ACTIVE

FLEXCREDIT

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Financial year 2025 · Closed on 31/12/2025

Net result289,6 k €+73,8 %over 1 year

Revenue1,1 M €

Equity143,2 k €-68,4 %over 1 year

Workforce3,7 ETP-14,0 %over 1 year

Identity

Source · BCE/KBO

FLEXCREDIT is a Private limited company incorporated in 2015. Its main activity is: Activities of collection agencies and credit bureaus. Its registered office is in Antwerpen. It employs on average 3,7 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0627.998.982
Incorporation: 08/04/2015
Legal form: Private limited company
Registered office: Filip Williotstraat 9
2600 Antwerpen · FlandreSee on map
Contributed capital: 18 600,00 €
Latest accounts: 31/12/2025
Average workforce: 3,7 ETP

Activities (NACE)

82910Activities of collection agencies and credit bureaus· main 82910Activities of collection agencies and credit bureaus

Contacts

2 public details availableLog in to view

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 10 filings

Trend over 10 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	1,1 M €		–		–		–		–
EBITDA	427,4 k €	+71.0%	250 k €	-31.5%	364,8 k €	-33.7%	550,2 k €	+35.8%	405,2 k €
Operating result	396,4 k €	+68.9%	234,7 k €	-34.8%	360,1 k €	-33.4%	540,4 k €	+36.6%	395,6 k €
Net result	289,6 k €	+73.8%	166,6 k €	-36.7%	263,4 k €	-34.3%	400,8 k €	+40.9%	284,6 k €
Balance sheet
Equity	143,2 k €	-68.4%	453,5 k €	+58.1%	286,9 k €	-11.3%	323,5 k €	+18.6%	272,7 k €
Total assets	1,1 M €	+32.8%	801,2 k €	-10.6%	895,9 k €	-4.4%	937 k €	-4.5%	981,3 k €
Cash	620,3 k €	+35.3%	458,5 k €	-14.4%	535,8 k €	-0.1%	536,4 k €	-23.1%	697,7 k €
Debts	850,3 k €	+206%	277,4 k €	-54.4%	609 k €	-0.7%	613,4 k €	-13.4%	708,6 k €
Other
Workforce	3,7 ETP	-14.0%	4,3 ETP	0.0%	4,3 ETP	+13.2%	3,8 ETP	-11.6%	4,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Director	Mandates in this company	Period
Arnaud Missorten	Directorsince 20/05/2019Mandate2019 accountsended
Joeri De Backer	Directorsince 07/04/2015Mandate2019 accountsended

Ended mandates

Director	Mandates in this company	Period
Christophe Van Der Donckt	Director07/04/2015 → 2020 accountsMandate2019 accounts
Christophe Vanderdonckt	Director07/04/2015 → 2022 accounts

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Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	19/06/2026	31/08/2025	29/08/2024	18/08/2023	01/09/2022	31/08/2021
General meeting	15/06/2026	15/06/2025	29/08/2024	30/06/2023	30/06/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 10 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	15/06/2026	19/06/2026	Dutch	PDF
Abridged model	31/12/2024	15/06/2025	31/08/2025	Dutch	PDF
Abridged model	31/12/2023	29/08/2024	29/08/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	18/08/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	01/09/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	31/08/2021	Dutch	PDF
Abridged model	31/12/2019	15/06/2020	28/08/2020	Dutch	PDF
Abridged model	31/12/2018	15/06/2019	29/08/2019	Dutch	PDF
Abridged model	31/12/2017	15/06/2018	31/08/2018	Dutch	PDF
Abridged model	31/12/2016	15/06/2017	11/08/2017	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Director	Mandates in this company	Period
Arnaud Missorten	Directorsince 20/05/2019Mandate2019 accountsended
Joeri De Backer	Directorsince 07/04/2015Mandate2019 accountsended

Ended mandates

Director	Mandates in this company	Period
Christophe Van Der Donckt	Director07/04/2015 → 2020 accountsMandate2019 accounts
Christophe Vanderdonckt	Director07/04/2015 → 2022 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates26/06/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/05/2019
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Other10/04/2015
(voluit) :
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings10 filings

Mandates

Joeri De Backer

Arnaud Missorten

Christophe Vanderdonckt

Christophe Van Der Donckt

201520162017201820192020202120222023202420252026

FLEXCREDIT

Filip Williotstraat 9, 2600 Berchem (Antwerp)

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Filip Williotstraat 9, 2600 Berchem (Antwerp)Current	accounts 2021 → 2025	Accounts 2025 · 2026-00175268

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
FLEXCREDITCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00175268

Events

2025
Annual accounts 2025289,6 k €↑
2024
Annual accounts 2024166,6 k €↓
2023
Annual accounts 2023263,4 k €↓
2022
Annual accounts 2022400,8 k €↑
2021
Annual accounts 2021284,6 k €↓
2020
Annual accounts 2020421,1 k €↑
2019
Annual accounts 2019269,4 k €↑
2018
Annual accounts 2018136,6 k €↓
2017
Annual accounts 2017212 k €↑
2016
Annual accounts 2016115,4 k €
08/04/2015
IncorporationPrivate limited company

FLEXCREDIT

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events