ACTIVE

AEDES

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Financial year 2025 · Closed on 31/12/2025

Net result904,1 k €+13,5 %over 1 year

Revenue22,1 M €+7,2 %over 1 year

Equity7,5 M €+0,1 %over 1 year

Workforce53,6 ETP+42,9 %over 1 year

Identity

Source · BCE/KBO

AEDES is a Public limited company incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur. It employs on average 53,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0460.855.809
Incorporation: 13/06/1997
Legal form: Public limited company
Registered office: Route des Canons 3
5000 Namur · WallonieSee on map
Contributed capital: 1 492 416,69 €
Latest accounts: 31/12/2025
Average workforce: 53,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 20 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	22,1 M €	+7.2%	20,6 M €	+12.1%	18,4 M €	+6.4%	17,3 M €	+6.3%	16,2 M €
EBITDA	3 M €	-9.6%	3,3 M €	+28.1%	2,6 M €	-15.3%	3,1 M €	+10.2%	2,8 M €
Operating result	1,3 M €	+8.7%	1,2 M €	+2.9%	1,2 M €	-33.4%	1,7 M €	-6.3%	1,8 M €
Net result	904,1 k €	+13.5%	796,6 k €	+6.0%	751,6 k €	-37.4%	1,2 M €	-23.4%	1,6 M €
Balance sheet
Equity	7,5 M €	+0.1%	7,5 M €	+11.9%	6,7 M €	+12.7%	5,9 M €	+25.5%	4,7 M €
Total assets	20,9 M €	+7.7%	19,4 M €	-12.0%	22 M €	+10.9%	19,9 M €	+4.6%	19 M €
Cash	2,1 M €	-12.9%	2,4 M €	-36.2%	3,8 M €	+47.0%	2,6 M €	+6.3%	2,4 M €
Debts	12,1 M €	+11.7%	10,8 M €	-27.3%	14,8 M €	+8.5%	13,7 M €	-1.2%	13,8 M €
Other
Workforce	53,6 ETP	+42.9%	37,5 ETP	-14.4%	43,8 ETP	-1.6%	44,5 ETP	-1.1%	45,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 25 M€ and 50 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

12 active · 13 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Michel BOUVY	Director04/06/2026 → 03/06/2032
Sophie CIVILIO	Director04/06/2026 → 03/06/2032
André JANMART	Director07/06/2019 → 05/06/2031
KSconsilium0793.685.177Represented by Kelly SCHAMPHELAERE	Director10/08/2023 → 07/06/2029
VITIS LIFE SA0686.903.619Represented by Laurence AVAERT	Director10/08/2023 → 07/06/2029
Willemot Bijzonder Verzekeringsbestuur0420.942.881Represented by elle-même représentée par Gerrit NOLLET BRAVE 2020 BVBA	Director10/08/2023 → 07/06/2029
VNVDB INVEST0889.114.074Represented by Katrien VANDEN BULCKE	Director09/06/2011 → 01/06/2029Managing director01/06/2017 → 2023 accountsended
MIVY CONSULT0681.444.202Represented by Michel BOUVY	Director12/12/2019 → 01/06/2028
Olivier DASSY	Director03/06/2004 → 01/06/2028
Thierry RONVAUX	Director03/06/2004 → 01/06/2028Managing director03/06/2004 → 2016 accountsended
Vincent GILLIARD	Director05/06/2008 → 01/06/2028
FRR MAS0774.315.168Represented by François RONVAUX	Managing director06/09/2021 → 06/09/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
François RONVAUX	Director03/06/2021 → 06/09/2021
DEMAN - BRYS0426.334.794Represented by Diederik DEMAN	Director07/06/2019 → 2023 accounts

Other companies at this address

Route des Canons 3 5000 Namur

Company	CBE no.
AEDES ACADEMY● Active	0505.712.666
AEDES CORPUS● Active	0849.598.155
Insurance Academy● Active	0725.444.588

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/07/2026	25/08/2025	19/06/2024	27/07/2023	29/08/2022	16/08/2021
General meeting	04/06/2026	05/06/2025	06/06/2024	01/06/2023	02/06/2022	03/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	04/06/2026	15/07/2026	French	PDF
Full model	31/12/2024	05/06/2025	25/08/2025	French	PDF
Full model	31/12/2023	06/06/2024	19/06/2024	French	PDF
Full model	31/12/2022	01/06/2023	27/07/2023	French	PDF
Full model	31/12/2021	02/06/2022	29/08/2022	French	PDF
Full model	31/12/2020	03/06/2021	16/08/2021	French	PDF
Full model	31/12/2019	04/06/2020	30/08/2020	French	PDF
Full model	31/12/2018	07/06/2019	12/08/2019	French	PDF
Abridged model	31/12/2017	07/06/2018	26/07/2018	French	PDF
Abridged model	31/12/2016	01/06/2017	10/08/2017	French	PDF
Abridged model	31/12/2015	02/06/2016	05/07/2016	French	PDF
Abridged model	31/12/2014	04/06/2015	08/07/2015	French	PDF
Abridged model	31/12/2013	05/06/2014	04/07/2014	French	PDF
Abridged model	31/12/2012	06/06/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	07/06/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	09/06/2011	09/08/2011	French	PDF
Abridged model	31/12/2009	03/06/2010	26/08/2010	French	PDF
Abridged model	31/12/2008	04/06/2009	04/08/2009	French	PDF
Abridged model	31/12/2007	05/06/2008	05/08/2008	French	PDF
Abridged model	31/12/2006	07/06/2007	31/07/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 25 M€ and 50 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

12 active · 13 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Michel BOUVY	Director04/06/2026 → 03/06/2032
Sophie CIVILIO	Director04/06/2026 → 03/06/2032
André JANMART	Director07/06/2019 → 05/06/2031
KSconsilium0793.685.177Represented by Kelly SCHAMPHELAERE	Director10/08/2023 → 07/06/2029
VITIS LIFE SA0686.903.619Represented by Laurence AVAERT	Director10/08/2023 → 07/06/2029
Willemot Bijzonder Verzekeringsbestuur0420.942.881Represented by elle-même représentée par Gerrit NOLLET BRAVE 2020 BVBA	Director10/08/2023 → 07/06/2029
VNVDB INVEST0889.114.074Represented by Katrien VANDEN BULCKE	Director09/06/2011 → 01/06/2029Managing director01/06/2017 → 2023 accountsended
MIVY CONSULT0681.444.202Represented by Michel BOUVY	Director12/12/2019 → 01/06/2028
Olivier DASSY	Director03/06/2004 → 01/06/2028
Thierry RONVAUX	Director03/06/2004 → 01/06/2028Managing director03/06/2004 → 2016 accountsended
Vincent GILLIARD	Director05/06/2008 → 01/06/2028
FRR MAS0774.315.168Represented by François RONVAUX	Managing director06/09/2021 → 06/09/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
François RONVAUX	Director03/06/2021 → 06/09/2021
DEMAN - BRYS0426.334.794Represented by Diederik DEMAN	Director07/06/2019 → 2023 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates08/07/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates05/03/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates02/10/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates13/07/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates28/11/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates08/07/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates19/01/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates09/08/2021
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings18 filings

Mandates

Michel BOUVY

Sophie CIVILIO

André JANMART

Willemot Bijzonder Verzekeringsbestuur

VITIS LIFE SA

KSconsilium

VNVDB INVEST

MIVY CONSULT

Olivier DASSY

Vincent GILLIARD

Thierry RONVAUX

FRR MAS

Show the 13 other mandates

199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026202720282029203020312032

AEDES

Route des Canons 3, 5000 Namur

Director

DirectorManaging director

Director

DirectorManaging director

Managing director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Route des Canons 3, 5000 NamurCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00295034

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
AEDESCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00295034

Events

2025
Annual accounts 2025904,1 k €↑
2024
Annual accounts 2024796,6 k €↑
2023
Annual accounts 2023751,6 k €↓
2022
Annual accounts 20221,2 M €↓
2021
Annual accounts 20211,6 M €↑
2018
Annual accounts 2018277,9 k €↓
2017
Annual accounts 2017419,8 k €↑
2016
Annual accounts 2016367,7 k €↓
2015
Annual accounts 2015393,8 k €↑
2014
Annual accounts 2014391,7 k €↓
2013
Annual accounts 2013697 k €↑
2012
Annual accounts 2012343,1 k €↑
2011
Annual accounts 2011261,1 k €↓
2010
Annual accounts 2010274,4 k €↑
2009
Annual accounts 2009182,9 k €↓
2008
Annual accounts 2008433 k €↑
2007
Annual accounts 2007168,1 k €↓
2006
Annual accounts 2006169,1 k €
13/06/1997
IncorporationPublic limited company

AEDES

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events