ACTIVE

JMJ FINANCES

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Financial year 2024 · closed on 31/12/2024

Net result

56,8 k €

-44.4% YoY

Gross margin

88,1 k €

-34.6% YoY

Equity

1,7 M €

+3.5% YoY

What does JMJ FINANCES do?

JMJ FINANCES is a Private limited company incorporated in 2007. Its registered office is in Aubange.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0894.550.232

Incorporation

28/12/2007

Legal form

Private limited company

Registered office

Rue du Commerce - ATHUS 17 box B
6791 Aubange · WallonieSee on map

Contributed capital

63 000,00 €

Latest accounts

31/12/2024

Contacts

1 public detail availableLog in to view

Signals

ProfitableSolid equityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008
Income statement
Gross margin	88,1 k €	-34.6%	134,7 k €	-54.0%	292,8 k €	+418%	56,6 k €	+147%	22,9 k €	+3088%	718 €	-88.9%	6,5 k €	+3.2%	6,3 k €	-11.1%	7,1 k €	+24.6%	5,7 k €	-20.5%	7,1 k €	+11.5%	6,4 k €	+135%	2,7 k €	-64.1%	7,6 k €	+38.7%	5,5 k €	-27.0%	7,5 k €	-12.1%	8,5 k €
EBITDA	85,9 k €	-35.2%	132,5 k €	-54.4%	290,6 k €	+428%	55 k €	+221%	17,2 k €	+2289%	718 €	-88.9%	6,5 k €	+3.2%	6,3 k €	-11.1%	7,1 k €	+24.6%	5,7 k €	-19.7%	7,1 k €	+10.3%	6,4 k €	+135%	2,7 k €	-64.1%	7,6 k €	+38.7%	5,5 k €	-27.0%	7,5 k €	-12.1%	8,5 k €
Operating result	85,2 k €	-35.4%	131,9 k €	-52.4%	277 k €	+576%	40,9 k €	+216%	13 k €	+19340%	66,6 €	-99.0%	6,5 k €	+12.4%	5,8 k €	-12.0%	6,6 k €	+27.1%	5,2 k €	-15.2%	6,1 k €	+44.9%	4,2 k €	+701%	524,7 €	-90.8%	5,7 k €	+39.9%	4,1 k €	-33.1%	6,1 k €	-28.5%	8,5 k €
Net result	56,8 k €	-44.4%	102,2 k €	-44.5%	184 k €	+647%	24,6 k €	-76.7%	105,7 k €	+558980%	-18,9 €	-100%	297,1 k €	+6552%	4,5 k €	-30.1%	6,4 k €	+107%	-91,1 k €	-132%	286,9 k €	+6914%	4,1 k €	-99.6%	984,3 k €	+2871%	33,1 k €	-9.0%	36,4 k €	-2.9%	37,5 k €	+12.5%	33,4 k €
Balance sheet
Equity	1,7 M €	+3.5%	1,6 M €	+2.0%	1,6 M €	-0.9%	1,6 M €	+1.6%	1,6 M €	0.0%	1,6 M €	-0.0%	1,6 M €	+13.0%	1,4 M €	-26.7%	1,9 M €	+0.3%	1,9 M €	-4.6%	2 M €	-18.8%	2,5 M €	-3.8%	2,6 M €	+62.8%	1,6 M €	+2.2%	1,5 M €	+2.4%	1,5 M €	+2.6%	1,5 M €
Total assets	2,1 M €	-5.0%	2,2 M €	+2.3%	2,1 M €	+0.5%	2,1 M €	-0.2%	2,1 M €	+4.5%	2 M €	-1.5%	2,1 M €	+2.9%	2 M €	+0.6%	2 M €	-4.9%	2,1 M €	-23.4%	2,8 M €	+10.7%	2,5 M €	-3.0%	2,6 M €	+62.8%	1,6 M €	+1.7%	1,5 M €	-4.2%	1,6 M €	-0.7%	1,6 M €
Cash	93,3 k €	-39.0%	153 k €	+367%	32,7 k €	-67.1%	99,6 k €	+143%	41 k €	+20.3%	34 k €	+20.6%	28,2 k €	+169%	10,5 k €	+76.3%	5,9 k €	-94.9%	116,5 k €	+260%	32,4 k €	+46.1%	22,2 k €	+65.0%	13,4 k €	-85.9%	95,3 k €	-6.3%	101,7 k €	+337%	23,3 k €	-24.2%	30,7 k €
Debts	399 k €	-29.5%	566 k €	+3.2%	548,6 k €	+4.7%	523,8 k €	-5.4%	553,7 k €	+20.1%	460,9 k €	-6.4%	492,6 k €	-20.0%	615,9 k €	+562%	93,1 k €	-54.2%	203,1 k €	-73.2%	756,9 k €	+2547%	28,6 k €	+198%	9,6 k €	+82.4%	5,3 k €	-57.1%	12,2 k €	-89.5%	117 k €	-29.3%	165,4 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 5 ended

Active mandates

ISABELLE VERLAINE

Director · since 21 août 2019

Active

Ended mandates

Isabelle VERLAINE

Managing director · since 21 août 2019

Ended

Jean Marc JAMOTTON

Manager · since 28 décembre 2007 · until 21 août 2019

Ended

Jean Marc JAMOTTON

Manager · since 28 décembre 2007

Ended

Jean-Marc JAMOTTON

Manager · since 28 décembre 2007

Ended

At this address

Other companies at this address

Company	CBE no.
ASJ FINANCES● Active	0739.576.696
Distrinet● Active	0414.901.464
FXJ FINANCES● Active	0736.899.003

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	07/10/2025	27/08/2024	31/08/2023	19/07/2022	28/06/2021	15/09/2020
General meeting	25/09/2025	26/08/2024	30/08/2023	22/06/2022	22/06/2021	27/08/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

17 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	25/09/2025	07/10/2025	French	PDF
Abridged model	31/12/2023	26/08/2024	27/08/2024	French	PDF
Abridged model	31/12/2022	30/08/2023	31/08/2023	French	PDF
Abridged model	31/12/2021	22/06/2022	19/07/2022	French	PDF
Micro model	31/12/2020	22/06/2021	28/06/2021	French	PDF
Micro model	31/12/2019	27/08/2020	15/09/2020	French	PDF
Abridged model	31/12/2018	26/07/2019	20/09/2019	French	PDF
Micro model	31/12/2017	20/08/2018	21/08/2018	French	PDF
Abridged model	31/12/2016	04/05/2017	09/06/2017	French	PDF
Abridged model	31/12/2015	03/06/2016	30/06/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	04/08/2015	French	PDF
Abridged model	31/12/2013	10/06/2014	19/06/2014	French	PDF
Abridged model	31/12/2012	07/06/2013	17/06/2013	French	PDF
Abridged model	31/12/2011	30/07/2012	13/08/2012	French	PDF
Abridged model	31/12/2010	09/08/2011	18/08/2011	French	PDF
Abridged model	31/12/2009	27/07/2010	27/07/2010	French	PDF
Abridged model	31/12/2008	29/06/2009	06/07/2009	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 5 ended

Active mandates

ISABELLE VERLAINE

Director · since 21 août 2019

Active

Ended mandates

Isabelle VERLAINE

Managing director · since 21 août 2019

Ended

Jean Marc JAMOTTON

Manager · since 28 décembre 2007 · until 21 août 2019

Ended

Jean Marc JAMOTTON

Manager · since 28 décembre 2007

Ended

Jean-Marc JAMOTTON

Manager · since 28 décembre 2007

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates20/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates07/10/2019
DEMISSIONS, NOMINATIONS
PDF
Capital / shares21/12/2017
CAPITAL, ACTIONS
PDF
Other23/08/2017
OBJET
PDF
Capital / shares27/01/2015
CAPITAL, ACTIONS
PDF
Capital / shares29/10/2013
CAPITAL, ACTIONS
PDF
Other08/01/2008
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202456,8 k €↓
2023
Annual accounts 2023102,2 k €↓
2022
Annual accounts 2022184 k €↑
2021
Annual accounts 202124,6 k €↓
2020
Annual accounts 2020105,7 k €↑
2019
Annual accounts 2019-18,9 €↓
2018
Annual accounts 2018297,1 k €↑
2017
Annual accounts 20174,5 k €↓
2016
Annual accounts 20166,4 k €↑
2015
Annual accounts 2015-91,1 k €↓
2014
Annual accounts 2014286,9 k €↑
2013
Annual accounts 20134,1 k €↓
2012
Annual accounts 2012984,3 k €↑
2011
Annual accounts 201133,1 k €↓
2010
Annual accounts 201036,4 k €↓
2009
Annual accounts 200937,5 k €↑
2008
Annual accounts 200833,4 k €
28/12/2007
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

JMJ FINANCES

Overview

What does JMJ FINANCES do?

Trend over 17 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline