FLEXCREDIT
0627.998.982 · rovalta.com · 21/09/2026
ACTIVE
FLEXCREDIT
Financial year 2025 · closed on 31/12/2025
Net result
289,6 k €
+73.8% YoY
Revenue
1,1 M €
Equity
143,2 k €
-68.4% YoY
Workforce
3,7 ETP
-14.0% YoY
Overview
What does FLEXCREDIT do?
FLEXCREDIT is a Private limited company incorporated in 2015. Its main activity is: Activities of collection agencies and credit bureaus. Its registered office is in Antwerpen. It employs on average 3,7 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0627.998.982
Incorporation
08/04/2015
Legal form
Private limited company
Registered office
Filip Williotstraat 9
2600 Antwerpen · FlandreSee on map
2600 Antwerpen · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
3,7 ETP
Activities (NACE)
Contacts
2 public details availableLog in to view
Signals
ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 10 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||
| Revenue | 1,1 M € | – | – | – | – | – | 990,5 k € | +36.9% | 723,7 k € | +1.0% | 716,8 k € | +53.5% | 467,0 k € | ||||||
| EBITDA | 427,4 k € | +71.0% | 250,0 k € | -31.5% | 364,8 k € | -33.7% | 550,2 k € | +35.8% | 405,2 k € | -30.4% | 582,5 k € | +43.1% | 407,2 k € | +76.6% | 230,6 k € | -27.7% | 318,9 k € | +62.4% | 196,4 k € |
| Operating result | 396,4 k € | +68.9% | 234,7 k € | -34.8% | 360,1 k € | -33.4% | 540,4 k € | +36.6% | 395,6 k € | -31.9% | 581,2 k € | +45.2% | 400,2 k € | +82.7% | 219,0 k € | -29.0% | 308,4 k € | +71.7% | 179,6 k € |
| Net result | 289,6 k € | +73.8% | 166,6 k € | -36.7% | 263,4 k € | -34.3% | 400,8 k € | +40.9% | 284,6 k € | -32.4% | 421,1 k € | +56.3% | 269,4 k € | +97.2% | 136,6 k € | -35.6% | 212,0 k € | +83.8% | 115,4 k € |
| Balance sheet | |||||||||||||||||||
| Equity | 143,2 k € | -68.4% | 453,5 k € | +58.1% | 286,9 k € | -11.3% | 323,5 k € | +18.6% | 272,7 k € | -0.2% | 273,1 k € | -63.7% | 752,1 k € | +55.8% | 482,6 k € | +39.5% | 346,0 k € | +158% | 134,0 k € |
| Total assets | 1,1 M € | +32.8% | 801,2 k € | -10.6% | 895,9 k € | -4.4% | 937,0 k € | -4.5% | 981,3 k € | -36.9% | 1,6 M € | +44.0% | 1,1 M € | +40.4% | 769,3 k € | +40.2% | 548,6 k € | +65.7% | 331,2 k € |
| Cash | 620,3 k € | +35.3% | 458,5 k € | -14.4% | 535,8 k € | -0.1% | 536,4 k € | -23.1% | 697,7 k € | -41.0% | 1,2 M € | +15.8% | 1,0 M € | +67.4% | 610,2 k € | +60.7% | 379,7 k € | +69.1% | 224,6 k € |
| Debts | 850,3 k € | +206% | 277,4 k € | -54.4% | 609,0 k € | -0.7% | 613,4 k € | -13.4% | 708,6 k € | -44.7% | 1,3 M € | +291% | 327,9 k € | +14.4% | 286,6 k € | +41.5% | 202,6 k € | +2.7% | 197,2 k € |
| Other | |||||||||||||||||||
| Workforce | 3,7 ETP | -14.0% | 4,3 ETP | 0.0% | 4,3 ETP | +13.2% | 3,8 ETP | -11.6% | 4,3 ETP | -25.9% | 5,8 ETP | – | – | – | – | ||||
Estimate
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 9 ended
Active mandates
Arnaud Missorten
ActiveJoeri De Backer
ActiveEnded mandates
Joeri De Backer
EndedChristophe Van Der Donckt
EndedChristophe Vanderdonckt
EndedChristophe Vanderdonckt
EndedAt this address
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Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 19/06/2026 | 31/08/2025 | 29/08/2024 | 18/08/2023 | 01/09/2022 | 31/08/2021 |
| General meeting | 15/06/2026 | 15/06/2025 | 29/08/2024 | 30/06/2023 | 30/06/2022 | 30/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
10 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 15/06/2026 | 19/06/2026 | Dutch | |
| Abridged model | 31/12/2024 | 15/06/2025 | 31/08/2025 | Dutch | |
| Abridged model | 31/12/2023 | 29/08/2024 | 29/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 30/06/2023 | 18/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 30/06/2022 | 01/09/2022 | Dutch | |
| Abridged model | 31/12/2020 | 30/06/2021 | 31/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 15/06/2020 | 28/08/2020 | Dutch | |
| Abridged model | 31/12/2018 | 15/06/2019 | 29/08/2019 | Dutch | |
| Abridged model | 31/12/2017 | 15/06/2018 | 31/08/2018 | Dutch | |
| Abridged model | 31/12/2016 | 15/06/2017 | 11/08/2017 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 9 ended
Active mandates
Arnaud Missorten
ActiveJoeri De Backer
ActiveEnded mandates
Joeri De Backer
EndedChristophe Van Der Donckt
EndedChristophe Vanderdonckt
EndedChristophe Vanderdonckt
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025289,6 k €↑
- 2024Annual accounts 2024166,6 k €↓
- 2023Annual accounts 2023263,4 k €↓
- 2022Annual accounts 2022400,8 k €↑
- 2021Annual accounts 2021284,6 k €↓
- 2020Annual accounts 2020421,1 k €↑
- 2019Annual accounts 2019269,4 k €↑
- 2018Annual accounts 2018136,6 k €↓
- 2017Annual accounts 2017212,0 k €↑
- 2016Annual accounts 2016115,4 k €
- 08/04/2015IncorporationPrivate limited company