ACTIVE

G M FINANCES

Financial year 2025 · Closed on 31/12/2025

Net result11,3 k €+264,1 %over 1 year
Gross margin162,9 k €-25,3 %over 1 year
Equity106,5 k €+11,8 %over 1 year

Identity

Source · BCE/KBO

G M FINANCES is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Limbourg.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0859.983.093
Incorporation
06/08/2003
Legal form
Private limited company
Registered office
Rue des Ecoles 17
4830 Limbourg · WallonieSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

20252024202320222021
Income statement
Gross margin162,9 k €218,1 k €163 k €184,8 k €170,8 k €
EBITDA58,2 k €68,2 k €57,1 k €68,8 k €46,4 k €
Operating result20,2 k €12,9 k €21,2 k €27,5 k €10,9 k €
Net result11,3 k €3,1 k €10,9 k €15,1 k €1,5 k €
Balance sheet
Equity106,5 k €95,3 k €92,2 k €81,2 k €71,1 k €
Total assets204,5 k €237,3 k €264,6 k €300,4 k €465,3 k €
Cash85,6 €––5,9 k €169,8 €
Debts95,4 k €139,5 k €169,9 k €211,8 k €394,2 k €
Other
Workforce–––1,2 ETP1,9 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 7 ended

Active mandates

G M FINANCES

Director · 0859.983.093

Represented by Benoît Geuquet

Active

Ended mandates

G M FINANCES

Director · since 12 décembre 2016 · 0859.983.093

Represented by Benoît Geuquet

Ended
LEXARA

Manager · since 12 décembre 2016 · 0831.924.854

Represented by Benoît GEUQUET

Ended
Georges HERMANNS

Manager · since 31 juillet 2007 · until 12 décembre 2016

Ended
Georges HERMANNS

Manager · since 31 juillet 2007

Ended

Other companies at this address

Rue des Ecoles 17 4830 Limbourg
CompanyCBE no.
L&S MANAGEMENT● Active
0678.869.445
Médisirona● Active
0778.842.989

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year31/12/202531/12/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months18 months12 months12 months12 months12 months
Filing date24/04/202627/03/202527/11/202316/12/202228/01/202230/12/2020
General meeting31/03/202628/02/202503/11/202308/12/202223/12/202115/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202531/03/202624/04/2026FrenchPDF
Micro model31/12/202428/02/202527/03/2025FrenchPDF
Micro model30/06/202303/11/202327/11/2023FrenchPDF
Abridged model30/06/202208/12/202216/12/2022FrenchPDF
Abridged model30/06/202123/12/202128/01/2022FrenchPDF
Abridged model30/06/202015/12/202030/12/2020FrenchPDF
Abridged model30/06/201912/12/201920/12/2019FrenchPDF
Abridged model30/06/201813/12/201821/12/2018FrenchPDF
Abridged model30/06/201714/12/201714/12/2017FrenchPDF
Abridged model30/06/201612/12/201616/12/2016FrenchPDF
Abridged model30/06/201510/12/201515/12/2015FrenchPDF
Abridged model30/06/201411/12/201419/12/2014FrenchPDF
Abridged model30/06/201312/12/201320/12/2013FrenchPDF
Abridged model30/06/201213/12/201228/12/2012FrenchPDF
Abridged model30/06/201106/12/201120/12/2011FrenchPDF
Abridged model30/06/201012/09/201017/12/2010FrenchPDF
Abridged model30/06/200910/12/200905/01/2010FrenchPDF
Abridged model30/06/200811/12/200816/12/2008FrenchPDF
Abridged model30/06/200713/12/200703/01/2008FrenchPDF
Abridged model30/06/200607/12/200620/02/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 7 ended

Active mandates

G M FINANCES

Director · 0859.983.093

Represented by Benoît Geuquet

Active

Ended mandates

G M FINANCES

Director · since 12 décembre 2016 · 0859.983.093

Represented by Benoît Geuquet

Ended
LEXARA

Manager · since 12 décembre 2016 · 0831.924.854

Represented by Benoît GEUQUET

Ended
Georges HERMANNS

Manager · since 31 juillet 2007 · until 12 décembre 2016

Ended
Georges HERMANNS

Manager · since 31 juillet 2007

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates11/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - ANNEE COMPTABLE
    PDF
  • Restructuring23/05/2019
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring12/10/2018
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Mandates29/12/2016
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates29/12/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/10/2011
    DEMISSIONS, NOMINATIONS
    PDF
  • Other13/08/2003
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202511,3 k €↑
  2. 2024
    Annual accounts 20243,1 k €↓
  3. 2023
    Annual accounts 202310,9 k €↓
  4. 2022
    Annual accounts 202215,1 k €↑
  5. 2021
    Annual accounts 20211,5 k €↓
  6. 2020
    Annual accounts 202018,4 k €↑
  7. 2019
    Annual accounts 20193,9 k €↑
  8. 2018
    Annual accounts 2018-7,7 k €↓
  9. 2017
    Annual accounts 201712,9 k €↑
  10. 2016
    Annual accounts 20167,6 k €↑
  11. 2015
    Annual accounts 20153,2 k €↓
  12. 2014
    Annual accounts 201414,4 k €↓
  13. 2013
    Annual accounts 201320,9 k €↑
  14. 2012
    Annual accounts 2012-7,7 k €↓
  15. 2011
    Annual accounts 201114,6 k €↑
  16. 2010
    Annual accounts 2010-20,5 k €↓
  17. 2009
    Annual accounts 20095,3 k €↑
  18. 2008
    Annual accounts 2008-5,9 k €↓
  19. 2007
    Annual accounts 2007-2,4 k €
  20. 06/08/2003
    IncorporationPrivate limited company