AEDES
0460.855.809 · rovalta.com · 22/09/2026
ACTIVE
AEDES
Financial year 2025 · closed on 31/12/2025
Net result
904,1 k €
+13.5% YoY
Revenue
22,1 M €
+7.2% YoY
Equity
7,5 M €
+0.1% YoY
Workforce
53,6 ETP
+42.9% YoY
Overview
What does AEDES do?
AEDES is a Public limited company incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur. It employs on average 53,6 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0460.855.809
Incorporation
13/06/1997
Legal form
Public limited company
Registered office
Route des Canons 3
5000 Namur · WallonieSee on map
5000 Namur · WallonieSee on map
Contributed capital
1 492 416,69 €
Latest accounts
31/12/2025
Average workforce
53,6 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue
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Financials
Trend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||
| Revenue | 22,1 M € | +7.2% | 20,6 M € | +12.1% | 18,4 M € | +6.4% | 17,3 M € | +6.3% | 16,2 M € | +67.2% | 9,7 M € | – | – | – | – | – | – | – | – | – | – | – | – | ||||||||||||
| EBITDA | 3 M € | -9.6% | 3,3 M € | +28.1% | 2,6 M € | -15.3% | 3,1 M € | +10.2% | 2,8 M € | +253% | 794,2 k € | -27.2% | 1,1 M € | +4.0% | 1 M € | +14.2% | 918,3 k € | -4.6% | 962,9 k € | -27.0% | 1,3 M € | +94.2% | 679,7 k € | +26.3% | 538,1 k € | +45.1% | 371 k € | +45.8% | 254,5 k € | -40.0% | 424,1 k € | +12.9% | 375,6 k € | +13.2% | 331,8 k € |
| Operating result | 1,3 M € | +8.7% | 1,2 M € | +2.9% | 1,2 M € | -33.4% | 1,7 M € | -6.3% | 1,8 M € | +1507% | 115,1 k € | -56.3% | 263,7 k € | -9.2% | 290,5 k € | -24.8% | 386,5 k € | -29.7% | 549,6 k € | -46.0% | 1 M € | +111% | 483,3 k € | +29.1% | 374,3 k € | +53.1% | 244,5 k € | +78.5% | 137 k € | -53.8% | 296,8 k € | +46.5% | 202,5 k € | +48.8% | 136,2 k € |
| Net result | 904,1 k € | +13.5% | 796,6 k € | +6.0% | 751,6 k € | -37.4% | 1,2 M € | -23.4% | 1,6 M € | +464% | 277,9 k € | -33.8% | 419,8 k € | +14.2% | 367,7 k € | -6.6% | 393,8 k € | +0.5% | 391,7 k € | -43.8% | 697 k € | +103% | 343,1 k € | +31.4% | 261,1 k € | -4.9% | 274,4 k € | +50.1% | 182,9 k € | -57.8% | 433 k € | +158% | 168,1 k € | -0.6% | 169,1 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||
| Equity | 7,5 M € | +0.1% | 7,5 M € | +11.9% | 6,7 M € | +12.7% | 5,9 M € | +25.5% | 4,7 M € | +76.4% | 2,7 M € | +11.6% | 2,4 M € | +0.2% | 2,4 M € | -0.8% | 2,4 M € | +0.3% | 2,4 M € | +0.2% | 2,4 M € | +15.9% | 2,1 M € | +3.4% | 2 M € | +0.6% | 2 M € | +3.9% | 1,9 M € | +0.0% | 1,9 M € | +16.3% | 1,6 M € | +0.1% | 1,6 M € |
| Total assets | 20,9 M € | +7.7% | 19,4 M € | -12.0% | 22 M € | +10.9% | 19,9 M € | +4.6% | 19 M € | +77.5% | 10,7 M € | -3.4% | 11,1 M € | +2.7% | 10,8 M € | +35.2% | 8 M € | +2.5% | 7,8 M € | +7.9% | 7,2 M € | +32.5% | 5,4 M € | +19.7% | 4,6 M € | +13.7% | 4 M € | +4.7% | 3,8 M € | +4.3% | 3,7 M € | -12.6% | 4,2 M € | +8.2% | 3,9 M € |
| Cash | 2,1 M € | -12.9% | 2,4 M € | -36.2% | 3,8 M € | +47.0% | 2,6 M € | +6.3% | 2,4 M € | +361% | 520,8 k € | -56.4% | 1,2 M € | -21.3% | 1,5 M € | +126% | 671,7 k € | -22.4% | 865 k € | +28.0% | 675,6 k € | +482% | 116 k € | -71.1% | 401,4 k € | -52.6% | 847,3 k € | +162% | 322,9 k € | -43.0% | 566,8 k € | +151% | 225,8 k € | +61.4% | 139,9 k € |
| Debts | 12,1 M € | +11.7% | 10,8 M € | -27.3% | 14,8 M € | +8.5% | 13,7 M € | -1.2% | 13,8 M € | +76.6% | 7,8 M € | -6.6% | 8,4 M € | +0.3% | 8,4 M € | +51.8% | 5,5 M € | +3.3% | 5,3 M € | +11.0% | 4,8 M € | +48.6% | 3,2 M € | +32.1% | 2,4 M € | +21.3% | 2 M € | +5.4% | 1,9 M € | +9.1% | 1,8 M € | -31.1% | 2,5 M € | +14.6% | 2,2 M € |
| Other | |||||||||||||||||||||||||||||||||||
| Workforce | 53,6 ETP | +42.9% | 37,5 ETP | -14.4% | 43,8 ETP | -1.6% | 44,5 ETP | -1.1% | 45,0 ETP | +72.4% | 26,1 ETP | +10.1% | 23,7 ETP | +11.8% | 21,2 ETP | +17.1% | 18,1 ETP | +9.0% | 16,6 ETP | +24.8% | 13,3 ETP | +11.8% | 11,9 ETP | +38.4% | 8,6 ETP | +28.4% | 6,7 ETP | +24.1% | 5,4 ETP | -11.5% | 6,1 ETP | -3.2% | 6,3 ETP | -6.0% | 6,7 ETP |
Estimate
Indicative valuation
As an indication, this company is worth
between 25 M€ and 50 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 12 active · 72 ended
Active mandates
Michel BOUVY
ActiveSophie CIVILIO
ActiveAndré JANMART
ActiveActive
Active
Active
Active
Olivier DASSY
ActiveThierry RONVAUX
ActiveVincent GILLIARD
ActiveActive
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
AEDES ACADEMY● Active | 0505.712.666 |
AEDES CORPUS● Active | 0849.598.155 |
Insurance Academy● Active | 0725.444.588 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Full model | Full model | Full model | Full model | Full model | Full model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 15/07/2026 | 25/08/2025 | 19/06/2024 | 27/07/2023 | 29/08/2022 | 16/08/2021 |
| General meeting | 04/06/2026 | 05/06/2025 | 06/06/2024 | 01/06/2023 | 02/06/2022 | 03/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Full model | 31/12/2025 | 04/06/2026 | 15/07/2026 | French | |
| Full model | 31/12/2024 | 05/06/2025 | 25/08/2025 | French | |
| Full model | 31/12/2023 | 06/06/2024 | 19/06/2024 | French | |
| Full model | 31/12/2022 | 01/06/2023 | 27/07/2023 | French | |
| Full model | 31/12/2021 | 02/06/2022 | 29/08/2022 | French | |
| Full model | 31/12/2020 | 03/06/2021 | 16/08/2021 | French | |
| Full model | 31/12/2019 | 04/06/2020 | 30/08/2020 | French | |
| Full model | 31/12/2018 | 07/06/2019 | 12/08/2019 | French | |
| Abridged model | 31/12/2017 | 07/06/2018 | 26/07/2018 | French | |
| Abridged model | 31/12/2016 | 01/06/2017 | 10/08/2017 | French | |
| Abridged model | 31/12/2015 | 02/06/2016 | 05/07/2016 | French | |
| Abridged model | 31/12/2014 | 04/06/2015 | 08/07/2015 | French | |
| Abridged model | 31/12/2013 | 05/06/2014 | 04/07/2014 | French | |
| Abridged model | 31/12/2012 | 06/06/2013 | 30/08/2013 | French | |
| Abridged model | 31/12/2011 | 07/06/2012 | 23/08/2012 | French | |
| Abridged model | 31/12/2010 | 09/06/2011 | 09/08/2011 | French | |
| Abridged model | 31/12/2009 | 03/06/2010 | 26/08/2010 | French | |
| Abridged model | 31/12/2008 | 04/06/2009 | 04/08/2009 | French | |
| Abridged model | 31/12/2007 | 05/06/2008 | 05/08/2008 | French | |
| Abridged model | 31/12/2006 | 07/06/2007 | 31/07/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 25 M€ and 50 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 12 active · 72 ended
Active mandates
Michel BOUVY
ActiveSophie CIVILIO
ActiveAndré JANMART
ActiveActive
Active
Active
Active
Olivier DASSY
ActiveThierry RONVAUX
ActiveVincent GILLIARD
ActiveActive
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates08/07/2025DEMISSIONS, NOMINATIONS
- Mandates05/03/2025DEMISSIONS, NOMINATIONS
- Mandates02/10/2023DEMISSIONS, NOMINATIONS
- Mandates13/07/2023DEMISSIONS, NOMINATIONS
- Mandates28/11/2022DEMISSIONS, NOMINATIONS
- Mandates08/07/2022DEMISSIONS, NOMINATIONS
- Mandates19/01/2022DEMISSIONS, NOMINATIONS
- Mandates09/08/2021DEMISSIONS, NOMINATIONS
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025904,1 k €↑
- 2024Annual accounts 2024796,6 k €↑
- 2023Annual accounts 2023751,6 k €↓
- 2022Annual accounts 20221,2 M €↓
- 2021Annual accounts 20211,6 M €↑
- 2018Annual accounts 2018277,9 k €↓
- 2017Annual accounts 2017419,8 k €↑
- 2016Annual accounts 2016367,7 k €↓
- 2015Annual accounts 2015393,8 k €↑
- 2014Annual accounts 2014391,7 k €↓
- 2013Annual accounts 2013697 k €↑
- 2012Annual accounts 2012343,1 k €↑
- 2011Annual accounts 2011261,1 k €↓
- 2010Annual accounts 2010274,4 k €↑
- 2009Annual accounts 2009182,9 k €↓
- 2008Annual accounts 2008433 k €↑
- 2007Annual accounts 2007168,1 k €↓
- 2006Annual accounts 2006169,1 k €
- 13/06/1997IncorporationPublic limited company