ACTIVE

ASSURCARD

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Financial year 2025 · Closed on 31/12/2025

Net result152,8 k €-6,1 %over 1 year

Gross margin1,1 M €+1,2 %over 1 year

Equity3,4 M €+2,6 %over 1 year

Workforce8,3 ETP+23,9 %over 1 year

Identity

Source · BCE/KBO

ASSURCARD is a Public limited company incorporated in 2001. Its main activity is: Computer programming activities. Its registered office is in Aarschot. It employs on average 8,3 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0475.433.127
Incorporation: 06/08/2001
Legal form: Public limited company
Registered office: Nieuwlandlaan 111 box 103
3200 Aarschot · FlandreSee on map
Contributed capital: 740 007,91 €
Latest accounts: 31/12/2025
Average workforce: 8,3 ETP

Activities (NACE)

62010Computer programming activities· main 62100Computer programming, consultancy and related activities 66290Other activities auxiliary to insurance and pension funding 66290Other activities auxiliary to insurance and pension funding 67203Autres auxiliaires d'assurances 72220Research and experimental development on social sciences and humanities+9

Joint committees (5)

100
1000
200
2000
218

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 21 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	1,1 M €	+1.2%	1,1 M €	+12.6%	986,5 k €	+6.8%	923,6 k €	+7.7%	857,2 k €
EBITDA	127,6 k €	-69.6%	419,9 k €	+97.1%	213 k €	-1.0%	215,2 k €	-24.0%	283,2 k €
Operating result	153,1 k €	-3.2%	158,1 k €	+38.6%	114,1 k €	+3.5%	110,2 k €	-42.4%	191,3 k €
Net result	152,8 k €	-6.1%	162,7 k €	+102%	80,6 k €	+7.0%	75,3 k €	-47.0%	142,1 k €
Balance sheet
Equity	3,4 M €	+2.6%	3,3 M €	+3.0%	3,2 M €	+0.4%	3,2 M €	+0.2%	3,2 M €
Total assets	4 M €	+0.1%	4 M €	+12.7%	3,6 M €	-6.9%	3,8 M €	+2.3%	3,8 M €
Cash	420,8 k €	-24.0%	553,9 k €	-65.7%	1,6 M €	-47.6%	3,1 M €	-1.0%	3,1 M €
Debts	557,9 k €	-4.9%	586,7 k €	+42.7%	411,1 k €	-40.0%	685,7 k €	+18.8%	577,1 k €
Other
Workforce	8,3 ETP	+23.9%	6,7 ETP	+6.3%	6,3 ETP	-6.0%	6,7 ETP	+15.5%	5,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ALLIANZ BENELUX0403.258.197Represented by Nathalie Dekleermaeker	Directorsince 18/08/2001
BELFIUS ASSURANCES0405.764.064Represented by Bernadette Karcher	Directorsince 18/04/2014
CURATIO0890.729.521Represented by Wim Gielen	DirectorManaging director17/07/2007 → 2023 accountsended
ETHIAS0404.484.654Represented by Bart Vanholst	Directorsince 27/04/2007
KBC ASSURANCES0403.552.563Represented by Philippe Meersschaut	Directorsince 18/08/2001
VANBREDA RISK & BENEFITS0404.055.676Represented by Koenraad Heijlen	Directorsince 26/06/2012

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
EthiasCo0402.370.054Represented by Georges Holsbeek	Director01/12/2001 → 2010 accounts
ING Insurance0404.500.094Represented by Erik Vanpoucke	Director18/08/2001 → 2006 accounts

Other companies at this address

Nieuwlandlaan 111 3200 Aarschot

Company	CBE no.
4FLAVOURS● Active	0646.854.891
DEGALUX BELGIUM● Active	1007.816.439
IP-mobile● Active	0550.372.555
OCCIDENTAL CHEMICAL BELGIUM● Active	0472.793.539
OFFIX PAYROLL● Active	0644.744.251
PROPIGS● Active	0402.777.850
Todate● Active	1024.985.340

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/04/2026	12/06/2025	06/06/2024	05/06/2023	24/05/2022	19/05/2021
General meeting	24/04/2026	25/04/2025	26/04/2024	28/04/2023	29/04/2022	30/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	24/04/2026	30/04/2026	Dutch	PDF
Abridged model	31/12/2024	25/04/2025	12/06/2025	Dutch	PDF
Abridged model	31/12/2023	26/04/2024	06/06/2024	Dutch	PDF
Abridged model	31/12/2022	28/04/2023	05/06/2023	Dutch	PDF
Abridged model	31/12/2021	29/04/2022	24/05/2022	Dutch	PDF
Abridged model	31/12/2020	30/04/2021	19/05/2021	Dutch	PDF
Abridged model	31/12/2019	24/04/2020	28/05/2020	Dutch	PDF
Abridged model	31/12/2018	26/04/2019	26/04/2019	Dutch	PDF
Abridged model	31/12/2017	27/04/2018	29/06/2018	Dutch	PDF
Abridged model	31/12/2016	28/04/2017	30/05/2017	Dutch	PDF
Abridged model	31/12/2015	29/04/2016	24/08/2016	Dutch	PDF
Abridged model	31/12/2014	24/04/2015	04/05/2015	Dutch	PDF
Abridged model	31/12/2013	25/04/2014	13/05/2014	Dutch	PDF
Abridged model	31/12/2012	26/04/2013	22/05/2013	Dutch	PDF
Abridged model	31/12/2011	27/04/2012	14/05/2012	Dutch	PDF
Abridged model	31/12/2010	29/04/2011	02/05/2011	Dutch	PDF
Abridged model	31/12/2009	30/04/2010	25/05/2010	Dutch	PDF
Abridged model	31/12/2008	24/04/2009	25/05/2009	Dutch	PDF
Abridged model	31/12/2007	25/04/2008	16/05/2008	Dutch	PDF
Abridged model	31/12/2006	27/04/2007	03/05/2007	Dutch	PDF
Abridged modelCorrection	31/12/2005	28/04/2006	31/05/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ALLIANZ BENELUX0403.258.197Represented by Nathalie Dekleermaeker	Directorsince 18/08/2001
BELFIUS ASSURANCES0405.764.064Represented by Bernadette Karcher	Directorsince 18/04/2014
CURATIO0890.729.521Represented by Wim Gielen	DirectorManaging director17/07/2007 → 2023 accountsended
ETHIAS0404.484.654Represented by Bart Vanholst	Directorsince 27/04/2007
KBC ASSURANCES0403.552.563Represented by Philippe Meersschaut	Directorsince 18/08/2001
VANBREDA RISK & BENEFITS0404.055.676Represented by Koenraad Heijlen	Directorsince 26/06/2012

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
EthiasCo0402.370.054Represented by Georges Holsbeek	Director01/12/2001 → 2010 accounts
ING Insurance0404.500.094Represented by Erik Vanpoucke	Director18/08/2001 → 2006 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates30/06/2025
ONTSLAGEN - BENOEMINGEN
PDF
Registered office14/10/2024
MAATSCHAPPELIJKE ZETEL
PDF
Mandates15/05/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/04/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/09/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Other10/12/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates10/08/2020
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings21 filings

Mandates

ALLIANZ BENELUX

KBC ASSURANCES

VANBREDA RISK & BENEFITS

ETHIAS

BELFIUS ASSURANCES

CURATIO

EthiasCo

RECORD CREDITS

ING Insurance

20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

ASSURCARD

Nieuwlandlaan 111 bte 103, 3200 AarschotFonteinstraat 1 A bte 0301, 3000 Leuven

Director

DirectorManaging director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Nieuwlandlaan 111 bte 103, 3200 AarschotCurrent	accounts 2025	Accounts 2025 · 2026-00101984
Nieuwlandlaan 111 Bus 103, 3200 Aarschot	accounts 2024	Accounts 2024 · 2025-00136157
Fonteinstraat 1 A bte 0301, 3000 Leuven	accounts 2021 → 2023	Accounts 2023 · 2024-00120950

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
ASSURCARDCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00101984

Events

2025
Annual accounts 2025152,8 k €↓
2024
Annual accounts 2024162,7 k €↑
2023
Annual accounts 202380,6 k €↑
2022
Annual accounts 202275,3 k €↓
2021
Annual accounts 2021142,1 k €↑
2020
Annual accounts 2020125 k €↑
2019
Annual accounts 201985,3 k €↓
2018
Annual accounts 2018106,2 k €↑
2017
Annual accounts 201785,5 k €↓
2016
Annual accounts 2016123,6 k €↓
2015
Annual accounts 2015201,3 k €↓
2014
Annual accounts 2014222,6 k €↓
2013
Annual accounts 2013286,1 k €↑
2012
Annual accounts 2012272 k €↑
2011
Annual accounts 20117,8 k €↓
2010
Annual accounts 2010550,4 k €↑
2009
Annual accounts 2009380,5 k €↓
2008
Annual accounts 2008618,4 k €↓
2007
Annual accounts 2007869,5 k €↑
2006
Annual accounts 2006747,8 k €↓
2005
Annual accounts 2005837,9 k €
06/08/2001
IncorporationPublic limited company

ASSURCARD

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events