € | -31.6% | 139,5 k € | -17.9% | 169,9 k € | -19.8% | 211,8 k € | -46.3% | 394,2 k € |
| Other | |||||||||
| Workforce | – | – | – | 1,2 ETP | -36.8% | 1,9 ETP | |||
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 31/12/20251 active · 7 ended
Active mandates
Ended mandates
Other companies at this address
Rue des Ecoles 17 4830 Limbourg| Company | CBE no. |
|---|---|
L&S MANAGEMENT● Active | 0678.869.445 |
Médisirona● Active | 0778.842.989 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/07/2023 | 01/07/2022 | 01/07/2021 | 01/07/2020 | 01/07/2019 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 30/06/2023 | 30/06/2022 | 30/06/2021 | 30/06/2020 |
| Length of the financial year | 12 months | 18 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/04/2026 | 27/03/2025 | 27/11/2023 | 16/12/2022 | 28/01/2022 | 30/12/2020 |
| General meeting | 31/03/2026 | 28/02/2025 | 03/11/2023 | 08/12/2022 | 23/12/2021 | 15/12/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 31/03/2026 | 24/04/2026 | French | |
| Micro model | 31/12/2024 | 28/02/2025 | 27/03/2025 | French | |
| Micro model | 30/06/2023 | 03/11/2023 | 27/11/2023 | French | |
| Abridged model | 30/06/2022 | 08/12/2022 | 16/12/2022 | French | |
| Abridged model | 30/06/2021 | 23/12/2021 | 28/01/2022 | French | |
| Abridged model | 30/06/2020 | 15/12/2020 | 30/12/2020 | French | |
| Abridged model | 30/06/2019 | 12/12/2019 | 20/12/2019 | French | |
| Abridged model | 30/06/2018 | 13/12/2018 | 21/12/2018 | French | |
| Abridged model | 30/06/2017 | 14/12/2017 | 14/12/2017 | French | |
| Abridged model | 30/06/2016 | 12/12/2016 | 16/12/2016 | French | |
| Abridged model | 30/06/2015 | 10/12/2015 | 15/12/2015 | French | |
| Abridged model | 30/06/2014 | 11/12/2014 | 19/12/2014 | French | |
| Abridged model | 30/06/2013 | 12/12/2013 | 20/12/2013 | French | |
| Abridged model | 30/06/2012 | 13/12/2012 | 28/12/2012 | French | |
| Abridged model | 30/06/2011 | 06/12/2011 | 20/12/2011 | French | |
| Abridged model | 30/06/2010 | 12/09/2010 | 17/12/2010 | French | |
| Abridged model | 30/06/2009 | 10/12/2009 | 05/01/2010 | French | |
| Abridged model | 30/06/2008 | 11/12/2008 | 16/12/2008 | French | |
| Abridged model | 30/06/2007 | 13/12/2007 | 03/01/2008 | French | |
| Abridged model | 30/06/2006 | 07/12/2006 | 20/02/2007 | French |
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 7 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates11/01/2024STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - ANNEE COMPTABLE
- Restructuring23/05/2019CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Restructuring12/10/2018RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Mandates29/12/2016SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates29/12/2016DEMISSIONS, NOMINATIONS
- Mandates13/10/2011DEMISSIONS, NOMINATIONS
- Other13/08/2003RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202511,3 k €↑
- 2024Annual accounts 20243,1 k €↓
- 2023Annual accounts 202310,9 k €↓
- 2022Annual accounts 202215,1 k €↑
- 2021Annual accounts 20211,5 k €↓
- 2020Annual accounts 202018,4 k €↑
- 2019Annual accounts 20193,9 k €↑
- 2018Annual accounts 2018-7,7 k €↓
- 2017Annual accounts 201712,9 k €↑
- 2016Annual accounts 20167,6 k €↑
- 2015Annual accounts 20153,2 k €↓
- 2014Annual accounts 201414,4 k €↓
- 2013Annual accounts 201320,9 k €↑
- 2012Annual accounts 2012-7,7 k €↓
- 2011Annual accounts 201114,6 k €↑
- 2010Annual accounts 2010-20,5 k €↓
- 2009Annual accounts 20095,3 k €↑
- 2008Annual accounts 2008-5,9 k €↓
- 2007Annual accounts 2007-2,4 k €
- 06/08/2003IncorporationPrivate limited company